Financializing Poverty

Financializing Poverty PDF Author: Sohini Kar
Publisher: South Asia in Motion
ISBN: 9781503604841
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Introduction : enfolding the poor -- Entrepreneurship and work at the "bottom of the pyramid"--Social banking to financial inclusion -- The reluctant moneylender -- The domestication of microfinance -- Financial risk and the moral economy of credit -- Insured death, precarious life

Financializing Poverty

Financializing Poverty PDF Author: Sohini Kar
Publisher: South Asia in Motion
ISBN: 9781503604841
Category : Business & Economics
Languages : en
Pages : 0

Get Book

Book Description
Introduction : enfolding the poor -- Entrepreneurship and work at the "bottom of the pyramid"--Social banking to financial inclusion -- The reluctant moneylender -- The domestication of microfinance -- Financial risk and the moral economy of credit -- Insured death, precarious life

Making Women Pay

Making Women Pay PDF Author: Smitha Radhakrishnan
Publisher: Duke University Press
ISBN: 1478022167
Category : Social Science
Languages : en
Pages : 160

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Book Description
In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.

Changing Contours of Microfinance in India

Changing Contours of Microfinance in India PDF Author: Jayadev M.
Publisher: Routledge
ISBN: 1317214951
Category : Business & Economics
Languages : en
Pages : 244

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Book Description
This book brings together empirical evidences and theoretical perspectives to provide a comprehensive overview of the microfinance sector in India. The essays in the volume: focus on the application of information and communication technology (ICT) solutions in microfinance institutions to strengthen the savings movement and widen credit access to the poor and marginalized sections of society; present case studies on self-help group (SHG) movements, federations and SHG-Bank Linkage programmes; propose measures for strengthening regulatory and governance structures of the microfinance sector; and identify linkages between overall financial inclusion and the contribution of microfinance institutions (MFIs). The volume will be indispensable for scholars and researchers of microeconomics, South Asian economics and development economics as well as professionals and aspirants in the microfinance, rural banking and financial inclusion sectors.

Women, Microfinance and the State in Neo-liberal India

Women, Microfinance and the State in Neo-liberal India PDF Author: K. Kalpana
Publisher: Routledge
ISBN: 1134860048
Category : Business & Economics
Languages : en
Pages : 207

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Book Description
This book discusses women-oriented microfinance initiatives in India and their articulation vis-à-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities. The author shows how Self-Help Group (SHG)-based microfinance institutions mobilise agency and create channels of empowerment for women as well as make them responsible for alleviating poverty for themselves and their families. The book also brings out the importance of factoring in women’s dissenting voices when they negotiate developmental projects at the grassroots level. Rich in empirical data, this volume will be useful to scholars and researchers of development studies, gender studies, economics, especially microeconomics, politics, public policy and governance.

Microfinance in India

Microfinance in India PDF Author: K. G. Karmakar
Publisher: Sage Publications Pvt. Limited
ISBN: 9789353881993
Category :
Languages : en
Pages : 488

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Book Description
Microfinance in India provides an informative and holistic status of microfinance in the country and suggests a road map for the future. A valuable source of information for policy makers, Finance and Management students, and professionals alike, it is a collection of essays by experts from diverse backgrounds on topical themes that capture the complexities of the continuously evolving microfinance sector in India. It covers major microfinance delivery models in an unbiased manner through well-researched articles.The book provides an overview on microfinance institutions and measures that help promote the same. Among other things, it reflects upon the challenges faced by the dominant credit delivery model, i.e., SHG-Bank Linkage Programme and issues related to the emerging microfinance institutions (MFIs). It also dwells upon innovations in the microfinance sector and the efforts being made to evolve new models such as SHG Federations.

Microfinance in India

Microfinance in India PDF Author: Tara S. Nair
Publisher: Taylor & Francis
ISBN: 131732451X
Category : Business & Economics
Languages : en
Pages : 136

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Book Description
This volume presents a comprehensive analysis of microfinance initiatives in India. Through substantive field research and case studies ranging across the country, it examines Indian microfinance within its distinct socio-economic realities — the role of women, financial inclusion, rural entrepreneurship, and innovation — its interactions with multiple institutions, the challenges, as well as future directions.

Microfinance in India

Microfinance in India PDF Author: S. L. Shetty
Publisher: Mitchell Beazley
ISBN: 9788171889396
Category : Agricultural credit
Languages : en
Pages : 0

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Book Description
A thematic work on the factual profiles of prevalent microcredit programs in India, this book goes far beyond the review of literature on the concept, country models, and history of the movement. The book contains an up-to-date review of the regulatory measures and their nuances, as well as a detailed review of evaluation and impact studies. It also dwells on the limitations of the microfinance movement to satisfy the credit needs of the vast informal-sector enterprises and discusses the new initiatives that the authorities have taken under the broad theme of "financial inclusion." Keeping the broader objective of distributional goals embedded in the microfinance movement, this record attempts an assessment of the wider challenges faced by the financial system by providing suggestions for reaching out to the small and informal sectors on a more effective scale.

Microfinance Self Help Groups in India

Microfinance Self Help Groups in India PDF Author: Frances Sinha
Publisher:
ISBN:
Category : Cooperative societies
Languages : en
Pages : 196

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Book Description
Discusses the role of the groups in encouraging rural women to become active in village affairs and benefits for the poorest. Examines the groups' financial management and financial performance. Considers implications for Indian microfinance and the global growth of the sector.

Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth

Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth PDF Author: Das, Ramesh Chandra
Publisher: IGI Global
ISBN: 1522552146
Category : Business & Economics
Languages : en
Pages : 385

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Book Description
Microfinance is a broad variety of services, such as microcredit, for entrepreneurs and small businesses lacking access to banking and other financial services. As many smaller businesses and entrepreneurs may not be able to secure credit services, many microfinance promoters believe that it encourages entrepreneurial activities and inclusive growth. Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth is an essential resource that empirically explores the role of microfinance in entrepreneurship development and the operational sustainability of microfinance institutions. It also highlights the impact of microfinance on entrepreneurship development in different countries and regions. Featuring coverage on a broad range of topics such as risk management, women entrepreneurship, and strategic management, this book provides essential research for entrepreneurs, business managers, policy makers, researchers in the field of finance, and business professionals seeking relevant research on microfinance systems.

Microfinance India

Microfinance India PDF Author: N Srinivasan
Publisher: SAGE Publications
ISBN: 8178299461
Category : Business & Economics
Languages : en
Pages : 177

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Book Description
Microfinance India is a part of a series of annual reports on the microfinance sector in India which seeks to document developments, clarify issues, publicize studies, stimulate research, identify policy choices, generate understanding and enhance support for the sector. It is a comprehensive one-stop document that provides the latest data and a holistic view of the sector, combines analysis and description and integrates a variety of topics previously treated separately. The book highlights recent developments in Self Help Groups (SHGs) and SHG Bank Linkage Programs (SBLPs), and focuses on microfinance with regard to the investment scenario in India. It also deals with the burgeoning field of urban microfinance, developments in micro-insurance, and the impact of new technologies on the microfinance sector. Additionally, it recognizes the high demands which the state makes on microfinance institutions and discusses the need and relevance of new policy regulations. Complementing these analyses, statistical annexes provide essential data on the sector, strengthening its utility as a reference document. It contains extensive original material, and yet draws widely on the findings of other recent studies and reports, thereby emerging as a complete, detailed analysis of the status and the future of the microfinance sector in India.