Author: Dr Aloysius O.C
Publisher: Archers & Elevators Publishing House
ISBN: 938880516X
Category : Antiques & Collectibles
Languages : en
Pages :

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Author: Atanu Sengupta
Publisher: Springer Nature
ISBN: 9811544352
Category : Business & Economics
Languages : en
Pages : 243

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Book Description
This book assesses the performance of banks in India over the past several decades, and discusses their current status after fifty years of nationalization. The performance of different categories of banks is evaluated by employing both the traditional ratio analysis and more sophisticated efficiency techniques. The book also explores the market conditions under which Indian banks operate. Going beyond a formal banking study, the book also investigates the causes of the widespread presence of informal credit in parallel to its formal banking counterpart. This approach makes it more comprehensive, unique and closer to the real world. After 50 years of nationalization, India’s banking sector is at a crossroads, given the huge and unabated non-performing assets and talks of consolidation. This book, encompassing both the formal and the predominantly ‘trust-based’ informal credit system, provides essential insights for bankers and policymakers, which will be invaluable in their endeavours to implement meaningful changes. It may also spark new research in the fields of banking performance and efficiency analysis. Lastly, the book not only has significant implications for students of economics, banking, finance and management, but also offers an important resource to support training courses for banking personnel in India.

Author: Debaprosanna Nandy
Publisher: Universal-Publishers
ISBN: 1599423510
Category :
Languages : en
Pages :

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Book Description
The Committee on Financial System (CFS), popularly known as Narasimham Committee, was set up in 1991 to make recommendations for bringing about the necessary reforms in the financial sector. Narasimham Committee appraised and acknowledged the success and progress of Indian banks since the major banks were nationalized on 19 July 1969. Unfortunately, the developments were witnessed only in the field of expansion and spread of bank branches, generation of huge employment and mobilization of savings rather than also in improvement in efficiency. Besides, corruption, fraud, misutilization in public money, outdated technology, and politicization in policy making were found to be major drawbacks in the real progress of the banks. As the banking sector plays an important and crucial role in the economy of a country for its stabilization and balanced growth, major reforms were urgently needed, after 22 years of nationalization, to revive Indian banks. This was not only in the field of profitability, but also in the overall efficiency, viz., better management of non-performing assets (NPAs), satisfying capital requirements, increased cost effectiveness and control, enhanced customer service, improved technology, establishing competitive interest rate, effective man-power planning, introduction of asset-liability management, better productivity, launching new products, and becoming more competent to face the upcoming challenges and competition from foreign as well as private sector banks in the era of globalization and liberalization. The objectives of the study are to examine the need and relevance of reforms in Indian banks, to assess the efficiency and profitability of Indian banks during reforms from different perspectives, to discuss various issues of NPA management in the light of reforms, to measure the performance of the banks of West Bengal during the reforms, to analyse the role of information technology and its relevancy in Indian banks in the era of reforms, and to impart necessary suggestions for the improvement of the efficiency and profitability of Indian banks.

Author: R. K. Raul
Publisher: Gyan Publishing House
ISBN: 9788178354095
Category : Banks and banking
Languages : en
Pages : 332

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Book Description
The present book examines the impact of Financial Reforms on the working of banking sector in general and Public Sector Banks in particular. In addition to assess multi-dimensional trend of banking sector, it examines the impact of Deregulation Policies on the Management of bank s resources. The book identifies many critical issues like determinants of Non-performing Assets, Profitability productivity of banks, mismatch of assets and liabilities and services rendered by banks particularly in the backward regions. The treatise embodies in it inter-intra banks and inter-intra regional, districts level variations. To encounter the objectives, appropriate hypothesis have been framed, statistical and financial techniques have been used to testify, the nature and problems of Public Sector vis-à-vis Private Sector and foreign banks. This book runs into ten chapters encompassing into different aspects of bank s performances with critical assessment in the context of reform package. The book will meet the growing interest of students, researchers, scholars, policymakers and general readers. It may be used as textbook for B.Com, B.B.A., M.B.A.; M.F.M. and M.A. (Eco.), M.Sc. (Eco.) courses.

Author: Group of Authors
Publisher: MAC Prague consulting
ISBN: 8088085268
Category : Business & Economics
Languages : en
Pages : 108

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The 15th Multidisciplinary Academic Conference in Prague 2019, Czech Republic (The 15th MAC in Prague 2019)

Author: Dr. Tarsem Lal and Mr. Arjun Gupta
Publisher: Ashok Yakkaldevi
ISBN: 1387686003
Category : Art
Languages : en
Pages : 217

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The banking industry is a vital part of the financial system. It aids in the stimulation of capital formation, innovation, and monetization, as well as the facilitation of monetary policy and plays an important part in the economic development of countries (Said & Tumin, 2011). It acts as a catalyst for achieving a long-term economic upswing through effective fiscal intervention. A financially sound system encourages investment by funding lucrative market niches, mobilising savings, efficiently dispensing resources and making commodity and service trading more convenient (Echekoba et al., 2014). During the liberalisation process in India, the banking industry has changed significantly. Since 1969, when the Indian government nationalised all major banks, the banking sector in India has been dominated by public sector banks.

Author: Rajiv Divekar
Publisher: CRC Press
ISBN: 104025229X
Category : Business & Economics
Languages : en
Pages : 286

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Book Description
The COVID-19 pandemic dominated our lives since its outbreak in the year 2020. The whole economy was disrupted, and businesses and society had to adapt to the new normal. Since the last two years, the release of different vaccines and the vaccination drive have helped to contain the pandemic to quite an extent. It is believed that irrespective of the different doses of vaccination and its impact on the citizens, the virus is here to stay and will translate into an endemic. An endemic situation is where the COVID-19 virus will be confined to certain people and regions. The COVID-19 pandemic drastically impacted businesses, which had to move from a physical mode to an online mode and hybrid mode. While several steps were taken to contain the pandemic, its lasting effect made organizations and society rethink the future. Organizations have moved from offline to hybrid mode and now work from home. The propositions in sales have changed from price to consumer well-being and convenience. Consumers have become health conscious. Healthcare has become a necessity, and healthcare companies are taking different steps to penetrate the market with immunity boosters. Education is now offered extensively through digital media and has become another alternative. The conference theme, “Pandemic to Endemic: Propositions for the Future,” aims to identify the initiatives businesses and society will adopt for their sustained growth and development. The book provides research insights on how organizations should deal with endemic situations in different business areas. This book includes research in finance, marketing, human resources, healthcare, economics, education, and general management, such as leadership and decision□making.

Author: Dr Nishikant Chandrakant Warbhuwan
Publisher: Lulu.com
ISBN: 1387592270
Category : Education
Languages : en
Pages : 176

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Book Description
The Reserve Bank of India says, Indian banking sector is adequately growing and well-regulated; The Indian financial and economic conditions are far better than other countries. In year 2015 the Indian banking industry is expected to show better growth prospects due to government's positive initiatives towards stimulating the industrial growth in the country. Also, new measures of RBI may help a lot for the restructuring of the domestic banking industry. The banking sector in India is expanding rapidly with the potential to become the 5th largest banking industry in the world by 2020 and 3rd largest by 2025.

Author: Mukunda Mishra
Publisher: Springer Nature
ISBN: 9819936969
Category : Business & Economics
Languages : en
Pages : 424

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This book portrays India as a representative of post-colonial democratic republic states with a parliamentary form of federal-structured government and analyzes the critical challenges faced by such states in generating broadly shared economic well-being and quality of life. The reader is shown how creating and utilizing physical, human, financial, and social assets under the aegis of public policies help achieving the Sustainable Development Goals (SDGs) to provide a global framework to move toward a more equitable, peaceful, resilient, and prosperous society by 2030. It not only addresses how the state’s capacity has long been linked to the available economic resources, but also unfolds how the political system thus evolves to crucially determine the capacity of the state to implement its programs. The chapters of this book are particularly focused on judging the state’s capacity amid the neo-liberal ascendancy that has been triggered by the opening up of both the domestic and external economy, significantly initiated since 1991 and popularly known as the economic reforms in India. Examined here is the potency of the public policies of the country in fulfilling the sustainable development agendas, the specificity of which places the state at the heart of its execution, unlike many other versions of development that would be executed in parallel with or without states’ action. This work book has three principal foci facets within the broad swath of discussions covered by different chapters: (1) It critically examines how successful remains the public policies in mobilizing the population is mobilized to the next orbit of income, employment, education, and health consequent to amid the existing considerable magnitude of social and economic inequalities while achieving “equity” has always been the declared agenda in the post-reform public policy frameworks; (2) It traces the rationality of the transformation of the public policies and welfare strategies during the post-reform period in terms of motives, goals, and coverage to achieve the SDGs; and, (3) It reviews specific post-reform policies in terms of their potency to stimulate the system in addressing sustainable development. and upholding the state’s dominant and structuring intervention to resolve the existing inequalities and ensure that society develops amidst a harmonious world reconciled with nature.

Author: G. P. Kapoor
Publisher: APH Publishing
ISBN: 9788176485364
Category : Banks and banking
Languages : en
Pages : 312

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