Effects of Health Care Reform on the National Economy and Jobs PDF Download
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Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 162
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Author: Jacob Alex Klerman
Publisher:
ISBN: 9780833022370
Category : Employers' liability
Languages : en
Pages : 19
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Book Description
Employer mandates would provide universal health insurance by extending the current employer-based health insurance financing system. All employees would be required to purchase insurance through their workplace, with employers paying a substantial part of the cost (typically between 50 and 80 percent). These mandates have been opposed on the grounds that they would result in substantial job loss. In fact, experience with other legislation requiring employers to provide benefits to their employees indicates that most of the cost of a mandated benefit is shifted to employees in the form of lower wages. However, for workers without health insurance and with very low earnings, minimum wage legislation prohibits employers from passing on the costs of a mandate by lowering wages. Thus, employers may respond to a mandate by reducing employment of very low-wage workers. Using evidence from recent increases in the minimum wage, the authors estimate that between 100,000 and 275,000 jobs would be lost due to the imposition of an employer mandate. These figures represent less than one-quarter of one percent of all jobs, suggesting job loss is not an important issue in considering the consequences of a mandate.
Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 162
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Author: Bernadette Fernandez
Publisher: DIANE Publishing
ISBN: 1437923410
Category : Law
Languages : en
Pages : 20
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Book Description
Health care reform is a major issue in the 111th Congress, driven by growing concern about millions of people without insur. coverage, continual increases in cost and spending, and quality shortcomings. More than 45 million people have no insur., which can limit their access to care and ability to pay for the care they receive. The U.S. spends more than 17% of gross domestic product on health care services and products. But, the country scores only average or somewhat worse on many indicators of health care quality. Contents of this report: (1) Intro.; (2) Three Predominant Concerns: Coverage; Cost and Spending; Quality; (3) Legis. Issues: Scope of Reform; Public or Private Insur.; Employ.-Based Insur.; Role of States; (4) Cost of Reform. Illus.
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 11
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One in ten Americans remains out of work today as the two-year-long Great Recession gives way at last to a slow economic recovery. Dealing with persistent unemployment is one of the top priorities of President Barack Obama and the leaders of Congress. One important way to create jobs is to slow the growth of medical spending. If health care cost increases slow down, then businesses will find it more profitable to expand employment, and workers will more readily move into those new jobs. This paper will demonstrate the potential impact of health care reform on employment growth in the new decade, examining two recent studies and then combing their estimates of potential employment growth. The first study, by health economists Neeraj Sood at the Leonard D. Schaeffer Center for Health Policy and Economics and School of Pharmacy at the University of Southern California, and Arkadipta Ghosh and José Escarce at Mathematica and University of California Los Angeles, shows the significant negative impact of rising health care costs on employment as firms struggle with health costs that they cannot pass along fully to workers or consumers. 1 The second study, by health economists David Cutler of Harvard University and Karen Davis and Kristof Stremikis of the Commonwealth Fund, estimates that health care reform will slow the growth of health care costs and health insurance premiums. 2 In the analysis that follows, we combine these two studies to show that health care reform could increase the number of jobs in the United States by about 250,000 to 400,000 per year over the coming decade.
Author:
Publisher: U.S. Government Printing Office
ISBN:
Category : Business & Economics
Languages : en
Pages : 148
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Book Description
Economic impacts of reform approaches. Impacts on national health care spending. Impacts on federal, state and local budgets. Impacts on employers, on employment, on households, on administrative and on other costs in the economy. Provisional checklist for policymakers
Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309048273
Category : Medical
Languages : en
Pages : 381
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Book Description
The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.
Author: Patrice Flynn
Publisher:
ISBN:
Category : Health care reform
Languages : en
Pages : 50
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Book Description
Author: Huizhong Zhou
Publisher: W.E. Upjohn Institute
ISBN: 0880992247
Category : Medical
Languages : en
Pages : 170
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Book Description
Zhou presents a collection of papers that are based on lectures presented at the 36th Annual Public Lecture-Seminar Series conducted by his Department of Economics at Western Michigan University. The six chapters explore Medicare reform, managed care and its effect on the health care system, efforts to cover the uninsured, the effect of health insurance on labor market and employment decisions, and the role of tax policy in health care. The contributions largely limit themselves to analysis of existing institutions and eschew broad proscriptions for the American health-care system. c. Book News Inc.
Author: United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
Publisher:
ISBN:
Category : Digital images
Languages : en
Pages : 492
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Author: United States. Congress. Joint Economic Committee. Republican Staff
Publisher:
ISBN:
Category : Compulsory health insurance
Languages : en
Pages : 32
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