Housing Finance Policy in Emerging Markets

Housing Finance Policy in Emerging Markets PDF Author: Loic Chiquier
Publisher: World Bank Publications
ISBN: 0821377515
Category : Social Science
Languages : en
Pages : 540

Get Book Here

Book Description
Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.

Housing Finance Policy in Emerging Markets

Housing Finance Policy in Emerging Markets PDF Author: Loic Chiquier
Publisher: World Bank Publications
ISBN: 0821377515
Category : Social Science
Languages : en
Pages : 540

Get Book Here

Book Description
Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.

Housing Policy and Finance

Housing Policy and Finance PDF Author: John Black
Publisher: Routledge
ISBN: 1135076847
Category : Science
Languages : en
Pages : 157

Get Book Here

Book Description
This book provides a comprehensive introduction to housing policy and finance in Britain. It describes changes in the condition and tenure of housing in the post-war period, and contrasts the massive investment in house building and improvement with allegations that housing conditions are deteriorating. It describes the rise of the public housing sector and the slight decline in the face of the Thatcher government's policy on council house sales, which followed. The book thus provides a background for the development of housing policy over the next decade.

Housing Policy in the United States

Housing Policy in the United States PDF Author: Alex F. Schwartz
Publisher: Routledge
ISBN: 1135280096
Category : Law
Languages : en
Pages : 374

Get Book Here

Book Description
The most widely used and most widely referenced "basic book" on Housing Policy in the United States has now been substantially revised to examine the turmoil resulting from the collapse of the housing market in 2007 and the related financial crisis. The text covers the impact of the crisis in depth, including policy changes put in place and proposed by the Obama administration. This new edition also includes the latest data on housing trends and program budgets, and an expanded discussion of homelessnessof homelessness.

A New Model for Housing Finance

A New Model for Housing Finance PDF Author: Murtaza Baxamusa
Publisher:
ISBN: 9780367859336
Category : Housing
Languages : en
Pages : 136

Get Book Here

Book Description
Inequality and the urban growth machine -- A global problem of affordability -- This land is your land -- History of public investment in housing -- Finance and financialization -- Limitations of land-use planning -- Rebuilding the divided house.

Housing Markets and the Economy

Housing Markets and the Economy PDF Author: Karl E. Case
Publisher: Lincoln Inst of Land Policy
ISBN: 9781558441842
Category : Business & Economics
Languages : en
Pages : 417

Get Book Here

Book Description
Based on the work of Karl "Chip" Case, who is renowned for his scientific contributions to the economics of housing and public policy, this is a must read during a time of restructuring our nation's system of housing finance.

Affordable Housing Governance and Finance

Affordable Housing Governance and Finance PDF Author: Gerard Van Bortel
Publisher: Routledge
ISBN: 1351621777
Category : Business & Economics
Languages : en
Pages : 505

Get Book Here

Book Description
There is a large shortage of affordable housing across Europe. In high‐demand urban areas housing shortages lead to unaffordable prices for many target groups. This book explores innovations to support a sufficient supply of affordable and sustainable rental housing. Affordable housing is increasingly developed, financed and managed by a mix of market, state, third sector and community actors. Recent decades in large parts of the Western world have consecutively shown state-dominated, non-profit housing sectors, an increased role for market forces and the private sector, and the rise of initiatives by citizens and local communities. The variety of hybrid governance and finance arrangements is predicted to increase further, leading to new affordable housing delivery and management models. This book explores these innovations, with a focus on developments across Europe, and comparative chapters from the USA and Australia. The book presents new thinking in collaborative housing, co-production and accompanying finance mechanisms in order to support the quantity and the quality of affordable rental housing. Combining academic robustness with practical relevance, chapters are written by renowned housing researchers in collaboration with practitioners from the housing sector. The book not only presents, compares and contrasts affordable housing solutions, but also explores the transferability of innovations to other countries. The book is essential reading for researchers and professionals in housing, social policy, urban planning and finance.

Means-Tested Transfer Programs in the United States

Means-Tested Transfer Programs in the United States PDF Author: National Bureau of Economic Research
Publisher: University of Chicago Press
ISBN: 9780226533568
Category : Business & Economics
Languages : en
Pages : 224

Get Book Here

Book Description
Few United States government programs are as controversial as those designed to aid the poor. From tax credits to medical assistance, aid to needy families is surrounded by debate—on what benefits should be offered, what forms they should take, and how they should be administered. The past few decades, in fact, have seen this debate lead to broad transformations of aid programs themselves, with Aid to Families with Dependent Children replaced by Temporary Assistance to Needy Families, the Earned Income Tax Credit growing from a minor program to one of the most important for low-income families, and Medicaid greatly expanding its eligibility. This volume provides a remarkable overview of how such programs actually work, offering an impressive wealth of information on the nation's nine largest "means-tested" programs—that is, those in which some test of income forms the basis for participation. For each program, contributors describe origins and goals, summarize policy histories and current rules, and discuss the recipient's characteristics as well as the different types of benefits they receive. Each chapter then provides an overview of scholarly research on each program, bringing together the results of the field's most rigorous statistical examinations. The result is a fascinating portrayal of the evolution and current state of means-tested programs, one that charts a number of shifts in emphasis—the decline of cash assistance, for instance, and the increasing emphasis on work. This exemplary portrait of the nation's safety net will be an invaluable reference for anyone interested in American social policy.

Housing Finance Mechanisms in India

Housing Finance Mechanisms in India PDF Author:
Publisher: UN-HABITAT
ISBN: 9211319706
Category : Housing
Languages : en
Pages : 61

Get Book Here

Book Description


Housing Policy Matters

Housing Policy Matters PDF Author: Shlomo Angel
Publisher: Oxford University Press
ISBN: 0195350324
Category : Political Science
Languages : en
Pages : 435

Get Book Here

Book Description
This book unifies housing policy by integrating industrialized and developing-country interventions in the housing sector into a comprehensive global framework. One hundred indicators are used to compare housing policies and conditions in 53 countries. Statistical analysis confirms that--after accounting for economic development--enabling housing policies result in improved housing conditions.

Evidence and Innovation in Housing Law and Policy

Evidence and Innovation in Housing Law and Policy PDF Author: Lee Anne Fennell
Publisher: Cambridge University Press
ISBN: 1107164923
Category : Business & Economics
Languages : en
Pages : 357

Get Book Here

Book Description
This interdisciplinary volume illuminates housing's impact on both wealth and community, and examines legal and policy responses to current challenges. Also available as Open Access.