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Author: David S. Evans
Publisher: MIT Press
ISBN: 9780262550581
Category : Business & Economics
Languages : en
Pages : 388
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Book Description
The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Author: David S. Evans
Publisher: MIT Press
ISBN: 9780262550581
Category : Business & Economics
Languages : en
Pages : 388
Get Book Here
Book Description
The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Author: David S. Evans
Publisher: MIT Press
ISBN: 026255058X
Category : Business & Economics
Languages : en
Pages : 385
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Book Description
The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Author: Dennis T. Avery
Publisher:
ISBN:
Category : Nature
Languages : en
Pages : 504
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Book Description
The second edition of Dennis Averys 1995 seminal work, Saving the Planet Through Pesticides and Plastics provides the flip side to environmentalist cries of spiraling cancer rates, rising global temperatures and decreasing rainforest acreage. Thoroughly updated and re-written with new information and data, Averys controversial book shows how agricultural technology can save the planet for both people and wildlife.
Author: Alya Guseva
Publisher: Stanford University Press
ISBN: 0804789592
Category : Business & Economics
Languages : en
Pages : 341
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Book Description
In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a "credit-card economy" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash? In Plastic Money, Akos Rona-Tas and Alya Guseva tell the story of how banks overcame these and other quandaries as they constructed markets for credit cards in eight postcommunist countries. We know how markets work once they are built, but this book develops a unique framework for understanding how markets are engineered from the ground up—by selecting key players, ensuring cooperation, and providing conditions for the valuation of a product. Drawing on extensive interviews and fieldwork, the authors chronicle how banks overcame these hurdles and generated a desire for their new product in the midst of a transition from communism to capitalism.
Author: Thomas D. Rees
Publisher:
ISBN:
Category : Surgery, Plastic
Languages : en
Pages : 652
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Book Description
Author: Michelle Bates
Publisher: CRC Press
ISBN: 1136089667
Category : Photography
Languages : en
Pages : 286
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Book Description
Take a tour of the burgeoning world of plastic cameras and low-tech photography in this fun and funky guide to creating the most artistic pictures of your life! Whether you're an experienced enthusiast or toy camera neophyte, you'll find this guide full of tantalizing tips, fun facts, and absolutely striking photographs taken with the lowest tech tools around. You'll learn how to prep your plastic camera, their advantages and quirks, and what film to feed it. You'll also explore what makes a good subject, vignetting, multiple exposures, panoramas, close-ups, night photography, color, flash, problems and solutions, and so much more. Michelle Bates also takes you from a negative to either prints or pixels so that you can show off your photos and jump on the toy-camera revolution! Contributors include: Michael Ackerman, Thomas Michael Alleman, Erin Antognoli, Jonathan Bailey , James Balog, Michelle Bates, Phil Bebbington, Gyorgy Beck, Susan Bowen, Laura Corley Burlton, David Burnett, Susan Burnstine, Nancy Burson, Perry Dilbeck, Jill Enfield, fotovitamina, Annette Elizabeth Fournet, Brigitte Grignet, Eric Havelock-Bailie, Christopher James, Michael Kenna, Wesley Kennedy, Teru Kuwayama, Louviere & Vanessa, Mary Ann Lynch, Anne Arden McDonald, Ted Orland, Sylvia Plachy, Dan Price, Becky Ramotowski, Nancy Rexroth, Francisco Mata Rosas, Richard Ross, Franco Salmoiraghi, Rosanna Salonia, Jennifer Shaw, Nancy Siesel, Mark Sink, Kurt Smith, Sandy Sorlien, Pauline St. Denis, Harvey Stein, Gordon Stettinius, Ryan Synovec, Rebecca Tolk, Marydorsey Wanless, Shannon Welles, Matthew Yates, Dan Zamudio
Author: David S. Evans
Publisher: Mit Press
ISBN: 9780262550376
Category : Business & Economics
Languages : en
Pages : 373
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Book Description
Since Diners Club issued its first charge cards in 1950, payment cards—credit, debit, and charge cards—have revolutionized how and whenwe pay for goods and services. In Paying with Plastic, David Evans and Richard Schmalensee provide a nontechnical distillation of their years of research on the economic, technological, and institutional forces that have shaped the payment card industry. They show how competition works in an industry that does not neatly fit any of the standard economic models. They describe how the payment card companies such as MasterCard and Visa have developed complex systems for coordinating transactions among their thousands of bank members and millions of cardholders and accepting merchants. Evans and Schmalensee also describe recent developments in the industry and consider its likely evolution.
Author: David S. Evans
Publisher: MIT Press
ISBN: 0262250527
Category : Business & Economics
Languages : en
Pages : 329
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Book Description
The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Author: Michael Tolinski
Publisher: John Wiley & Sons
ISBN: 1119591848
Category : Science
Languages : en
Pages : 290
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Book Description
Plastics & Sustainability clearly lays out the thorny and contentious issues that we encounter at the nexus of plastics and sustainability. The book serves as a practical guide for making sustainability decisions about how plastics are made and used, including current developments in the newest bio-based plastics. Designers, marketers, academics, and engineers will all find something of value in this balanced and thoughtful second edition. Increased public scrutiny of plastics materials and the plastics industry has led, paradoxically, to both a deeper understanding and growing confusion about polymers, their origins, their uses, their risks, and ultimately their disposal. The author makes objective comparisons among major polymer grades and bioplastics including their life cycle assessments and practical performance in commercial applications.
Author: Will McCallum
Publisher: Penguin
ISBN: 0525506144
Category : Nature
Languages : en
Pages : 185
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Book Description
An accessible guide to the changes we can all make—small and large—to rid our lives of disposable plastic and clean up the world’s oceans How to Give Up Plastic is a straightforward guide to eliminating plastic from your life. Going room by room through your home and workplace, Greenpeace activist Will McCallum teaches you how to spot disposable plastic items and find plastic-free, sustainable alternatives to each one. From carrying a reusable straw, to catching microfibers when you wash your clothes, to throwing plastic-free parties, you’ll learn new and intuitive ways to reduce plastic waste. And by arming you with a wealth of facts about global plastic consumption and anecdotes from activists fighting plastic around the world, you’ll also learn how to advocate to businesses and leaders in your community and across the country to commit to eliminating disposable plastics for good. It takes 450 years for a plastic bottle to fully biodegrade, and there are around 12.7 million tons of plastic entering the ocean each year. At our current pace, in the year 2050 there could be more plastic in the oceans than fish, by weight. These are alarming figures, but plastic pollution is an environmental crisis with a solution we can all contribute to.
