State Solvency Regulation of Property-casualty and Life Insurance Companies

State Solvency Regulation of Property-casualty and Life Insurance Companies PDF Author: United States. Advisory Commission on Intergovernmental Relations
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 144

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Book Description

State Solvency Regulation of Property-casualty and Life Insurance Companies

State Solvency Regulation of Property-casualty and Life Insurance Companies PDF Author: United States. Advisory Commission on Intergovernmental Relations
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 144

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Book Description


State Solvency Regulation of Property-casualty and Life Insurance Companies

State Solvency Regulation of Property-casualty and Life Insurance Companies PDF Author: United States Advisory Commission on Intergovernmental Relations
Publisher:
ISBN:
Category :
Languages : en
Pages : 130

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Book Description


State Solvency Regulation of Property-casualty and Life Insurance Companies

State Solvency Regulation of Property-casualty and Life Insurance Companies PDF Author: United States. Advisory Commission on Intergovernmental Relations
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 130

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Book Description


The Future of Insurance Regulation in the United States

The Future of Insurance Regulation in the United States PDF Author: Martin F. Grace
Publisher: Rowman & Littlefield
ISBN: 0815703864
Category : Business & Economics
Languages : en
Pages : 244

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Book Description
A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).

Developments in State Insurance Regulation

Developments in State Insurance Regulation PDF Author: United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness
Publisher:
ISBN:
Category : Insurance
Languages : en
Pages : 436

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Book Description


Resolution of Troubled Insurance Companies and the Role of State Guaranty Associations

Resolution of Troubled Insurance Companies and the Role of State Guaranty Associations PDF Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 136

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Book Description


Insurance Company Failures

Insurance Company Failures PDF Author: United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Oversight and Investigations
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 460

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Book Description


Insurance and Issues in Financial Soundness

Insurance and Issues in Financial Soundness PDF Author: Nigel Davies
Publisher: International Monetary Fund
ISBN: 1451856008
Category : Business & Economics
Languages : en
Pages : 45

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Book Description
This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.

Property & Casualty Insurance (Core with Georgia)

Property & Casualty Insurance (Core with Georgia) PDF Author:
Publisher:
ISBN: 9781629803050
Category :
Languages : en
Pages :

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State-chartered Credit Unions

State-chartered Credit Unions PDF Author: United States. Bureau of Federal Credit Unions
Publisher:
ISBN:
Category : Banks and banking, Cooperative
Languages : en
Pages : 30

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Book Description