National Foreclosure Awareness

National Foreclosure Awareness PDF Author: Tia M. Selner-Monday
Publisher: Facts of Foreclosure
ISBN: 1591138124
Category : Foreclosure
Languages : en
Pages : 60

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Book Description
This empowering handbook is designed to educate distressed homeowners about their options in the foreclosure process by giving valuable insight into what steps to take, who to talk to, and what to say.

National Foreclosure Awareness

National Foreclosure Awareness PDF Author: Tia M. Selner-Monday
Publisher: Facts of Foreclosure
ISBN: 1591138124
Category : Foreclosure
Languages : en
Pages : 60

Get Book

Book Description
This empowering handbook is designed to educate distressed homeowners about their options in the foreclosure process by giving valuable insight into what steps to take, who to talk to, and what to say.

The Foreclosure Workbook

The Foreclosure Workbook PDF Author: Carla Douglin
Publisher: Morgan James Publishing
ISBN: 1614484074
Category : Business & Economics
Languages : en
Pages : 160

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Book Description
America's #1 Do-It-Yourself Foreclosure Prevention Resource! Across the nation, foreclosures are on the rise due to designer mortgages, rising debt ratios, & depressed housing markets. Most homeowners have no idea where to find basic, credible, & instructional information about the foreclosure process, or what to do when facing the time crunch before an auction. The Foreclosure Workbook is a revolutionary system that provides an unprecedented approach to foreclosure avoidance, protection, & survival. This workbook presents a proven step-by-step process that guides the homeowner through the hurdles of foreclosure, & presents critical information about state procedures, foreclosure protection legislation, con artists, options, & much more! This is the one-stop resource that homeowners need with easy to understand facts & processes for how to maneuver through the onslaught of mail they receive, fight off foreclosure scams, & organize & prepare a plan for saving their home & credit.

Toolkit on foreclosure prevention & scam awareness for faith-based and community organizations

Toolkit on foreclosure prevention & scam awareness for faith-based and community organizations PDF Author:
Publisher:
ISBN:
Category : Community organization
Languages : en
Pages : 22

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Book Description


Reducing Foreclosures

Reducing Foreclosures PDF Author: Christopher Foote
Publisher: DIANE Publishing
ISBN: 1437928773
Category : Law
Languages : en
Pages : 53

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Book Description
Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.

Possible Responses to Rising Mortgage Foreclosures

Possible Responses to Rising Mortgage Foreclosures PDF Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 224

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Book Description


The Foreclosure Handbook - A Basic Guide to Understanding the Foreclosure Process

The Foreclosure Handbook - A Basic Guide to Understanding the Foreclosure Process PDF Author: Jeffrey Posner
Publisher: Lulu.com
ISBN: 1411613341
Category : Business & Economics
Languages : en
Pages : 83

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Book Description
This handbook was written and designed to educate people about the foreclosure sale process and the options that they might have to stop it. It is intended to supply homeowners and potential buyers with answers to many of the questions associated with foreclosure. Although the information contained in this handbook is based on the procedures practiced in New Jersey, they can easily be applied to most foreclosure situations in the United States.

The Foreclosure Survival Guide

The Foreclosure Survival Guide PDF Author: Amy Loftsgordon
Publisher: Nolo
ISBN: 1413330991
Category : Business & Economics
Languages : en
Pages : 353

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Book Description
Facing foreclosure? Put together a plan. Take action. Foreclosure can be an intimidating and scary experience. The stress of potentially losing the family home can drive people to make mistakes, either by doing the wrong thing or failing to act at all. You need to know your options if you're having trouble making your mortgage payments or are already in danger of foreclosure. Your actions are vitally important if you want to keep your home or at least get through the process with as little anxiety as possible. This book has essential tips on what to do--and what not to do--if you're facing a foreclosure. Don't wait to take action if you're behind in mortgage payments and facing a potential foreclosure. The Foreclosure Survival Guide covers your options for avoiding the loss of your home or at least delaying it. The strategies and useful information in this book will give you the tools you need to develop a plan to try to keep your home or decide if it makes sense to move on.This guide can help you learn how to navigate foreclosure and potentially stay in your home. It gives you the practical information you need, including: the ins and outs of foreclosure how to decide whether you should try to keep your house what loan workout programs are available to potentially save your home and how to apply for them how to bring your loan current in Chapter 13 bankruptcy if you can't stay in your home, how to avoid unnecessary costs by filing for Chapter 7 bankruptcy what alternatives for giving up the property, like short sales and deeds in lieu of foreclosure, are available, and how to avoid becoming the victim of foreclosure rescue scams. This book's powerful yet practical advice also explains the 120-day foreclosure waiting period before foreclosure starts, how the foreclosure process works in each state, potential tax consequences, and more. This edition is updated with the latest information on mortgage-assistance programs for homeowners, federal mortgage servicing laws, relief for victims of natural disasters, and recent court decisions affecting homeowners' rights.

Foreclosure Nation

Foreclosure Nation PDF Author: Shari B. Olefson
Publisher: Prometheus Books
ISBN: 1591028671
Category : Business & Economics
Languages : en
Pages : 522

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Book Description
The family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional "American Dream" morph into a nightmare for so many? Real estate attorney and educator Shari B. Olefson, a recognized expert in the current mortgage crisis and its effects on homeowners, explains how America slipped to the edge of this dangerous stagnation-recession precipice. In plain language that is easily understandable to the average person, she clarifies legal and financial terminology and describes how our country’s mortgage system really works. Utilizing real-life lender and borrower interviews, she exposes its intrinsic flaws and often discriminatory practices, from the mortgage application process to the securitization of bundled mortgages by large investment firms. She also provides evidence to show the government’s and Wall Street’s roles in both causing and solving the problem. Above all, Olefson offers expert tips, tools, and resources to help you: • Choose a mortgage professional and understand what’s motivating him or her • Decide what mortgage product fits best and when to refinance • Get the best fees, interest rate, and service • Create your own solutions for navigating the credit crunch • Know what to do when you can’t afford your mortgage • Protect your home if you are at risk of foreclosure • Understand how to proceed if you are already in foreclosure • Capitalize on emerging opportunities and avoid the scams and mortgage fraud • Prepare for coming changes Foreclosure Nation demystifies the real estate bubble and the subprime mortgage crises that followed. With bold, clear visuals like inventory, absorption, and price trend graphs, Olefson pinpoints exactly when and why experts are predicting a recovery. She also cites statistics that strongly suggest the number of foreclosures will surge in the fall of 2008 and again in 2009, with increased reverberations felt throughout the US and global economies. Foreclosure Nation will prove indispensable to explaining what is happening and guiding readers through. Whether you are planning on buying your first home, struggling to meet your current mortgage payments, facing foreclosure, or wondering how your investments will be affected, this comprehensive book will assuage the fear of the unknown, empowering you to make wise choices and protect your most valuable assets.

Helping Homeowners Harmed by Foreclosures

Helping Homeowners Harmed by Foreclosures PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development
Publisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 68

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Book Description


The Reverse Mortgage Residential Foreclosure Program

The Reverse Mortgage Residential Foreclosure Program PDF Author: Anthony Fields
Publisher: Dog Ear Publishing
ISBN: 1598582488
Category : Foreclosure
Languages : en
Pages : 66

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Book Description
The Reverse Mortgage Residential Foreclosure Program was designed with the understanding that there are SHARKS out there waiting to take your home when you are facing forclosure. The Reverse Mortgage Residential Foreclosure Program is designed to be considered, something like, your super hero. A super hero that comes to rescue you from foreclosure when it looks like there's no hope, and everything else has failed. The Reverse Mortgage Residential Foreclosure Program is Simple, Plain and EASY to understand.