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Author: David S. Evans
Publisher: MIT Press
ISBN: 9780262550581
Category : Business & Economics
Languages : en
Pages : 388
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Book Description
The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Author: David S. Evans
Publisher: MIT Press
ISBN: 9780262550581
Category : Business & Economics
Languages : en
Pages : 388
Get Book
Book Description
The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Author: David S. Evans
Publisher: Mit Press
ISBN: 9780262550376
Category : Business & Economics
Languages : en
Pages : 373
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Book Description
Since Diners Club issued its first charge cards in 1950, payment cards—credit, debit, and charge cards—have revolutionized how and whenwe pay for goods and services. In Paying with Plastic, David Evans and Richard Schmalensee provide a nontechnical distillation of their years of research on the economic, technological, and institutional forces that have shaped the payment card industry. They show how competition works in an industry that does not neatly fit any of the standard economic models. They describe how the payment card companies such as MasterCard and Visa have developed complex systems for coordinating transactions among their thousands of bank members and millions of cardholders and accepting merchants. Evans and Schmalensee also describe recent developments in the industry and consider its likely evolution.
Author: Alya Guseva
Publisher: Stanford University Press
ISBN: 0804789592
Category : Business & Economics
Languages : en
Pages : 341
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Book Description
In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a "credit-card economy" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash? In Plastic Money, Akos Rona-Tas and Alya Guseva tell the story of how banks overcame these and other quandaries as they constructed markets for credit cards in eight postcommunist countries. We know how markets work once they are built, but this book develops a unique framework for understanding how markets are engineered from the ground up—by selecting key players, ensuring cooperation, and providing conditions for the valuation of a product. Drawing on extensive interviews and fieldwork, the authors chronicle how banks overcame these hurdles and generated a desire for their new product in the midst of a transition from communism to capitalism.
Author: Foad Nahai
Publisher: Thieme
ISBN: 1626239797
Category : Medical
Languages : en
Pages : 861
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Book Description
The landmark first edition of Endoscopic Plastic Surgery had a profound influence on the practice of plastic surgery and set the stage for the current trend toward minimally invasive plastic surgery procedures. The second edition continues that tradition with 13 additional chapters and numerous cases demonstrating results. With the guidance provided in this edition, surgeons will be able to master the necessary skills for the latest endoscopic techniques in aesthetic surgery and offer their patients the minimally invasive procedures they have been requesting. The book is divided into four sections: Basics, Face, Breast, and Abdomen. Each clinical section begins with a chapter on applied anatomy followed by several chapters by different authors discussing their individual approaches to a specific anatomic area. Additionally, the book explores ancillary procedures such as lymphatic massage, radiofrequency treatments, microdermabrasion, fillers, and lasers. These chapters discuss the use of nonsurgical cosmetic treatments for a complete facial rejuvenation package. The book provides expert commentary on the latest minimally invasive procedures, including summary boxes listing clinical caveats. It features color illustrations, as well as preoperative, intraoperative, and postoperative photographs, and a supplemental DVD with operative videos.
Author: Susan E. M. Selke
Publisher:
ISBN: 9781523105861
Category :
Languages : en
Pages : 490
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Book Description
Author: Geza Gruenwald
Publisher: CRC Press
ISBN: 9781566766258
Category : Technology & Engineering
Languages : en
Pages : 260
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Book Description
FROM THE FOREWORD Dr. Gruenwald has indicated the desirable properties of polymerics for differing applications; thus, his text is especially useful for polymer chemists who must "tailor" plastic materials for specific groups of applications. Engineers in extruding and calendering film and sheet will benefit from the intimate relationships elucidated between processing parameters imposed upon stocks employed in thermoforming and the products thereof. Mold designers are provided with a complete guide that will enable them to avoid the less obvious pitfalls and wasted effort so often experienced in the evolution of molds for (especially) complex parts.. Quite likely, Dr. Gruenwald's suggestions willl lead to considerable benefits to those who read and practice by this remarkable exposition of thermoforming technology. Robert K. Jordan Director-Metalliding Institute, Director-Engineering Research Institute, Scientist in Residence, Gannon University
Author: Beth Terry
Publisher: Simon and Schuster
ISBN: 1634500350
Category : House & Home
Languages : en
Pages : 668
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Book Description
“Guides readers toward the road less consumptive, offering practical advice and moral support while making a convincing case that individual actions . . . do matter.” —Elizabeth Royte, author, Garbage Land and Bottlemania Like many people, Beth Terry didn’t think an individual could have much impact on the environment. But while laid up after surgery, she read an article about the staggering amount of plastic polluting the oceans, and decided then and there to kick her plastic habit. In Plastic-Free, she shows you how you can too, providing personal anecdotes, stats about the environmental and health problems related to plastic, and individual solutions and tips on how to limit your plastic footprint. Presenting both beginner and advanced steps, Terry includes handy checklists and tables for easy reference, ways to get involved in larger community actions, and profiles of individuals—Plastic-Free Heroes—who have gone beyond personal solutions to create change on a larger scale. Fully updated for the paperback edition, Plastic-Free also includes sections on letting go of eco-guilt, strategies for coping with overwhelming problems, and ways to relate to other people who aren’t as far along on the plastic-free path. Both a practical guide and the story of a personal journey from helplessness to empowerment, Plastic-Free is a must-read for those concerned about the ongoing health and happiness of themselves, their children, and the planet.
Author: Myer Kutz
Publisher: William Andrew
ISBN: 0323390412
Category : Technology & Engineering
Languages : en
Pages : 784
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Book Description
Applied Plastics Engineering Handbook: Processing, Materials, and Applications, Second Edition, covers both the polymer basics that are helpful to bring readers quickly up-to-speed if they are not familiar with a particular area of plastics processing and the recent developments that enable practitioners to discover which options best fit their requirements. New chapters added specifically cover polyamides, polyimides, and polyesters. Hot topics such as 3-D printing and smart plastics are also included, giving plastics engineers the information they need to take these embryonic technologies and deploy them in their own work. With the increasing demands for lightness and fuel economy in the automotive industry (not least due to CAFÉ standards), plastics will soon be used even further in vehicles. A new chapter has been added to cover the technology trends in this area, and the book has been substantially updated to reflect advancements in technology, regulations, and the commercialization of plastics in various areas. Recycling of plastics has been thoroughly revised to reflect ongoing developments in sustainability of plastics. Extrusion processing is constantly progressing, as have the elastomeric materials, fillers, and additives which are available. Throughout the book, the focus is on the engineering aspects of producing and using plastics. The properties of plastics are explained, along with techniques for testing, measuring, enhancing, and analyzing them. Practical introductions to both core topics and new developments make this work equally valuable for newly qualified plastics engineers seeking the practical rules-of-thumb they don't teach you in school and experienced practitioners evaluating new technologies or getting up-to-speed in a new field. Presents an authoritative source of practical advice for engineers, providing guidance from experts that will lead to cost savings and process improvements Ideal introduction for both new engineers and experienced practitioners entering a new field or evaluating a new technology Updated to include the latest technology, including 3D Printing, smart polymers, and thorough coverage of biopolymers and biodegradable plastics
Author: Murata
Publisher: CRC Press
ISBN: 9780824797195
Category : Technology & Engineering
Languages : en
Pages : 560
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Book Description
This work covers the history of optical communications, fibres and fiber cables, and compares optical fibres with other transmission media. It also discusses optical fibre materials, reliability and manufacture, illustrates the design, construction and properties of recent cables used for optical fibre, describes fibre splicing and presents automated fibre splicing machines, and more.
Author: Michelle Bates
Publisher: CRC Press
ISBN: 1136089667
Category : Photography
Languages : en
Pages : 286
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Book Description
Take a tour of the burgeoning world of plastic cameras and low-tech photography in this fun and funky guide to creating the most artistic pictures of your life! Whether you're an experienced enthusiast or toy camera neophyte, you'll find this guide full of tantalizing tips, fun facts, and absolutely striking photographs taken with the lowest tech tools around. You'll learn how to prep your plastic camera, their advantages and quirks, and what film to feed it. You'll also explore what makes a good subject, vignetting, multiple exposures, panoramas, close-ups, night photography, color, flash, problems and solutions, and so much more. Michelle Bates also takes you from a negative to either prints or pixels so that you can show off your photos and jump on the toy-camera revolution! Contributors include: Michael Ackerman, Thomas Michael Alleman, Erin Antognoli, Jonathan Bailey , James Balog, Michelle Bates, Phil Bebbington, Gyorgy Beck, Susan Bowen, Laura Corley Burlton, David Burnett, Susan Burnstine, Nancy Burson, Perry Dilbeck, Jill Enfield, fotovitamina, Annette Elizabeth Fournet, Brigitte Grignet, Eric Havelock-Bailie, Christopher James, Michael Kenna, Wesley Kennedy, Teru Kuwayama, Louviere & Vanessa, Mary Ann Lynch, Anne Arden McDonald, Ted Orland, Sylvia Plachy, Dan Price, Becky Ramotowski, Nancy Rexroth, Francisco Mata Rosas, Richard Ross, Franco Salmoiraghi, Rosanna Salonia, Jennifer Shaw, Nancy Siesel, Mark Sink, Kurt Smith, Sandy Sorlien, Pauline St. Denis, Harvey Stein, Gordon Stettinius, Ryan Synovec, Rebecca Tolk, Marydorsey Wanless, Shannon Welles, Matthew Yates, Dan Zamudio
