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Author: James D. Scurlock
Publisher: Simon and Schuster
ISBN: 141653864X
Category : Social Science
Languages : en
Pages : 257
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Book Description
Foreclosures are hitting record highs; Americans are declaring bankruptcy at rates ten times that during the great Depression; more college students drop out because of debts than due to poor grades; reports of debtor suicides proliferate in the media. In other words, it's a great time to be in the banking business. Maxed Out takes us on a road trip that is sometimes hysterical and often horrifying: from Las Vegas to the Bible Belt, from the backwoods to inner cities, where the world's largest financial giants troll for their next victims. Welcome to a country populated by debt pirates, corporate predators, human credit card billboards, debt evangelists, megamillion-dollar spec homes, and, of course, trillions of dollars of easy credit. Combining startling facts with even more startling examinations of individuals, institutions, the government, and modern religion, James Scurlock separates the myths (there is "good debt" and "bad debt") from the harsh reality (corporations partner with colleges to target today's youth; credit reports are riddled with errors that will never be fixed; and death, for many of those in trouble, is the only way out). At a time when the financial industry posts ever-higher profits even as its clients drown in the flood of easy credit, Scurlock exposes very real, potentially disastrous systems and policies that are consuming millions of Americans. Maxed Out takes readers on a wickedly smart and entertaining tour of what one interviewee calls "the last taboo."
Author: James D. Scurlock
Publisher: Simon and Schuster
ISBN: 141653864X
Category : Social Science
Languages : en
Pages : 257
Get Book Here
Book Description
Foreclosures are hitting record highs; Americans are declaring bankruptcy at rates ten times that during the great Depression; more college students drop out because of debts than due to poor grades; reports of debtor suicides proliferate in the media. In other words, it's a great time to be in the banking business. Maxed Out takes us on a road trip that is sometimes hysterical and often horrifying: from Las Vegas to the Bible Belt, from the backwoods to inner cities, where the world's largest financial giants troll for their next victims. Welcome to a country populated by debt pirates, corporate predators, human credit card billboards, debt evangelists, megamillion-dollar spec homes, and, of course, trillions of dollars of easy credit. Combining startling facts with even more startling examinations of individuals, institutions, the government, and modern religion, James Scurlock separates the myths (there is "good debt" and "bad debt") from the harsh reality (corporations partner with colleges to target today's youth; credit reports are riddled with errors that will never be fixed; and death, for many of those in trouble, is the only way out). At a time when the financial industry posts ever-higher profits even as its clients drown in the flood of easy credit, Scurlock exposes very real, potentially disastrous systems and policies that are consuming millions of Americans. Maxed Out takes readers on a wickedly smart and entertaining tour of what one interviewee calls "the last taboo."
Author: Katrina Alcorn
Publisher: Seal Press
ISBN: 1580055230
Category : Self-Help
Languages : en
Pages : 394
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Book Description
Winner of a Foreword IndieFab Book of the Year Award Katrina Alcorn was a 37-year-old mother with a happy marriage and a thriving career when one day, on the way to Target to buy diapers, she had a breakdown. Her carefully built career shuddered to a halt, and her journey through depression, anxiety, and insomnia—followed by medication, meditation, and therapy—began. Alcorn wondered how a woman like herself, with a loving husband, a supportive boss, three healthy kids, and a good income, was unable to manage the demands of having a career and a family. Over time, she realized that she wasn’t alone; many women were struggling to do it all—and feeling as if they were somehow failing as a result. Mothers are the breadwinners in two-thirds of American families, yet the American workplace is uniquely hostile to the needs of parents. Weaving in surprising research about the dysfunction between the careers and home lives of working mothers, as well as the consequences to women’s health, Alcorn tells a deeply personal story about “having it all,” failing miserably, and what comes after. Ultimately, she offers readers a vision for a healthier, happier, and more productive way to live and work.
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384629
Category : Young Adult Fiction
Languages : en
Pages : 402
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Book Description
After a road home full of new meetings, farewells, and all sorts of chaos, Erich has finally made his way back to Konigstuhl. His brothers may have grown up a bit, but his friends and family haven’t changed much at all. Although the warm welcome from his little canton is comforting...the show must go on! Finally ready to fulfill his promise to himself and his childhood companion, how will everyone’s favorite Level 1 Fighter fare as he sets off on his adventure?!
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384483
Category : Young Adult Fiction
Languages : en
Pages : 276
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Book Description
Commissioned in death to save a world in peril, a tabletop RPG fanatic is reborn as a humble farm boy with the rulebook for the universe at his fingertips! Young Erich’s quest for an invincible character build will require more than his decades as a number-crunching munchkin, though. Even with power-leveled skills, feudal life is no cakewalk—especially when you keep drawing more attention than you can handle… Can Erich adapt to his strange new world before his worst impulses take the campaign of a lifetime completely off the rails? Let the dice fall where they may!
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384645
Category : Young Adult Fiction
Languages : en
Pages : 335
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Book Description
Erich and Margit have settled into their lives as adventurers in Marsheim, having risen to ruby-red rank—another firm step forward in their adventuring careers! However, as the dust settles around the incident with the Baldur Clan, Nanna makes them an interesting proposal. As suspicious a character as she seems, this might be the perfect opportunity for Erich to make some new allies... This gold-haired newbie adventurer’s real journey is just getting started!
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384521
Category : Young Adult Fiction
Languages : en
Pages : 325
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Book Description
Putting the fey tragedy behind him, Erich arrives at the Rhinian capital and begins his term of service under Lady Agrippina at the Imperial College of Magic. There, he draws the attention of a troubling wardrobe connoisseur but has no choice but to press on and earn his sister’s tuition. After befriending a student at the College, the two set off on one of Agrippina’s simple errands—until the Goddess of Dice turns their quick chore into a full-blown dungeon crawl! How many lovely pips will those dice show in the third session of Erich’s campaign?!
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384580
Category : Young Adult Fiction
Languages : en
Pages : 372
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Book Description
Our munchkin hero Erich returns home after a long, dark night of bedlam, bloodshed, and intrigue in the capital. Cecilia’s conundrum stands resolved, but the ripples of the incident persist...and whose boat should they rock but that of Agrippina, his shiftless employer? Omens of trouble loom on the horizon, but escape was never an option. How will Erich’s saving throws fare when he is plunged into yet more turbulent waters?!
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384602
Category : Young Adult Fiction
Languages : en
Pages : 355
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Book Description
After a grueling stint navigating the meteoric rise of Agrippina von Ubiorum as her right-hand-man, Erich is finally freed from his indentured servitude. Though his farewells with Elisa, Mika, and Cecilia cling to his heart, he steels himself to put the capital behind him and set off on his journey—but what sort of misadventures await him on the way home?! Let the folding screen rise on a rough and scrappy sixth campaign!
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384505
Category : Young Adult Fiction
Languages : en
Pages : 249
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Book Description
The magus Agrippina saves the munchkin hero Erich by the skin of his teeth. But this favor does not come without a cost—she brings news that little Elisa is actually a changeling! To protect his sister’s future, Erich’s only choice is to accompany the magus to the imperial capital as a servant, leaving his hometown behind...but not before making an oath to his childhood friend. When fairies suddenly appear on his path to the capital, will he be able to avoid a critical failure?! The Henderson scale-breaking, number-crunching TRPG adventure returns for another session!
Author: Schuld
Publisher: J-Novel Club
ISBN: 1718384661
Category : Young Adult Fiction
Languages : en
Pages : 389
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Book Description
Erich and his party (not that Siegfried would admit to being a part of it) have made it back to Marsheim from the ichor maze, battered and bruised but all in one piece. However, the plucky munchkin’s luck is as bad as ever—a looming shadow threatens to end his adventuring career. With a little “nudge” from his oldest friend, Erich takes up a new scheme to rescue not just his own future, but those of all the friends and allies he’s drawn into his wake. Erich’s a scrappy young rookie no longer: it’s time for everyone’s favorite min-maxer to put aside build optimization and foster the kind of power you can’t find on a character sheet!
