The Industrial Organization of Banking

The Industrial Organization of Banking PDF Author: David VanHoose
Publisher: Springer Science & Business Media
ISBN: 3642028217
Category : Business & Economics
Languages : en
Pages : 258

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Book Description
This book aims to provide a thoroughly updated overview and evaluation of the industrial organization of banking. It examines the interplay among bank behaviour, market structure, and regulation from the perspective of a variety of public policy issues, including bank competition and risk, market discipline, antitrust issues, and capital regulation. New to this edition are discussions of the economic foundations of international banking, macroprudential regulation, and international coordination of banking policies. The book can serve as a learning tool and reference for graduate students, academics, bankers, and policymakers with interests in the industrial organization of the banking sector and the impacts of banking regulations.

The Industrial Organization of Banking

The Industrial Organization of Banking PDF Author: David VanHoose
Publisher: Springer Science & Business Media
ISBN: 3642028217
Category : Business & Economics
Languages : en
Pages : 258

Get Book Here

Book Description
This book aims to provide a thoroughly updated overview and evaluation of the industrial organization of banking. It examines the interplay among bank behaviour, market structure, and regulation from the perspective of a variety of public policy issues, including bank competition and risk, market discipline, antitrust issues, and capital regulation. New to this edition are discussions of the economic foundations of international banking, macroprudential regulation, and international coordination of banking policies. The book can serve as a learning tool and reference for graduate students, academics, bankers, and policymakers with interests in the industrial organization of the banking sector and the impacts of banking regulations.

Industrial Bank

Industrial Bank PDF Author: B. Doyle Jr Mitchell
Publisher: Arcadia Publishing
ISBN: 0738592897
Category : Business & Economics
Languages : en
Pages : 130

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Book Description
Pres. Franklin D. Roosevelt declared a bank holiday on March 5, 1933, closing banks across the country until they proved financial soundness. Meanwhile, as the United States crawled out of the Great Depression, Jesse H. Mitchell and a group of black businessmen accomplished the extraordinary--they started a black-owned bank on a street known as "Black Broadway" in the nation's capital. Mitchell, a Howard University-educated lawyer and realtor, and his friends sold $65,000 in stock, and in the sweltering heat on August 20, 1934, Industrial Bank of Washington opened for business. A range of black investors rallied around the effort, from individuals, churches, and service-oriented organizations to savvy business owners. The bank has carried on for three generations: Mitchell's son B. Doyle Mitchell Sr. succeeded him as president in 1953, who was then succeeded in 1993 by his grandson B. Doyle Mitchell Jr. as president and CEO and his granddaughter Patricia A. Mitchell as executive vice president.

FDIC Quarterly

FDIC Quarterly PDF Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 38

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Book Description


The Industrial Organization of Banking

The Industrial Organization of Banking PDF Author: David VanHoose
Publisher: Springer Nature
ISBN: 3031162412
Category : Business & Economics
Languages : en
Pages : 285

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Book Description
This book provides an evaluation of the industrial organization of banking with a focus on the interrelationship among bank behavior, market structure, and regulation. It addresses a wide range of public policy topics, including bank competition and risk, international banking, antitrust issues, and capital regulation. New to this edition, which has been updated throughout, is a broadened consideration of alternative theories of competition among banks, which includes discussions of such issues as the implications of large increases in bank reserve holdings in recent years, effects of nonprice competition through quality rivalry, analysis of mixed market structures involving both large and small banks, and international interactions of banks and policymakers. The intent of the book is to serve as a learning tool and reference for graduate students, academics, bankers, and policymakers seeking to better understand the industrial organization of the banking sector and the effects of banking regulations.

Race for Profit

Race for Profit PDF Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364

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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

FDIC Statistics on Banking

FDIC Statistics on Banking PDF Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 554

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Book Description
A statistical profile of the United States banking industry.

Personnel Management and Industrial Relations in Banking Industry: A Study of State Bank of Hyderabad

Personnel Management and Industrial Relations in Banking Industry: A Study of State Bank of Hyderabad PDF Author: B Prabhakar Rao
Publisher: Mittal Publications
ISBN: 9788170995111
Category : Bank employees
Languages : en
Pages : 238

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Book Description


The Chinese Banking Industry

The Chinese Banking Industry PDF Author: Yuanyuan Peng
Publisher: Routledge
ISBN: 1134098391
Category : Business & Economics
Languages : en
Pages : 213

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Book Description
Bringing a vast amount of material to a Western audience for the first time, this book provides a detailed systematic micro-level analysis of the historical development of the Chinese banking industry, analyzing the key issues in the development of the Bank of China in the period 1905 to 1949.

East India (Industrial Commission, 1916-18)

East India (Industrial Commission, 1916-18) PDF Author: India. Industrial Commission
Publisher:
ISBN:
Category : India
Languages : en
Pages : 882

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Book Description


Banking, The State and Industrial Promotion in Developing Japan, 1900-73

Banking, The State and Industrial Promotion in Developing Japan, 1900-73 PDF Author: S. Ogura
Publisher: Springer
ISBN: 0230598129
Category : History
Languages : en
Pages : 159

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Book Description
This book researches banking structure in developing Japan and gives insight into how Japan's banks have become embroiled in recent financial crisis. It re-evaluates the role and function of Japan's commercial banks among its corporate groupings and proves that the behaviour of banks heading corporate groups has characterized the economic system, and that the banks could not have established a long-term capital lending business until the beginning of the 1970s.