Student Loans and the Dynamics of Debt

Student Loans and the Dynamics of Debt PDF Author: Brad Hershbein
Publisher: W.E. Upjohn Institute
ISBN: 0880994843
Category : Study Aids
Languages : en
Pages : 484

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Book Description
The papers included in this volume represent the most current research and knowledge available about student loans and repayment. It serves as a valuable reference for researchers and policymakers who seek a deeper understanding of how, why, and which students borrow for their postsecondary education; how this borrowing may affect later decisions; and what measures can help borrowers repay their loans successfully.

Student Loans and the Dynamics of Debt

Student Loans and the Dynamics of Debt PDF Author: Brad Hershbein
Publisher: W.E. Upjohn Institute
ISBN: 0880994843
Category : Study Aids
Languages : en
Pages : 484

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Book Description
The papers included in this volume represent the most current research and knowledge available about student loans and repayment. It serves as a valuable reference for researchers and policymakers who seek a deeper understanding of how, why, and which students borrow for their postsecondary education; how this borrowing may affect later decisions; and what measures can help borrowers repay their loans successfully.

Repaying Your Student Loans

Repaying Your Student Loans PDF Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 36

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Book Description


Student Financial Assistance Programs

Student Financial Assistance Programs PDF Author:
Publisher:
ISBN:
Category : Student aid
Languages : en
Pages : 24

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Book Description


Federal Student Loan Programs Data Book

Federal Student Loan Programs Data Book PDF Author: Donald Conner
Publisher:
ISBN:
Category : Federal aid to higher education
Languages : en
Pages : 236

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Book Description


The Student Loan Scam

The Student Loan Scam PDF Author: Alan Collinge
Publisher: Beacon Press
ISBN: 0807096725
Category : Education
Languages : en
Pages : 188

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Book Description
The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt. High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at the expense of students. The book includes candid and compelling stories from people across the country about how both nonprofit and for-profit student loan companies, aided by poor legislation, have shattered their lives-and livelihoods. With nearly 5 million defaulted loans, this crisis is growing to epic proportions. The Student Loan Scam takes an unflinching look at this unprecedented and pressing problem, while exposing the powerful organizations and individuals who caused it to happen. Ultimately, Collinge argues for the return of standard consumer protections for student loans, among other pragmatic solutions, in this clarion call for social action.

Dear Debt

Dear Debt PDF Author: Melanie Lockert
Publisher: Coventry House Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 126

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Book Description
In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt

Student Loans

Student Loans PDF Author: Noël Merino
Publisher: Greenhaven Publishing LLC
ISBN: 073777410X
Category : Young Adult Nonfiction
Languages : en
Pages : 84

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Book Description
It is very common for young people to have educational loans in order to obtain certification or degrees. This guidebook investigates student loans, how increasing loan debt has gotten out of hand, and what students should do about it. Government and private loans, repayment solutions, and the economic impact of the student loan bubble are discussed.

Private Student Loans

Private Student Loans PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions and Consumer Protection
Publisher:
ISBN:
Category : College graduates
Languages : en
Pages : 100

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Private Student Loans

Private Student Loans PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : College graduates
Languages : en
Pages : 112

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Higher Education Opportunity Act

Higher Education Opportunity Act PDF Author: United States
Publisher:
ISBN:
Category : Education, Higher
Languages : en
Pages : 432

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Book Description