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Author: Omri Ben-Shahar
Publisher: Princeton University Press
ISBN: 0691161704
Category : Law
Languages : en
Pages : 239
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Book Description
How mandated disclosure took over the regulatory landscape—and why it failed Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.
Author: Omri Ben-Shahar
Publisher: Princeton University Press
ISBN: 0691161704
Category : Law
Languages : en
Pages : 239
Get Book
Book Description
How mandated disclosure took over the regulatory landscape—and why it failed Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.
Author: Camryn Garrett
Publisher: Ember
ISBN: 198482998X
Category : Young Adult Fiction
Languages : en
Pages : 322
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Book Description
"An unflinchingly honest, eye-opening, heartful story that's sure to keep readers talking." --Angie Thomas, #1 New York Times bestselling author of The Hate U Give and On the Come Up "Romantic, funny, hopeful, and unflinchingly real." --Becky Albertalli, New York Times bestselling author of Simon Vs. The Homosapiens Agenda The uplifting story of an HIV-positive teen, falling in love and learning to live her truth. Simone Garcia-Hampton is starting over at a new school, and this time things will be different. She's making real friends, making a name for herself as student director of Rent, and making a play for Miles, the guy who makes her melt every time he walks into a room. The last thing she wants is for word to get out that she's HIV-positive, because last time . . . well, last time things got ugly. Keeping her viral load under control is easy, but keeping her diagnosis under wraps is not so simple. As Simone and Miles start going out for real--shy kisses escalating into much more--she feels an uneasiness that goes beyond butterflies. She knows she has to tell him that she's positive, especially if sex is a possibility, but she's terrified of how he'll react! And then she finds an anonymous note in her locker: I know you have HIV. You have until Thanksgiving to stop hanging out with Miles. Or everyone else will know too. Simone's first instinct is to protect her secret at all costs, but as she gains a deeper understanding of the prejudice and fear in her community, she begins to wonder if the only way to rise above is to face the haters head-on. . . . "Full Disclosure is such a joy to read." --Erika Sanchez, National Book Award finalist for I Am Not Your Perfect Mexican Daughter "A big-hearted love letter to inclusivity, bravery, and acceptance, Full Disclosure is a wonder of a book." --Kathleen Glasgow, New York Times bestselling author of Girl in Pieces
Author: Michael Crichton
Publisher: Ballantine Books
ISBN: 0345539001
Category : Fiction
Languages : en
Pages : 466
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Book Description
From the author of Jurassic Park, Timeline, and Sphere comes an electrifying thriller in which a shocking accusation of sexual harassment triggers a gripping psychological game of cat and mouse and threatens to derail a brilliant career. #1 NEW YORK TIMES BESTSELLER “A fresh and provocative story.”—People An up-and-coming executive at the computer firm DigiCom, Tom Sanders is a man whose corporate future is certain. But after a closed-door meeting with his new boss—a woman who is his former lover and has been promoted to the position he expected to have—Sanders finds himself caught in a nightmarish web of deceit in which he is branded the villain. As Sanders scrambles to defend himself, he uncovers an electronic trail into the company’s secrets—and begins to grasp that a cynical and manipulative scheme has been devised to bring him down. “Crichton writes superbly. . . . The excitement rises with each page.”—Chicago Tribune “A heart-stop story running on several tracks at once. Disclosure is up to [Crichton’s] usual locomotive speed.”—The Boston Globe “Expertly crafted, ingenious and absorbing.”—The Philadelphia Inquirer
Author: Robert Dean Pope
Publisher: Government Finance Officers
ISBN: 9780891252542
Category : State bonds
Languages : en
Pages : 164
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Book Description
Author: Randy Ingermanson
Publisher: Createspace Independent Publishing Platform
ISBN: 9781500574055
Category : Creative writing
Languages : en
Pages : 0
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Book Description
The Snowflake Method-ten battle-tested steps that jump-start your creativity and help you quickly map out your story.
Author: American Bar Association. House of Delegates
Publisher: American Bar Association
ISBN: 9781590318737
Category : Law
Languages : en
Pages : 216
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Book Description
The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.
Author: Archon Fung
Publisher:
ISBN: 0521699614
Category : Business & Economics
Languages : en
Pages : 301
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Book Description
Publisher description
Author: Nicholas L. Georgakopoulos
Publisher: Cambridge University Press
ISBN: 1108146171
Category : Law
Languages : en
Pages : 215
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Book Description
This book opens with a simple introduction to financial markets, attempting to understand the action and the players of Wall Street by comparing them to the action and the players of main street. Firstly, it explores the definition of a security by its function, the departure from the buyer beware environment of corporate law and the entrance into the seller disclose environment of securities law. Secondly, it shows that the cost of disclosure rules is justified by their capacity to combat irrationalities, fads, and panics. The third section explains how the structure of class actions is designed to improve deterrence. Next it explores the economic harm from insider trading and how the law fights it. In sum, the book shows how all these parts of securities law serve the virtuous cycle from liquidity to accurate prices and more trading and how the great recession showed that our securities regulation reacted mostly adequately to the crisis.
Author: Beverley McLachlin
Publisher: Simon & Schuster
ISBN: 1982116463
Category : Fiction
Languages : en
Pages : 368
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Book Description
INSTANT NATIONAL BESTSELLER From the former Chief Justice of Canada—a riveting thriller starring Jilly Truitt, a rising young defense attorney faced with a case that hits close to home. When everyone has something to hide, the truth is the only defense. There’s nothing Jilly Truitt likes more than winning a case, especially against her former mentor, prosecutor Cy Kenge. Jilly has baggage, the residue of a dark time in a series of foster homes, but that’s in the past. Now she’s building her own criminal defense firm and making a name for herself as a tough-as-nails lawyer willing to take risks in the courtroom. When the affluent and enigmatic Vincent Trussardi is accused of his wife Laura’s murder, Jilly agrees to defend him, despite predictions that the case is a sure loser and warnings from those close to her to stay away from the Trussardi family. Determined to prove everyone wrong, Jilly investigates Laura’s death, hoping to discover a shred of evidence that might give the jury a reasonable doubt. Instead, she is confronted by damning evidence and uncooperative witnesses at every turn. Someone isn’t telling the truth, but who? With her reputation and Vincent’s life on the line, Jilly tries to unravel the web of secrets surrounding Laura’s murder. As she digs deeper, she uncovers a startling revelation that will change not only the case, but her life forever. From the gritty streets of Vancouver to the fateful halls of justice, Full Disclosure is a razor-sharp thriller that pulses with authenticity and intrigue.
Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 0756702534
Category :
Languages : en
Pages : 118
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Book Description
Report by the Federal Trade Commission (FTC) on the information that businesses should consider as they develop online advertisements to ensure that they comply with the law. The same consumer protection laws that apply to commercial activities in other media apply online. The FTC Act's prohibition on unfair or deceptive acts or practicesÓ encompasses Internet advertisements, marketing & sales. It discusses: (1) the requirement for clear & conspicuous disclosures to prevent an advertisement from being misleading, to ensure that consumers receive material information about the terms of a transaction; (2) ways that advertisers can make such disclosures; & (3) FTC rules & guides that are adaptable to new technologies.
