The Tools and Techniques of Insurance Planning and Risk Management, 4th Edition

The Tools and Techniques of Insurance Planning and Risk Management, 4th Edition PDF Author: Stephan R. Leimberg
Publisher:
ISBN: 9781949506020
Category : Business insurance
Languages : en
Pages : 480

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Book Description
This is the fourth edition of our popular professional resource specifically tailored for non-insurance professionals, newly revised with an increased emphasis on techniques that can be used for personal and business clients. Financial planners, tax advisors, and estate planners have all found this book to be invaluable in their practices because it provides the insights, understanding and tools to guide clients as they seek to manage risk and properly plan insurance coverage. The Tools & Techniques of Insurance Planning and Risk Management, 4th Edition, provides expert guidance on all key personal and business-related policies, including life, health, disability, social insurance, commercial property insurance, workers compensation, business umbrella, directors and officers liability, cyber liability, and much more. In this fully revised and updated edition, respected authors Stephan R. Leimberg, CEO of Leimberg and LeClair, Inc.; Kenneth W. Price; and Jesus M. Pedre provide proven, practical guidance you can apply immediately. Each chapter breaks down complex insurance information so that non-insurance professionals can understand the intricacies of the coverage offered by each product line, allowing planners to insure that their clients have the right type and amount of insurance for their risk profiles This edition delivers: Thirty-two newly updated chapters divided into five sections on the principles of risk and insurance; insurance company operations; personal and commercial insurance lines; life and health insurance planning needs; and commercial property & liability A new chapter on cyber insurance provides information on the most common types of cyber threats faced by businesses today, as well as coverage information about cyber insurance policies to help businesses decide which potential risks can be insured against A new section on commercial flood insurance details the options for how businesses can obtain flood coverage on the private market to protect against ever-more-common flood risks Newly updated materials on the National Flood Insurance Program (NFIP) for homeowners Updated content on personal and business auto policies, including coverage for ride-sharing activities Updated coverage information for managing healthcare cost risks for individuals and businesses, including ACA mandates, disability, and long-term care policies Additionally, the risk management techniques in this book are integrated with up-to-date tax and government insurance information so that planners can incorporate that information into their clients' insurance planning activities to avoid duplicate coverage and take advantage of potential tax savings that are available to individuals and businesses.

The Tools and Techniques of Insurance Planning and Risk Management, 4th Edition

The Tools and Techniques of Insurance Planning and Risk Management, 4th Edition PDF Author: Stephan R. Leimberg
Publisher:
ISBN: 9781949506020
Category : Business insurance
Languages : en
Pages : 480

Get Book Here

Book Description
This is the fourth edition of our popular professional resource specifically tailored for non-insurance professionals, newly revised with an increased emphasis on techniques that can be used for personal and business clients. Financial planners, tax advisors, and estate planners have all found this book to be invaluable in their practices because it provides the insights, understanding and tools to guide clients as they seek to manage risk and properly plan insurance coverage. The Tools & Techniques of Insurance Planning and Risk Management, 4th Edition, provides expert guidance on all key personal and business-related policies, including life, health, disability, social insurance, commercial property insurance, workers compensation, business umbrella, directors and officers liability, cyber liability, and much more. In this fully revised and updated edition, respected authors Stephan R. Leimberg, CEO of Leimberg and LeClair, Inc.; Kenneth W. Price; and Jesus M. Pedre provide proven, practical guidance you can apply immediately. Each chapter breaks down complex insurance information so that non-insurance professionals can understand the intricacies of the coverage offered by each product line, allowing planners to insure that their clients have the right type and amount of insurance for their risk profiles This edition delivers: Thirty-two newly updated chapters divided into five sections on the principles of risk and insurance; insurance company operations; personal and commercial insurance lines; life and health insurance planning needs; and commercial property & liability A new chapter on cyber insurance provides information on the most common types of cyber threats faced by businesses today, as well as coverage information about cyber insurance policies to help businesses decide which potential risks can be insured against A new section on commercial flood insurance details the options for how businesses can obtain flood coverage on the private market to protect against ever-more-common flood risks Newly updated materials on the National Flood Insurance Program (NFIP) for homeowners Updated content on personal and business auto policies, including coverage for ride-sharing activities Updated coverage information for managing healthcare cost risks for individuals and businesses, including ACA mandates, disability, and long-term care policies Additionally, the risk management techniques in this book are integrated with up-to-date tax and government insurance information so that planners can incorporate that information into their clients' insurance planning activities to avoid duplicate coverage and take advantage of potential tax savings that are available to individuals and businesses.

The Tools & Techniques of Risk Management & Insurance

The Tools & Techniques of Risk Management & Insurance PDF Author: Stephan R. Leimberg
Publisher:
ISBN: 9780872187016
Category : Risk (Insurance)
Languages : en
Pages : 0

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Book Description


Risk Management for Enterprises and Individuals

Risk Management for Enterprises and Individuals PDF Author: Baranoff
Publisher:
ISBN: 9781936126187
Category : Electronic book
Languages : en
Pages :

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Book Description


Risk Management and Insurance in New Zealand

Risk Management and Insurance in New Zealand PDF Author: Michael Naylor
Publisher:
ISBN: 9781877399527
Category : Insurance
Languages : en
Pages : 254

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Book Description
Essential reading for financial advisers, insurers, bankers and students. New Zealand has long needed a book that presents in easy-to-read language its own risk management and insurance environment. The second edition of Risk Management and Insurance in Zealand updates the successful first edition, the fi rst written for those studying or working in the New Zealand insurance industry.

Essentials of Personal Financial Planning

Essentials of Personal Financial Planning PDF Author: Susan M. Tillery
Publisher: John Wiley & Sons
ISBN: 1119421233
Category : Business & Economics
Languages : en
Pages : 448

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Book Description
ESSENTIALS OF PERSONAL FINANCIAL PLANNING Essentials of Personal Financial Planning was written to challenge the status quo by promoting personal financial planning (PFP) as a profession, not as a sales tool to gather assets under management or facilitate sales of insurance products. The book takes a comprehensive and integrated approach to PFP for accounting students, allowing them to view the profession through the lens of a CPA – with integrity and objectivity. This book systematically introduces the essentials of all the major PFP topics (estate, retirement, investments, insurance, and tax), as well as: The PFP process, concepts and regulatory environment. Professional responsibilities of a CPA personal financial planner and the requirements of the Statement on Standards in PFP Services. Time value of money concepts. The book then builds on these foundational concepts, showing their interconnectivity and professional opportunities, to provide a deeper understanding of PFP and its application. After reading this book, students will be able to apply the knowledge and skills gained from this course to have an immediate and long-term positive impact for themselves and for the clients they serve.

Risk Management and Insurance Planning

Risk Management and Insurance Planning PDF Author: JATINDER LOOMBA
Publisher: PHI Learning Pvt. Ltd.
ISBN: 8120348311
Category : Business & Economics
Languages : en
Pages : 661

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Book Description
Humans are accustomed to risks. Be it a theft or burglary, a fatal road accident, natural disaster or death—the possibility of a person encountering a risk, can never be underestimated. To mitigate the intensity of risks, it is always advisable to manage risks, beforehand. This book explains how to minimize, monitor, and control the probability and impact of unfortunate events, through risk management. The chapters are skillfully designed to give a comprehensive approach to the need of insurance; the right plan for different needs; and the right place to buy the insurance. The essential concepts are dealt with thoroughly to build the foundation of the subject. The book skillfully elucidates the roles and the duties of an Agent, and the traits required to transform into an efficient one. It highlights some of the most important insurance claims, which are only prevalent in the developed countries (US and UK), like tort liability problems, long-term care insurance, personal umbrella insurance and Uninsured Motorist Coverage and personal umbrella policy. The book emphasizes on exposures to mortality, health, disability, auto, overseas and travel insurances. While discussing the topics, like retirement options, it ornately describes various pensions and annuity schemes available as well. The book is primarily intended for the postgraduate students of Management. However, it will also be beneficial for Risk Managers, and Insurance Agents. Key Features • The chapters are interspersed with Figures, Tables, Exhibits and Takeaway Tips to provide interesting facts related to the topic discussed in the chapter. • The topics are explained through case studies, and graphical represent-ations, to add a practical approach to the subject. • MCQs help in strengthening life insurance concepts. • A separate Chapter is devoted to the Insurance Laws.

An Introduction to Computational Risk Management of Equity-Linked Insurance

An Introduction to Computational Risk Management of Equity-Linked Insurance PDF Author: Runhuan Feng
Publisher: CRC Press
ISBN: 1351647725
Category : Business & Economics
Languages : en
Pages : 334

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Book Description
The quantitative modeling of complex systems of interacting risks is a fairly recent development in the financial and insurance industries. Over the past decades, there has been tremendous innovation and development in the actuarial field. In addition to undertaking mortality and longevity risks in traditional life and annuity products, insurers face unprecedented financial risks since the introduction of equity-linking insurance in 1960s. As the industry moves into the new territory of managing many intertwined financial and insurance risks, non-traditional problems and challenges arise, presenting great opportunities for technology development. Today's computational power and technology make it possible for the life insurance industry to develop highly sophisticated models, which were impossible just a decade ago. Nonetheless, as more industrial practices and regulations move towards dependence on stochastic models, the demand for computational power continues to grow. While the industry continues to rely heavily on hardware innovations, trying to make brute force methods faster and more palatable, we are approaching a crossroads about how to proceed. An Introduction to Computational Risk Management of Equity-Linked Insurance provides a resource for students and entry-level professionals to understand the fundamentals of industrial modeling practice, but also to give a glimpse of software methodologies for modeling and computational efficiency. Features Provides a comprehensive and self-contained introduction to quantitative risk management of equity-linked insurance with exercises and programming samples Includes a collection of mathematical formulations of risk management problems presenting opportunities and challenges to applied mathematicians Summarizes state-of-arts computational techniques for risk management professionals Bridges the gap between the latest developments in finance and actuarial literature and the practice of risk management for investment-combined life insurance Gives a comprehensive review of both Monte Carlo simulation methods and non-simulation numerical methods Runhuan Feng is an Associate Professor of Mathematics and the Director of Actuarial Science at the University of Illinois at Urbana-Champaign. He is a Fellow of the Society of Actuaries and a Chartered Enterprise Risk Analyst. He is a Helen Corley Petit Professorial Scholar and the State Farm Companies Foundation Scholar in Actuarial Science. Runhuan received a Ph.D. degree in Actuarial Science from the University of Waterloo, Canada. Prior to joining Illinois, he held a tenure-track position at the University of Wisconsin-Milwaukee, where he was named a Research Fellow. Runhuan received numerous grants and research contracts from the Actuarial Foundation and the Society of Actuaries in the past. He has published a series of papers on top-tier actuarial and applied probability journals on stochastic analytic approaches in risk theory and quantitative risk management of equity-linked insurance. Over the recent years, he has dedicated his efforts to developing computational methods for managing market innovations in areas of investment combined insurance and retirement planning.

Principles of Risk Management and Insurance

Principles of Risk Management and Insurance PDF Author: George E. Rejda
Publisher: Pearson Education India
ISBN: 9788131725849
Category :
Languages : en
Pages : 772

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Book Description


Fundamentals of Risk and Insurance

Fundamentals of Risk and Insurance PDF Author: Emmett J. Vaughan
Publisher: John Wiley & Sons
ISBN:
Category : Business & Economics
Languages : en
Pages : 664

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Book Description
This classic, comprehensive book is divided into three sections. The first section examines the concept of risk, the nature of the insurance device, and the principles of risk management. This section also provides an overview of the insurance industry. The second section examines the traditional fields of life and health insurance as solutions to the risks connected with the loss of income. The Social Security system, workers compensation, and other social insurance coverages are discussed. The final section deals with the risks associated with the ownership of property and legal liability. Updated to reflect the changes in the field of insurance since 1996, and a listing of Web sites of interest.

Introduction to Risk Management and Insurance

Introduction to Risk Management and Insurance PDF Author: Mark S. Dorfman
Publisher:
ISBN: 9780131394124
Category : Insurance
Languages : en
Pages : 0

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Book Description
For upper level undergraduate/graduate courses in Principles of Insurance and Risk Management. Drawing from the author's extensive teaching experience, this book introduces students to basic insurance concepts from the consumer's point of view and equips them with the tools to make intelligent, informed insurance purchasing decisions. The tenth edition has been reorganized and fully updated to highlight the increased importance of risk management and insurance in business and society. In particular, the tenth edition refocuses its attention on corporate risk management, reflecting its growing importance in today's economy.