Author: Leander D. Loacker
Publisher: Edward Elgar Publishing
ISBN: 1784717525
Category : Law
Languages : en
Pages : 361
Book Description
The direction and clarity of the author's argument is commendably clear. Thus it is clear at the outset that he is mainly concerned with pre-contractual information duties as they affect consumers, and thus standard form contracts¢although, he argu
Informed Insurance Choice?
Author: Leander D. Loacker
Publisher: Edward Elgar Publishing
ISBN: 1784717525
Category : Law
Languages : en
Pages : 361
Book Description
The direction and clarity of the author's argument is commendably clear. Thus it is clear at the outset that he is mainly concerned with pre-contractual information duties as they affect consumers, and thus standard form contracts¢although, he argu
Publisher: Edward Elgar Publishing
ISBN: 1784717525
Category : Law
Languages : en
Pages : 361
Book Description
The direction and clarity of the author's argument is commendably clear. Thus it is clear at the outset that he is mainly concerned with pre-contractual information duties as they affect consumers, and thus standard form contracts¢although, he argu
Informed Insurance Choice?
Author: Leander D. Loacker
Publisher:
ISBN: 9781784717513
Category : Consumer education
Languages : en
Pages : 0
Book Description
The direction and clarity of the author's argument is commendably clear. Thus it is clear at the outset that he is mainly concerned with pre-contractual information duties as they affect consumers, and thus standard form contracts-although, he argues, individualised information duties, will have a significantly more important part to play in the future, and he gives some consideration to these.
Publisher:
ISBN: 9781784717513
Category : Consumer education
Languages : en
Pages : 0
Book Description
The direction and clarity of the author's argument is commendably clear. Thus it is clear at the outset that he is mainly concerned with pre-contractual information duties as they affect consumers, and thus standard form contracts-although, he argues, individualised information duties, will have a significantly more important part to play in the future, and he gives some consideration to these.
Moral Hazard in Health Insurance
Author: Amy Finkelstein
Publisher: Columbia University Press
ISBN: 0231538685
Category : Medical
Languages : en
Pages : 161
Book Description
Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein—recognized as one of the world’s foremost experts on the topic—here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow. “Reads like a fireside chat among a group of distinguished, articulate health economists.” —Choice
Publisher: Columbia University Press
ISBN: 0231538685
Category : Medical
Languages : en
Pages : 161
Book Description
Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein—recognized as one of the world’s foremost experts on the topic—here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow. “Reads like a fireside chat among a group of distinguished, articulate health economists.” —Choice
Employment and Health Benefits
Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309048273
Category : Medical
Languages : en
Pages : 381
Book Description
The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.
Publisher: National Academies Press
ISBN: 0309048273
Category : Medical
Languages : en
Pages : 381
Book Description
The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.
Health Care Reform
Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN: 9780160461705
Category : Health care reform
Languages : en
Pages : 336
Book Description
Publisher:
ISBN: 9780160461705
Category : Health care reform
Languages : en
Pages : 336
Book Description
Achieving Person-Centred Health Systems
Author: Ellen Nolte
Publisher: Cambridge University Press
ISBN: 1108790062
Category : Health & Fitness
Languages : en
Pages : 421
Book Description
An evidence-based analysis of the opportunities and challenges of moving towards more person-centred health systems.
Publisher: Cambridge University Press
ISBN: 1108790062
Category : Health & Fitness
Languages : en
Pages : 421
Book Description
An evidence-based analysis of the opportunities and challenges of moving towards more person-centred health systems.
Frontiers in Health Policy Research
Author: David M. Cutler
Publisher: MIT Press
ISBN: 9780262532662
Category : Business & Economics
Languages : en
Pages : 196
Book Description
Leading economists discuss current health policy challenges, including prescription drugs benefits as a component of Medicare and conversion to for-profit health plans.
Publisher: MIT Press
ISBN: 9780262532662
Category : Business & Economics
Languages : en
Pages : 196
Book Description
Leading economists discuss current health policy challenges, including prescription drugs benefits as a component of Medicare and conversion to for-profit health plans.
Demanding Choices
Author: Shaun Bowler
Publisher: University of Michigan Press
ISBN: 9780472087150
Category : Political Science
Languages : en
Pages : 216
Book Description
DIVReferenda are becoming a more common way to resolve heated political questions. This book shows how voters make choices in referenda /div
Publisher: University of Michigan Press
ISBN: 9780472087150
Category : Political Science
Languages : en
Pages : 216
Book Description
DIVReferenda are becoming a more common way to resolve heated political questions. This book shows how voters make choices in referenda /div
Health Care Reform
Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN: 9780160461705
Category : Health care reform
Languages : en
Pages : 336
Book Description
Publisher:
ISBN: 9780160461705
Category : Health care reform
Languages : en
Pages : 336
Book Description
Intermediate Microeconomics
Author: Patrick M. Emerson
Publisher:
ISBN:
Category : Economics
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category : Economics
Languages : en
Pages :
Book Description