Author: Mary Gallinger
Publisher: Trafford Publishing
ISBN: 1552124428
Category : Business & Economics
Languages : en
Pages : 240

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Book Description
Are you ready for retirement? How can individuals plan for the gradual shift from working to retirement? How can they make the psychological transition from working to not working? Many retirees become ill within a year of leaving work because they fail to plan for a gradual shift from working to retirement. Individuals with outside interests are at less risk than people who spend 60 hours a week on the job, but even hobbies and interests have to be refined prior to retirement. For many people, one of the most profound periods of change is their time of retirement. People's needs and attitudes and different, however, no matter what their personal goals, current age and economic circumstances may be, the strategies they employ to plan for a satisfying retirement are crucial to their mental happiness, physical health and general survival. These strategies will either enhance the quality of their golden years or shorten them drastically.

Author: Roberta Taylor RNCS, M.Ed
Publisher: Sourcebooks, Inc.
ISBN: 140229591X
Category : Self-Help
Languages : en
Pages : 343

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Book Description
The essential retirement planning book, including the ten key conversations couples should have to create a happy, healthy, and successful retirement! Retirement can be the best time of your life, but for couples, there's far more to it than cashing in on your 401(k). The most important asset you have during retirement is each other, yet many couples aren't sure where to begin or how to plan for retirement. The Couple's Retirement Puzzle reveals the ten key conversations couples should tackle before retirement to ensure a rewarding second half of life together, including: Do we have enough money to support the lifestyle we want? Should we retire simultaneously or separately? Do we stay put or explore new frontiers? How will we balance time together and time apart? And more! Filled with smart practical advice, engaging anecdotes, and helpful exercises, The Couple's Retirement Puzzle is a marriage book for couples that will guide you and your partner to a fulfilling, happy retirement you can enjoy and celebrate together.

Author: Dana Anspach
Publisher: Apress
ISBN: 9781430250227
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
"It is a rare pleasure to read a book on personal finance with which I agree completely. Dana Anspach has produced one. I am usually turned off by the chapter on investing, which is typically false and misleading. Investing should always start from the safest strategy to achieve one's goals. Dana Anspach gets it right and expresses it in entertaining prose that anyone can understand and enjoy." —Zvi Bodie, Professor of Economics, Boston University People in their fifties start to wonder: When should I retire? Once I do, when should I take Social Security? Do I need to buy an annuity to make sure I have enough money to last my whole life? Should I move everything into Treasury Bills and other “safe” investments? In short, what do I need to do now to ensure a comfortable retirement in five or ten years? Control Your Retirement Destiny: Achieving Financial Security Before the Big Transition provides practical, how-to knowledge on what you need to do to get your finances in order to prepare for a transition out of the workforce. While never easy, retirement investing in your 20s to your early 50s has been straightforward. But as you get closer to the big event—retirement—it takes a different kind of planning to align investments, retirement accounts, taxes, Social Security, and pension decisions, all for a single objective: providing reliable, life-long income. Control Your Retirement Destiny teaches you how each part works, how one decision affects another, and--most importantly--how to focus on the items you can control rather than on the items you can’t. When you put it all together in a plan that works for you, you’ll have more choices and a greater sense of security about the financial decisions you are making. Transitioning out of work is scary. Control Your Retirement Destiny equips you with the knowledge you’ll need to make sure you’ve thought of everything. When your finances and your future intersect, you’ll be ready. This book: Covers all the major topics in retirement planning—investments, Social Security, annuities, taxes, healthcare, part-time work, and more. Illustrates which items you can control, and how to focus on them. Provides examples of how planning decisions can result in a more secure outcome when they are coordinated. Provides actionable knowledge about important money decisions faced by upcoming retirees. Control Your Retirement Destiny enables you to take charge of your financial future right now to ensure a happy, financially secure retirement. What you’ll learnYou will be able to: Apply an improved and coordinated process to make better financial decisions Focus on items within your control like tax management, risk management, and developing and sticking with a plan Determine how much investment risk you should take Decide if you need guaranteed income, and if so, how to buy it Choose investments that are best suited to meet your future income needs Avoid big retirement planning mistakes Find sources of reliable information Who this book is for Control Your Retirement Destiny: Achieving Financial Security Before the Big Transition is for men and women who are 50-plus, have money in 401(k)s and IRAs and other assets, and are beginning to think about when and how they might transition out of regular, full-time work. They are wondering when to start Social Security, how to choose investments that will provide security, how to account for medical costs and taxes in retirement, and most importantly, how to put all of these things together into a plan that ensures financial security. Readers will be in the top 50% of the population in terms of income and assets, age 50+, do-it-yourself investors, index investors, or investors who aren’t getting the answers they need from their current broker, advisor, or mutual fund company.

Author: Derek L. Milne
Publisher: John Wiley & Sons
ISBN: 0470972661
Category : Psychology
Languages : en
Pages : 212

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Book Description
The Psychology of Retirement is the first self-help guide to retirement based on highly proven psychological coping strategies. Provides the most comprehensive and coherent account of the challenges of retirement and the associated aging process Represents the culmination of over 30 years of clinical, teaching and research involvement in the main issues discussed within this book Draws systematically on applied scientific theories, accepted professional circles, which are interpreted and communicated by an applied scientist A constructive emphasis establishes the best possible coping strategies and perspectives

Author: Christine Timms
Publisher:
ISBN: 9781777314552
Category :
Languages : en
Pages : 0

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Book Description

Author: Patricia Howard
Publisher: John Wiley & Sons
ISBN: 073039090X
Category : Business & Economics
Languages : en
Pages : 199

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Book Description
Learn to take control of your finances and your retirement with this one-stop Australian financial planning bible Have you ever wondered if you have enough money to make it through retirement? The No-Regrets Retirement Guide: How to Live Well, Invest Wisely and Make Your Money Last provides readers with a definitive answer to that question, as well as many others you may have always wanted to ask. Qualified financial planner and author Patricia Howard offers no-nonsense guidance on what it takes to get you to, and through, retirement. You’ll learn how to: Develop a positive and productive mindset as you enter retirement Take control of your finances, regardless of how much money you make or have Learn how to live on invested income rather than earned income Understand and learn to avoid the biggest pitfalls people commonly encounter as they approach retirement Perfect for people entering or already in retirement, The No-Regrets Retirement Guide also belongs on the bookshelves of anyone interested in ensuring they are in a financial position to enjoy their golden years.

Author: Pauline Johnson-Zielonka
Publisher:
ISBN: 9781981150298
Category :
Languages : en
Pages : 194

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Book Description
So you're thinking about retirement or already retired. What does that mean anyway? What can you expect from retirement? Retirement represents a unique chapter in life. It promises many benefits, such as the freedom to do what you want, when you want. However, it may also pose some challenges as you exit the working life that you know so well. For those who have enjoyed a rewarding career, the prospect of retirement may come with mixed emotions. Is this really right for me? Will I get bored? Will I miss work? How will I fill my time? This book is about the personal, life changes that may be encountered as you contemplate, prepare for, and adjust to life in retirement. It will help you consider what a fulfilling retirement means to you, personally, and create a long-term vision for it. For instance, what will you do after traveling in the early part of retirement? The book explores four general aspects of the retirement transition, including identity-related adjustments, activities that provide a sense of meaning and reward, relationship and social network changes, and finding a balance between being overly busy or bored.

Author: Frank Cardone
Publisher:
ISBN:
Category :
Languages : en
Pages : 0

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Book Description
Winning Strategies to Make You Enjoy Your Golden Years Transitioning into retirement is not the same as switching jobs. It's a whole different phase of life that you need to be prepared for. If you're about to say goodbye to your 9-5 or you are at any stage of retirement, then this is the book for you! In this comprehensive guide to retirement planning, you'll be equipped with all the knowledge you need to make the most of your retirement. In this book, Frank leaves nothing untouched, sharing: Strategies for maximizing your savings and reducing your expenses Insight into how to generate income in retirement and minimize taxes on your retirement income A breakdown of Social Security, Medicare, and the ACA's Health Insurance Marketplace Tips for choosing the right housing situation and minimizing healthcare expenses Expert advice on how to avoid common pitfalls and create a successful retirement plan But that's not all! This book also covers everything from financial planning with your family in mind to creating a budget for retirement and even enjoying your retirement to the fullest. Don't wait any longer to start planning for your dream retirement. Get a copy now to take early control of your future today!

Author: Carolee Duckworth
Publisher:
ISBN: 9780984513611
Category : Baby boom generation
Languages : en
Pages : 360

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Book Description
"This book is your call to action on your own behalf to: jumpstart your newly invented personal & professional retirement--your Next Phase life and work; create your own custom roadmap to how Baby Boomer YOU will live your last and BEST personal opus, with vitality, enthusiasm and enjoyment."--Back cover.

Author: Harriet Edleson
Publisher: Rowman & Littlefield
ISBN: 1538114755
Category : Business & Economics
Languages : en
Pages : 153

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Book Description
Learn how to save and prepare for retirement no matter your age or your income. 12 Ways to Retire on Lessoffers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment. In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.