Special Issue: Housing and the Credit Crunch

Special Issue: Housing and the Credit Crunch PDF Author: Anthony B. Sanders
Publisher:
ISBN:
Category :
Languages : en
Pages : 91

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Book Description

Special Issue: Housing and the Credit Crunch

Special Issue: Housing and the Credit Crunch PDF Author: Anthony B. Sanders
Publisher:
ISBN:
Category :
Languages : en
Pages : 91

Get Book Here

Book Description


Housing and the Credit Crunch

Housing and the Credit Crunch PDF Author: Great Britain. Parliament. House of Commons. Communities and Local Government Committee
Publisher: The Stationery Office
ISBN: 9780215526526
Category : Architecture
Languages : en
Pages : 276

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Book Description
In this report the Communities and Local Government Committee says the Government must stick to its long term house building targets, despite the credit crunch, but a greater proportion of the homes built should be social housing. The Committee is concerned that the £975 million borrowed by the Government from its 2010-11 budgets to build social rented housing now is not new money, and that the Government has been unable to say how that borrowing will be replaced. The Committee urges the Department for Communities and Local Government to: put pressure on the Treasury to ensure measures to revive the mortgage markets are implemented immediately; increase construction of new social housing, both to provide for housing need and as a means of maintaining capacity in the homebuilding industry whilst the market recovers; accelerate refurbishment programmes for social housing; acquire further social housing through the purchase of unsold stock and street properties; consider the purchase of unsold family homes which have been on the market for more than a year; encourage public sector bodies to make land available for the development of new homes. The report also urges the Government to do more to help those at risk of repossession by considering sanctions against lenders who repossess too quickly and by doing more to protect tenants and homeowners from unscrupulous landlords. An Office of Fair Trading recommendation for sale-and-rent back schemes should be implemented as a matter of urgency to protect the growing number of households falling behind in mortgage payments. The Committee would like to see more done to support housing associations, including increasing social housing grant where necessary.

Housing Boom and Bust

Housing Boom and Bust PDF Author: Peter King
Publisher: Routledge
ISBN: 1135173192
Category : Architecture
Languages : en
Pages : 251

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Book Description
Housing bubbles burst, creating economic misery for millions. Over the past thirty years, the culture of property ownership has become so ingrained that policy makers, bankers and households have taken for granted that housing is a good investment and forgotten about the bust. Explaining how the current crisis in housing markets has arisen, this topical and sharp analysis considers the causes of house price bubbles and the reason for the collapse in markets worldwide. Written for students, it explains the economic cycle of housing, ways in which future booms and busts can be mitigated and how the lessons of this latest housing bubble can finally be learned.

A Special Issue on Housing, Credit Markets, and the Macroeconomy

A Special Issue on Housing, Credit Markets, and the Macroeconomy PDF Author: Charles K. Leung
Publisher:
ISBN:
Category :
Languages : en
Pages : 3

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Book Description
This paper provides a simpel introduction to the literature relating to housing, credit markets and the macroeconomy.

The SAGE Handbook of Housing Studies

The SAGE Handbook of Housing Studies PDF Author: David F Clapham
Publisher: SAGE
ISBN: 1473971357
Category : Business & Economics
Languages : en
Pages : 710

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Book Description
Cross-disciplinary and critical in its approach, The SAGE Handbook of Housing Studies is an elucidating look at the key issues within the field. It covers the study of housing retrospectively, but also analyses the future directions of research and theory, demonstrating how it can contribute to wider debates in the social sciences. A comprehensive introductory chapter is followed by four parts offering complete coverage of the area: Markets: examines the perception of housing markets, how they function in different contexts, and the importance of housing behaviour and neighbourhoods Approaches: looks at how other disciplines - economics, geography, and sociology - have informed the direction of housing studies Context: traces the interactions between housing studies and other aspects of society, providing context to debate housing through issues of space, social, welfare and the environment. Policy: is a multi-disciplinary and comprehensive take on the major policy issues and the causes and possible solutions of housing problems such as regeneration and homelessness. Edited by leading names in the field and including international contributions, the book is a stimulating, wide-ranging read that will be an invaluable resource for academics and researchers in geography, urban studies, sociology, social policy, economics and politics.

Subcommittee Hearing on the Effect of the Credit Crunch on Small Business Access to Capital

Subcommittee Hearing on the Effect of the Credit Crunch on Small Business Access to Capital PDF Author: United States. Congress. House. Committee on Small Business. Subcommittee on Finance and Tax
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 72

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Book Description


Special Edition

Special Edition PDF Author: Liam Leonard
Publisher: Emerald Group Publishing
ISBN: 1780526717
Category : Nature
Languages : en
Pages : 402

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Book Description
This is a challenging time to be an academic with an interest in either the economy or the environment: we are being deluged with an over-supply of bad news. From the evidence of accelerating climate change to the increasingly desperate policies of 'fiscal stimulus' and 'quantitative easing' it is difficult enough to keep up with the jargon, never mind the policy. Academics tend to spend their careers looking backwards, analysing what is already safely established and categorized. The present crisis has deprived us of that luxury. Now more than ever our insights and our information are needed to save humanity from two interlinked crises that threaten our future. We need urgent solutions and we need co-operation: for this reason this issue includes contributions from academics and from campaigners. Many have questioned whether we have time to worry about the environment now that the financial crisis has become so pressing. What we seek to make clear in this special issue is that the two crises are in fact two aspects of the same crisis. It is a crisis of overconsumption, of debt-fuelled bingeing. It is a crisis of monetary-and-ecological debt; and of what happens when that debt starts to be called in.

The Politics of Housing Booms and Busts

The Politics of Housing Booms and Busts PDF Author: Leonard Seabrooke
Publisher: Springer
ISBN: 0230280447
Category : Political Science
Languages : en
Pages : 264

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Book Description
This book demonstrates how housing systems are built from political struggles over the distribution of welfare and wealth. The contributors analyze varieties of residential capitalism through a range of international case studies, as well as investigating the links between housing finance and the current international financial crisis.

Sustainable Communities and Urban Housing

Sustainable Communities and Urban Housing PDF Author: Montserrat Pareja-Eastaway
Publisher: Routledge
ISBN: 131743370X
Category : Political Science
Languages : en
Pages : 285

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Book Description
Since the start of the twenty-first century, urban communities have faced increasing challenges in housing affordability, with environmental issues causing additional concern. It is clear that changes to urban housing are needed to enhance the resilience of cities and improve the economic, social and physical well-being of residents. This book provides a comparative cross-national perspective on urban housing and sustainability in Europe, exploring the key barriers and drivers associated with sustainable urban development and community regeneration. Country-specific chapters allow for easy comparison, with each summarizing how sustainable housing operates in the country in question, before going on to discuss the key barriers and drivers at play. This book brings a sustainability perspective to the comparative housing literature which frequently fails to integrate the social, economic and environmental pillars of sustainability. The book outlines many of the changes that professionals and residents will need to make to their practices and cultures in order to enhance housing resilience. Students, researchers and professionals with an interest in sustainable housing creation and regeneration will find this book an invaluable reference.

The Blackwell Companion to the Economics of Housing

The Blackwell Companion to the Economics of Housing PDF Author: Susan J. Smith
Publisher: John Wiley & Sons
ISBN: 9781444317985
Category : Business & Economics
Languages : en
Pages : 648

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Book Description
The Blackwell Companion to the Economics of Housing willhelp students and professionals alike to explore key elements ofthe housing economy: home prices, housing wealth, mortgage debt,and financial risk. Features 24 original essays, including an editorialintroduction and three section overviews Includes 39 world-class authors from a mix of educational andfinancial organizations in the UK, Europe, Australia, and NorthAmerica Broadly-based, scholarly, and accessible, serving students andprofessionals who wish to understand how today’s housingeconomy works Profiles the role and relevance of housing wealth; themismanagement of mortgage debt; and the pitfalls and potential ofhedging housing risk Key topics include: the housing price bubble and crash; thesubprime mortgage crisis in the US and its aftermath; the linksbetween housing wealth, the macroeconomy, and the welfare ofhome-occupiers; the mitigation of credit and housing investmentrisks Specific case studies help to illustrate concepts, along withnew data sets and analyses to illustrate empirical points