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Author: John W. Gibson
Publisher: Safety Nets Unlimited
ISBN: 9780977922697
Category : Self-Help
Languages : en
Pages : 0
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Book Description
There are times in life when we all need support. When you create your own personal safety net you put together in a useful way all the plans, systems, resources and people who will help. Using real life stories, examples and suggestions, this book will guide you in getting read for the changes and challenges - good and bad - that will inevitably come your way.
Author: John W. Gibson
Publisher: Safety Nets Unlimited
ISBN: 9780977922697
Category : Self-Help
Languages : en
Pages : 0
Get Book Here
Book Description
There are times in life when we all need support. When you create your own personal safety net you put together in a useful way all the plans, systems, resources and people who will help. Using real life stories, examples and suggestions, this book will guide you in getting read for the changes and challenges - good and bad - that will inevitably come your way.
Author: James K. Glassman
Publisher: Crown Currency
ISBN: 0307591271
Category : Business & Economics
Languages : en
Pages : 210
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Book Description
How can you construct a financial investment strategy to protect yourself … yet still get the growth to ensure a solid financial future and comfortable retirement during these turbulent times? By building an investing safety net that gives you the gains needed for growth – though more modest than those of past years – but protection against the downside. So when turbulence strikes again – and it will – you won’t re-live the financial nightmares of recent years when portfolios and 401Ks were devastated. Jim Glassman provides the specifics you need for shrewd asset allocation, specifically: Reduce stock ownership. For those stocks you do own, ensure they meet one of these criteria: pay dividends; are low-priced and from industries of the future; or companies based in aspiring nations such as India, Brazil and China. Make a substantial investment in bonds, especially US Treasury TIPS bonds and corporate bonds Hedge against decline by owning a bear fund that shorts the US economy. Own funds based on other currencies, thus protecting yourself against the potential declining value of the US dollar. And consider derivatives. Yes, derivatives! Specific stock, bond and fund recommendations and ample portfolios then provide the starter ideas for properly balancing a portfolio. And the 5 principles and 18 specific rules of “the new rule book” help keep “animal spirits” in check when fads and news flashes provide the temptation to make rash investing decisions that will be quickly regretted.
Author: Janet Currie
Publisher: Princeton University Press
ISBN: 1400826993
Category : Political Science
Languages : en
Pages : 214
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Book Description
In one of the most provocative books ever published on America's social welfare system, economist Janet Currie argues that the modern social safety net is under attack. Unlike most books about antipoverty programs, Currie trains her focus not on cash welfare, which accounts for a small and shrinking share of federal expenditures on poor families with children, but on the staples of today's American welfare system: Medicaid, Food Stamps, Head Start, WIC, and public housing. These programs, Currie maintains, form an effective, if largely invisible and haphazard safety net, and yet they are the very programs most vulnerable to political attack and misunderstanding. This book highlights both the importance and the fragility of this safety net, arguing that, while not perfect, it is essential to fighting poverty. Currie demonstrates how America's safety net is threatened by growing budget deficits and by an erroneous public belief that antipoverty programs for children do not work and are riddled with fraud. By unearthing new empirical data, Currie makes the case that social programs for families with children are actually remarkably effective. She takes her argument one step further by offering specific reforms--detailed in each chapter--for improving these programs even more. The book concludes with an overview of an integrated safety net that would fight poverty more effectively and prevent children from slipping through holes in the net. (For example, Currie recommends the implementation of a benefit "debit card" that would provide benefits with less administrative burden on the recipient.) A complement to books such as Barbara Ehrenreich's bestselling Nickel and Dimed, which document the personal struggles of the working poor, The Invisible Safety Net provides a big-picture look at the kind of programs and solutions that would help ease those struggles. Comprehensive and authoritative, it will prompt a major reexamination of the current thinking on improving the lives of needy Americans.
Author: Joana Silva
Publisher: World Bank Publications
ISBN: 0821397710
Category : Business & Economics
Languages : en
Pages : 310
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Book Description
Inclusion and Resilience has two broad objectives. The study seeks first to enhance knowledge about the current state of existing social safety nets (SSNs) in the Middle East and North Africa, assessing their effectiveness by bringing together new evidence, data, and country-specific analysis. Second, it proposes an open and informed debate on feasible policy options for making SSNs more effective and responsive to the population's needs. In order to do this, the authors illustrate how the main goals for SSNs-promoting social inclusion, better livelihood, and resilience to shocks-have already been achieved in some parts of the region, notwithstanding huge challenges. They also identify the groups that regional SSNs should make a priority: children and people living in rural and lagging areas. The study relies on newly collected data on citizens' preferences concerning redistribution and SSN design, discussing how political economy considerations could be taken into account in designing better SSNs, and proposing an agenda for reform, using global experiences and the new evidence presented in the book itself.
Author: Jed Graham
Publisher: Bloomsbury Publishing USA
ISBN: 0313381704
Category : Political Science
Languages : en
Pages : 217
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Book Description
This intriguing book introduces the first Social Security reform proposal tailored to meet the nation's fiscal challenges and care for an aging population. Tackling one of the most difficult and divisive issues facing America today, A Well-Tailored Safety Net: The Only Fair and Sensible Way to Save Social Security seeks to transform the political debate over Social Security reform by introducing the first proposal tailored to meet both the nation's fiscal challenges and the responsibility of caring for an aging population. As the first batch of 77 million baby boomers begins to collect its social security benefits in the midst of the explosion of national debt from economic recovery expenditures, Social Security reform becomes increasingly urgent. Jed Graham takes apart each of the current leading proposals and shows how all of them fall short by the key criteria of affordability, effectiveness, and fairness. Graham proposes a bold new approach that would erase more debt than any other proposal, yet avoid benefit cuts in very old age, when people can least afford them. Short on actuary speak and long on common sense, A Well-Tailored Safety Net makes the Social Security debate accessible to general readers. At the same time, it advances innovative solutions with such command of analytic detail and ideological impartiality as to merit serious study by legislators and policymakers.
Author: Janet Zollinger Giele
Publisher: SAGE
ISBN: 1412998948
Category : Family & Relationships
Languages : en
Pages : 409
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Book Description
Family Policy and the American Safety Net shows how families adapt to economic and demographic change. Government programs provide a safety net against the new risks of modern life. Family policy includes any public program that helps families perform their four universal obligations of caregiving, income provision, shelter, and transmission of citizenship. In America, this means that child care, health care, Social Security, unemployment insurance, housing, the quality of neighborhood schools, and anti-discrimination and immigration measures are all key elements of a de facto family policy. Yet many students and citizens are unaware of the history and importance of these programs. This book argues that family policy is as important as economic and defense policy to the future of the nation, a message that is relevant to students in the social sciences, social policy, and social work as well as to the public at large. .
Author: Robert Doar
Publisher: Rowman & Littlefield
ISBN: 0844750069
Category : Political Science
Languages : en
Pages : 262
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Book Description
This is an edited volume reviewing the major means-tested social programs in the United States. Each author addresses a major program or area, reviewing each area’s successes and recommending how to address shortcomings through policy change. In general, our means-tested programs do many things well, but some adjustments to each could make the system much more effective. This book provides policymakers with a broad overview of the issues at hand in each program and how to address them.
Author: Gunnar Robert Almgren
Publisher: Springer Publishing Company
ISBN: 0826105718
Category : Business & Economics
Languages : en
Pages : 408
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Book Description
Print+CourseSmart
Author: Heinrich Böll
Publisher: Melville House
ISBN: 193555431X
Category : Fiction
Languages : en
Pages : 337
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Book Description
At the center of a terrorized society buttressed by oppressive police protection and surveillance is the Tolm family, Fritz, the father, the elected head of the Association, and the children, part of the counter-culture.
Author: Alexandrea J. Ravenelle
Publisher: Univ of California Press
ISBN: 0520387317
Category : Social Science
Languages : en
Pages : 343
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Book Description
The first major study of how the pandemic affected gig workers—a sociological exploration that reads like a novel. This is the story of what the most vulnerable wage earners—gig workers, restaurant staff, early-career creatives, and minimum-wage laborers—do when the economy suddenly collapses. In Side Hustle Safety Net, Alexandrea J. Ravenelle builds on interviews with nearly two hundred gig-based and precarious workers, conducted during the height of the pandemic, to uncover the unique challenges they faced in unprecedented times. This book looks at both the officially unemployed and the “forgotten jobless”—a digital-era demographic that turned to side hustles—and reveals how they fared. CARES Act assistance allowed some to change careers, start businesses, perhaps transform their lives. However, gig workers and those involved in “polyemployment” found themselves at the mercy of outdated unemployment systems, vulnerable to scams, and attempting dubious survival strategies. Ultimately, Side Hustle Safety Net argues that the rise of the gig economy, partnered with underemployment and economic instability, has increased worker precarity with disastrous consequences.
