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Author: Cath Armstrong
Publisher: HarperCollins Australia
ISBN: 0730494918
Category : Business & Economics
Languages : en
Pages : 32
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Book Description
A follow-up to the bestselling DEBT-FREE, CASHED-UP AND LAUGHING from renowned queen of thrift, Cath Armstrong, this month-by month guide will show you how to ditch debt and stockpile cash, all year round. In the current economic climate many Australians are on a suddenly limited budget. In SAVING MONEY IS EASY, Cath gives us a month-by-month guide to organising your finances in hard times and shows how the average family can save literally thousands of dollars by taking charge of their money, budget planning, and benefiting from the mass of tips, case histories, recipes and how-tos that this book has to offer.In this book in particular, Cath focuses on the idea that time is money, and shows how organisation and efficiency can also save your money. From the start of the school term, through to tax time and on to Christmas and holidays, Cath offers sterling advice garnered from years of experience in the field on how to have fun and still save on lunchboxes, kids entertainment, tax returns, Christmas presents and holidays and much, much more.
Author: Cath Armstrong
Publisher: HarperCollins Australia
ISBN: 0730494918
Category : Business & Economics
Languages : en
Pages : 32
Get Book Here
Book Description
A follow-up to the bestselling DEBT-FREE, CASHED-UP AND LAUGHING from renowned queen of thrift, Cath Armstrong, this month-by month guide will show you how to ditch debt and stockpile cash, all year round. In the current economic climate many Australians are on a suddenly limited budget. In SAVING MONEY IS EASY, Cath gives us a month-by-month guide to organising your finances in hard times and shows how the average family can save literally thousands of dollars by taking charge of their money, budget planning, and benefiting from the mass of tips, case histories, recipes and how-tos that this book has to offer.In this book in particular, Cath focuses on the idea that time is money, and shows how organisation and efficiency can also save your money. From the start of the school term, through to tax time and on to Christmas and holidays, Cath offers sterling advice garnered from years of experience in the field on how to have fun and still save on lunchboxes, kids entertainment, tax returns, Christmas presents and holidays and much, much more.
Author: Miranda Grey
Publisher:
ISBN: 9781631870705
Category : Business & Economics
Languages : en
Pages : 102
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Book Description
If you realize that you are overspending resulting in a depletion of your savings account, it's time to keep your spending in check. It takes a lot of discipline to stick to your financial plan. However, keeping to a financial goal is not that difficult if you start with the basics. Fortunately, there are effective strategies you can adopt to make sure you follow through on your good financial intentions. Miranda Grey examines these strategies such as being specific in her book "How to Save Money." Be specific about what you want to achieve out of your financial plan. Decide how much you should save each month or how you should pay off your credit card debt. For example, specifying $200 as the sum you should save each month will help you to visualize and reach that target instead of simply saying 'I'd like to save some money per month." Likewise the motto 'Cut down on grooming expenses' sounds vague and less concrete. How about turning it to 'Spend no more than $100 each month on grooming'? This puts your goal into perspective. Grab your copy of How to Save Money!
Author: Richard Foreman
Publisher: CreateSpace
ISBN: 9781512277999
Category :
Languages : en
Pages : 86
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Book Description
This book contains helpful information about saving money, and how you can easily begin having more in your account at the end of each week. The majority of people in today's society struggle to save. We all seem to want the newest and the best, even if we can't afford it. Credit cards and loans are leading people to financial ruin, and even worse, schools aren't teaching us how to save properly either. In this book we will cover simple steps that will help you begin saving, and change your attitudes to money in the process. Money is an abundant resource, and we need to realize there is plenty to go around. Once you have some savings, it's easy to turn it in to more and more money in a short time. Whether through a business, real-estate, stock market, or some other form of investing you can make a lot more money once you have some initial savings. Here, you will learn the skills that will have you successfully saving, and if you follow the steps laid out in this book you will be one step closer to financial freedom. This book will explain to you tips and techniques that will help you successfully reduce your expenses and save more of your hard earned cash. I hope this book is able to help you, please approach this subject with an open mind and I urge you to give these steps ago!
Author: Richard Foreman
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 70
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Book Description
This book contains helpful information about saving money, and how you can easily begin having more in your account at the end of each week. The majority of people in today's society struggle to save. We all seem to want the newest and the best, even if we can't afford it. Credit cards and loans are leading people to financial ruin, and even worse, schools aren't teaching us how to save properly either. In this book we will cover simple steps that will help you begin saving, and change your attitudes to money in the process. Money is an abundant resource, and we need to realize there is plenty to go around. Once you have some savings, it's easy to turn it in to more and more money in a short time. Whether through a business, real-estate, stock market, or some other form of investing you can make a lot more money once you have some initial savings. Here, you will learn the skills that will have you successfully saving, and if you follow the steps laid out in this book you will be one step closer to financial freedom. This book will explain to you tips and techniques that will help you successfully reduce your expenses and save more of your hard earned cash. I hope this book is able to help you, please approach this subject with an open mind and I urge you to give these steps ago!
Author: Gemma Bird
Publisher: Hamlyn
ISBN: 0600637360
Category : Business & Economics
Languages : en
Pages : 288
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Book Description
SAVE A FORTUNE AND TRANSFORM YOUR LIFESTYLE IN 2022. If you're feeling the pinch after Christmas and worried about the rising cost of living then INSTAGRAM SENSATION MONEY MUM is here to help you SAVE THOUSANDS WITHOUT EVEN NOTICING. "Money Mum, here, coming to you, as always, with another money tip! You don't have to be wealthy or earn a huge salary to achieve all the things you want in life - and I'm here to show you how. Just by spending a little less on everyday small costs or being savvy with your choices, you will naturally have a little more for the finer things in life. My exciting new book will show you everything you need to know to save money and be truly happy forever. When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt? I feel really strongly that it has got to change, and I'm here to get you through it.. I want to empower women and girls to take responsibility for their own financial futures. To have those difficult conversations and do the uncomfortable maths, because believe me one day you will be so glad you did. From starting small and making little changes to your everyday habits, through building a second income into your lifestyle, to going for the big goals in your life that you might think are out of your reach - this book will help you reboot your finances one money tip at a time. Because money isn't a secret recipe that only rich people know, it's a mindset and an attitude that anyone can have. And Money Mum is here, as always, to show you how. Now stick the kettle on, grab a pen and paper and let's start saving you some serious cash!" Inside you'll find: - My ultimate deals and tips, covering everything from shopping and bills to selling unwanted items - How to follow my weekly 'No Spend Day' and 'Make Money Day' - What your money mindset does to your anxiety levels and the impact social media has on your spending - Tips for getting the whole family talking about money from an early age - Spending tracker templates, charts and plenty of space for your own notes!
Author: Eric Van Wyke
Publisher: CreateSpace
ISBN: 9781503203785
Category :
Languages : en
Pages : 46
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Book Description
Planning and sticking to a personal budget can be tedious. Actually, a lot of people dread budgeting as much as they dread going to the dentist. Unfortunately, you do need to take time to design and adhere to a budget, but the benefits of doing so are infinitely greater than the costs. Budgeting is the first step to saving money. A budget is your guideline in spending your hard-earned money to make sure you save money and only spend what you can afford. This technique ensures a surplus you can use to pay off any existing debts or save for the future. When you live on a budget, you must make careful decisions about how you spend your money. You will not be tempted to make impulse purchases because each purchase or payment is made based on an objective decision-making process. Another advantage of having a personal budget plan is that you can allocate your limited funds to both your present needs and your future goals like retirement, your children's college education or even your own home. When you do not have a budget, it is quite easy for your funds to slip through your hands, and you end up barely making ends meet. Hence, saving money is an excellent endeavor. This book contains proven steps and strategies on how to effectively save more money, so you no longer need to struggle to live paycheck to paycheck. Even during difficult times, you and your family do not need to suffer and live a deprived life. You can take control of your finances and provide for your family. The tips and techniques included in this book are easy to implement, so you can start saving money in all areas of your life. Always keep in mind that you deserve to be financially free. It is up to you to claim the independence.
Author: Alice Mims
Publisher: Createspace Independent Publishing Platform
ISBN: 9781722367404
Category :
Languages : en
Pages : 62
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Book Description
This book contains helpful information about saving money, and how you can easily begin having more in your account at the end of each week. The majority of people in today's society struggle to save. We all seem to want the newest and the best, even if we can't afford it. Credit cards and loans are leading people to financial ruin, and even worse, schools aren't teaching us how to save properly either. In this book we will cover simple steps that will help you begin saving, and change your attitudes to money in the process. Money is an abundant resource, and we need to realize there is plenty to go around. Once you have some savings, it's easy to turn it in to more and more money in a short time. Whether through a business, real-estate, stock market, or some other form of investing you can make a lot more money once you have some initial savings. Here, you will learn the skills that will have you successfully saving, and if you follow the steps laid out in this book you will be one step closer to financial freedom. This book will explain to you tips and techniques that will help you successfully reduce your expenses and save more of your hard earned cash. I hope this book is able to help you, please approach this subject with an open mind and I urge you to give these steps ago!
Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 9781422319024
Category : Business & Economics
Languages : en
Pages : 32
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Book Description
Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.
Author: Rock Bankole
Publisher: Createspace Independent Publishing Platform
ISBN: 9781537060552
Category :
Languages : en
Pages : 42
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Book Description
"At Last, The Answers you deserve on Saving Money Now" Without any "nonsense advice" like renting out your house and moving down to the garage. - Are you overwhelmed by financial difficulties? - Have you accumulated too many debts that are struggling you to death? - Or have you made poor investment decisions and are now unable to enjoy money?According to a research conducted by the National Bureau of Economic Research (NBER), "the majority of Americans do not plan for a predictable event such as retirement or children's college education. Most importantly, people do not make provisions for unexpected events and emergencies, leaving themselves and the economy exposed to shocks."4 out of 5 American adults are faced with economic insecurity at some point in their lives and the majority of Americans lack basic numeracy and knowledge of fundamental economic principle.There is also a sharp disconnection between self-reported financial knowledge and financial knowledge as measured by financial literacy quizzes. Even those who give their best knowledge score poorly on quizzes. Moreover, while many believe they are pretty good at dealing with day-to-day financial matters, in actuality, they engage in financial behaviors that generate expenses and fees, overdrawing checking accounts, making late credit card payments, or exceeding limits on credit card charges. Comparing terms of financial contracts and shopping around before making financial decisions are not at all common among the population. How would you like to change your financial life and protect your family from an economic disaster? By purchasing the Money Saving Tips book, you'll discover a step by step and easy to follow guide that reveals the secret to effectively save money as well as the fundamental and basic economic principle everybody ought to know about.Not only that, you will also learn how to think like people who are financially successful and why saving money is not only a physical act but a mental action as well. Here is a preview of what you will learn... Simple techniques to establish your money saving master plan How to think smart and act smart with your money Powerful Technique to make your savings work for you The #1 technique of developing a money saving habits And much more! When you purchase the Money Saving Tips book today you'll save 60% off the regular price.Please note that this bonus is only available for a limited time! Go to the top of the page and click the orange "Add To Cart" button on the right to order now!
Author: Michelle McGagh
Publisher: Coronet
ISBN: 9781473652156
Category : Finance, Personal
Languages : en
Pages : 0
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Book Description
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
