Living Longer, Retiring Earlier, Rethinking the Social Security Retirement Age : Hearing Before the Special Committee on Aging, United States Senate, One Hundred Fifth Congress, Second Session, Washington, DC, July 15, 1998 PDF Download
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Author: United States. Congress. Senate. Special Committee on Aging
Publisher:
ISBN:
Category : Life span, Productive
Languages : en
Pages : 152
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Book Description
Author: United States. Congress. Senate. Special Committee on Aging
Publisher:
ISBN:
Category : Life span, Productive
Languages : en
Pages : 152
Get Book Here
Book Description
Author: National Research Council
Publisher: National Academies Press
ISBN: 0309261961
Category : Social Science
Languages : en
Pages : 230
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Book Description
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Author: John Andrew Turner
Publisher: W.E. Upjohn Institute
ISBN: 0880993774
Category : Business & Economics
Languages : en
Pages : 171
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Book Description
This book focuses on public policy issues concerning Social Security, pensions, and older workers that arise because people are living longer. The question it addresses is, ¿What should be the retirement policy responses to increased longevity?¿ Not only has increased longevity occurred for all major demographic groups, but people are healthier at older ages. This book draws on international experience to recommend solutions for U.S. policy.
Author: Charles Grassley
Publisher: DIANE Publishing
ISBN: 0788186868
Category :
Languages : en
Pages : 145
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Book Description
Witnesses: Sen. Charles Grassley, John Breaux, Susan Collins, Rick Santorum, John Warner, and Larry Craig; Barbara Bovbjerg, assoc. dir., Income Security Issues, Health, Education, and Human Services, Div., GAO; David Smith, director of Public Policy, AFL-CIO; Gary Burtless, senior fellow, Brookings Institution; Donna Wagner, dir., The Center for Productive Aging, Towson Univ.; Paul Huard, v.p. of Policy and Communications, Nat. Assoc. of Manufacturers; and Carolyn Lukensmeyer, exec. dir., Americans Discuss Social Security Project, Wash., DC.
Author: Jarold A. Kieffer
Publisher: Routledge
ISBN: 0429724225
Category : Social Science
Languages : en
Pages : 145
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Book Description
Not all older people are unfit for work. Indeed, most people over age 55 remain physically and mentally able to work, and rather than suffer the pressures of inflation or the boredom of idleness, many would prefer to stay productive longer. Dr. Kieffer says that their extensive experience and education qualify most of them to remain self-reliant well past current retirement ages. If they are enabled to do so, it would delay and reduce the time when they are forced to be financially and, in some cases, physically dependent. He argues that unless policy leaders in both the public and private sectors act quickly and imaginatively to gain the financial and social dividends that can accrue from longer life, our country, by default, will find itself preoccupied over the next thirty years with unnecessarily high costs of supporting its longer-living and rapidly increasing older population. Dr. Kieffer explains why current retirement policies are no longer economically and politically manageable, and he suggests a cost-effective strategy whereby public and private funds could be used to enable millions of older people to remain active in jobs that serve unmet community needs. He also outlines a strategy for helping young workers build retirement income assets during their entire work lives so that the unintended burdens that have fallen on the Social Security, pension, and public assistance programs can be eased and made more manageable in the future. Lastly, he describes the roles that government agencies, businesses, educational institutions, foundations, and older people themselves can play in carrying out the jobs and retirement income strategies.
Author: Ken Dychtwald
Publisher: John Wiley & Sons
ISBN: 1119648084
Category : Business & Economics
Languages : en
Pages : 320
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Book Description
"Dychtwald and Morison offer a brilliant and convincing perspective: an essential re-think of what 'aging' and 'retirement' mean today and an invitation to help mobilize the best in the tidal wave of Boomer Third Agers." —Daniel Goleman, PhD, Author, Emotional Intelligence: Why It Can Matter More Than IQ Throughout 99 percent of human history, life expectancy at birth was less than 18 years. Few people had a chance to age. Today, thanks to extraordinary medical, demographic, and economic shifts, most of us expect to live long lives. Consequently, the world is witnessing a powerful new version of retirement, driven by the power and needs of the Baby Boomer generation. Consumers over age 50 account for more than half of all spending and control more than 70% of our total net worth – yet are largely ignored by youth-focused marketers. How will work, family, and retirement be transformed to accommodate two billion people over the age of 60 worldwide? In the coming years, we'll see explosive business growth fueled by this unprecedented longevity revolution. What Retirees Want presents the culmination of 30 years of research by world-famous "Age Wave" expert Ken Dychtwald, Ph.D., and author and consultant Robert Morison. It explains how the aging of the Baby Boomers will forever change our lives, businesses, government programs, and the consumer marketplace. This exciting new stage of life, the "Third Age," poses daunting questions: What will "old" look like in the years ahead? With continued advances in longevity, all of the traditional life-stage markers and boundaries will need to be adjusted. What new products and services will boom as a result of this coming longevity revolution? What unconscious ageist marketing practices are hurting people – and business growth? Will the majority of elder boomers outlive their pensions and retirement savings and how can this financial disaster be prevented? What incredible new technologies of medicine, life extension, and human enhancement await us in the near future? What purposeful new roles can we create for elder boomers so that the aging nations of the Americas, Europe, and Asia capitalize on the upsides of aging? Which pioneering organizations and companies worldwide have created marketing strategies and programs that resonate with the quirky and demanding Boomer generation? In this entertaining, thought-provoking, and wide-ranging book, Dychtwald and Morison explain how individuals, businesses, non-profits, and governments can best prepare for a new era – where the needs and demands of the "Third Age" will set the lifestyle, health, social, marketplace, and political priorities of generations to come.
Author: Kristi Nielsen
Publisher:
ISBN: 9781989607213
Category :
Languages : en
Pages : 270
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Book Description
This is the LARGE PRINT VERSION also available in regular font. Retirement has changed! Those who retire in 2020 and beyond are living longer than previous generations. Those who retire in 2020 and beyond are living longer than previous generations. A generation with fewer seniors receiving company pensions and the first generation in a century without a retirement age enacted by the government. While the absence of mandatory retirement may seem like an advantage, those facing health issues may be compelled to continue working. Will the social systems be there to help those who need help? More seniors today, have dependent children living at home. Many have lost their retirement nest eggs, because of a faltering stock market. Don't Worry RETIRE Happy! is your guide to planning a retirement that suits your needs and goals. There are more choices open to mature and aging adults than ever before. There are more variables and more need than ever to have a plan. A happy retirement does not happen by coincidence. It requires a plan. Living with intention and passion can enable retirees to live many fulfilling years. Do you know what you really want? Do you have a plan? Do you have a contingency plan? Retirement Coach Kristi Nielsen has worked with many people as they face the decisions necessary as they reach this life transition. Transition can be stressful. Learning some techniques for dealing with this transition, can be make it easier. This book is suitable for anyone considering early retirement, facing the need to continue to work much longer than you planned or those transitioning from one life stage to another, no matter what your challenges are. The strategies discussed in this book will work for anyone facing decisions and transition. Enjoy the retirement you deserve. You have worked for years to achieve this goal. What does the ideal retirement look like for you? Are there hurdles that make your goals seem unattainable? This is a big life transition. It is not uncommon to feel overwhelmed. What you really want is probably easier to attain than you may think.
Author: Joseph F. Coughlin
Publisher: PublicAffairs
ISBN: 1610396650
Category : Business & Economics
Languages : en
Pages : 330
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Book Description
Oldness: a social construct at odds with reality that constrains how we live after middle age and stifles business thinking on how to best serve a group of consumers, workers, and innovators that is growing larger and wealthier with every passing day. Over the past two decades, Joseph F. Coughlin has been busting myths about aging with groundbreaking multidisciplinary research into what older people actually want -- not what conventional wisdom suggests they need. In The Longevity Economy, Coughlin provides the framing and insight business leaders need to serve the growing older market: a vast, diverse group of consumers representing every possible level of health and wealth, worth about $8 trillion in the United States alone and climbing. Coughlin provides deep insight into a population that consistently defies expectations: people who, through their continued personal and professional ambition, desire for experience, and quest for self-actualization, are building a striking, unheralded vision of longer life that very few in business fully understand. His focus on women -- they outnumber men, control household spending and finances, and are leading the charge toward tomorrow's creative new narrative of later life -- is especially illuminating. Coughlin pinpoints the gap between myth and reality and then shows businesses how to bridge it. As the demographics of global aging transform and accelerate, it is now critical to build a new understanding of the shifting physiological, cognitive, social, family, and psychological realities of the longevity economy.
Author: Tanja Hester
Publisher: Hachette Books
ISBN: 0316450871
Category : Business & Economics
Languages : en
Pages : 235
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Book Description
A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.
Author: United States. Congress. Senate. Special Committee on Aging
Publisher:
ISBN:
Category : Life span, Productive
Languages : en
Pages : 152
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Book Description
