Author: Kathryn McCamant
Publisher:
ISBN: 9780520067356
Category : Business & Economics
Languages : en
Pages : 208
Book Description
Bl.a. om bofællesskaberne: Trudeslund, Gyndbjerg, Bakken, Stavnbåndet, Sol og Vind, Overdrevet, Jerngården, Jystrup Savværk, Mejdal I & II, Jernstøberiet, Tornevangsgården, Drejebænken, Bondebjerget m.fl., samt bofællesskabernes historie
Cohousing
Author: Kathryn McCamant
Publisher:
ISBN: 9780520067356
Category : Business & Economics
Languages : en
Pages : 208
Book Description
Bl.a. om bofællesskaberne: Trudeslund, Gyndbjerg, Bakken, Stavnbåndet, Sol og Vind, Overdrevet, Jerngården, Jystrup Savværk, Mejdal I & II, Jernstøberiet, Tornevangsgården, Drejebænken, Bondebjerget m.fl., samt bofællesskabernes historie
Publisher:
ISBN: 9780520067356
Category : Business & Economics
Languages : en
Pages : 208
Book Description
Bl.a. om bofællesskaberne: Trudeslund, Gyndbjerg, Bakken, Stavnbåndet, Sol og Vind, Overdrevet, Jerngården, Jystrup Savværk, Mejdal I & II, Jernstøberiet, Tornevangsgården, Drejebænken, Bondebjerget m.fl., samt bofællesskabernes historie
The Great American Housing Bubble
Author: Adam J. Levitin
Publisher: Harvard University Press
ISBN: 0674979656
Category : Business & Economics
Languages : en
Pages : 401
Book Description
The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
Publisher: Harvard University Press
ISBN: 0674979656
Category : Business & Economics
Languages : en
Pages : 401
Book Description
The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
Reinventing Community
Author: David Wann
Publisher: ReadHowYouWant.com
ISBN: 145876334X
Category : Social Science
Languages : en
Pages : 486
Book Description
''Human beings are not meant to live alone, or in isolated nuclear family arrangements. We do best in community. But in a few short generations, we've lost many of the social skills necessary for successful community living. The folks ... in Reinventing Community are the vanguard for the future - they're learning today ... what it takes to go beyond the solitary and aliented survival tactics of modern urban life to the full flowering of the human spirit of tomorrow.'' --- Eric Utne, founder of Utne magazine and editor of Cosmo Doogood's Urban Almanac.....Cohousing began in Scandinavia in the 1960s as a response to a feeling of isolation within typical suburban communities, where you don't know your neighbor, nor can you rely on their assistance - not even for a cup of sugar. Cohousing spread to the United States in the 1980s, and there are now several hundred such communities throughout the country in more than thirty states. Reinventing Community is the first cohousing anthology that tells real-world stories from the perspectives of the unique people who live in these communities, whether they be in urban, suburban, or rural settings. Unlike the few ''how-to'' guides in the marketplace today, this book details the lives of these close-knit groups of caring and active neighbors who enjoy their own privacy, yet also share a wonderful sense of camaraderie and connection. Exploring everything from planning a cohousing community to moving in to the joys and challenges of daily life, Reinventing Community shares with its readers a sense of what it takes to build a true community in our often detached and disengaged modern world.
Publisher: ReadHowYouWant.com
ISBN: 145876334X
Category : Social Science
Languages : en
Pages : 486
Book Description
''Human beings are not meant to live alone, or in isolated nuclear family arrangements. We do best in community. But in a few short generations, we've lost many of the social skills necessary for successful community living. The folks ... in Reinventing Community are the vanguard for the future - they're learning today ... what it takes to go beyond the solitary and aliented survival tactics of modern urban life to the full flowering of the human spirit of tomorrow.'' --- Eric Utne, founder of Utne magazine and editor of Cosmo Doogood's Urban Almanac.....Cohousing began in Scandinavia in the 1960s as a response to a feeling of isolation within typical suburban communities, where you don't know your neighbor, nor can you rely on their assistance - not even for a cup of sugar. Cohousing spread to the United States in the 1980s, and there are now several hundred such communities throughout the country in more than thirty states. Reinventing Community is the first cohousing anthology that tells real-world stories from the perspectives of the unique people who live in these communities, whether they be in urban, suburban, or rural settings. Unlike the few ''how-to'' guides in the marketplace today, this book details the lives of these close-knit groups of caring and active neighbors who enjoy their own privacy, yet also share a wonderful sense of camaraderie and connection. Exploring everything from planning a cohousing community to moving in to the joys and challenges of daily life, Reinventing Community shares with its readers a sense of what it takes to build a true community in our often detached and disengaged modern world.
Creating Cohousing
Author: Kathryn McCamant
Publisher: New Society Publishers
ISBN: 0865716722
Category : Architecture
Languages : en
Pages : 338
Book Description
The cohousing ?bible” by the US originators of the concept.
Publisher: New Society Publishers
ISBN: 0865716722
Category : Architecture
Languages : en
Pages : 338
Book Description
The cohousing ?bible” by the US originators of the concept.
Home Made Lovely
Author: Shannon Acheson
Publisher: Baker Books
ISBN: 1493428225
Category : Religion
Languages : en
Pages : 259
Book Description
Everyone wants a home that is beautiful and clutter free. But most of us are unsure how to get there without breaking the bank. Popular interior designer Shannon Acheson takes the guesswork out of creating a lovely home. Home Made Lovely is a mind-set: decorating should be about those who live there, rather than making your home into a magazine-worthy spread. Shannon walks you through how to · decorate in a way that suits your family's real life · declutter in seven simple steps · perform a house blessing to dedicate your home to God · be thankful for your current home and what you already have · brush up on hospitality with more than 20 actionable ideas that will make anyone feel welcome and loved in your home In Home Made Lovely, Shannon meets you right where you are on your home-decorating journey, helping you share the peace of Christ with family members and guests.
Publisher: Baker Books
ISBN: 1493428225
Category : Religion
Languages : en
Pages : 259
Book Description
Everyone wants a home that is beautiful and clutter free. But most of us are unsure how to get there without breaking the bank. Popular interior designer Shannon Acheson takes the guesswork out of creating a lovely home. Home Made Lovely is a mind-set: decorating should be about those who live there, rather than making your home into a magazine-worthy spread. Shannon walks you through how to · decorate in a way that suits your family's real life · declutter in seven simple steps · perform a house blessing to dedicate your home to God · be thankful for your current home and what you already have · brush up on hospitality with more than 20 actionable ideas that will make anyone feel welcome and loved in your home In Home Made Lovely, Shannon meets you right where you are on your home-decorating journey, helping you share the peace of Christ with family members and guests.
The Senior Cohousing Handbook
Author: Charles Durrett
Publisher: New Society Publishers
ISBN: 1550924133
Category : Social Science
Languages : en
Pages : 321
Book Description
How to make your senior years healthy, safe, social, and stimulating. "Architect and author Chuck Durrett's recently released book Senior Cohousing Handbook comes at a time of high interest in greening, sustainable housing and affordable living concerns. Durrett's new book is a comprehensive guide for baby boomers wishing to continue vibrant, active lifestyles." - EPR Real Estate News "Make your senior years safe and socially fun with the idea of senior cohousing and a book on the topic that shows how seniors can custom-build their neighborhood to fit their needs. This is housing built by seniors, not for them, and emphasizes independence and social networking. Any library strong in gerontology or social science and many a general lending library needs this. - James A. Cox, The Midwest Book Review "As a Baby Boomer, I've joked for a few years that we'll all end up living communally again because Social Security will be broke...This is one of the better ways to envision it."-- Sacramento Bee No matter how rich life is in youth and middle age, the elder years can bring on increasing isolation and loneliness as social connections lessen, especially if friends and family members move away. Senior cohousing fills a niche for this demographic—the healthy, educated, and proactive adults who want to live in a social and environmentally vibrant community. These seniors are already wanting to ward off the aging process, so they are unlikely to want to live in assisted housing. Senior cohousing revolves around custom-built neighborhoods organized by the seniors themselves in order to fit in with their real needs, wants, and aspirations for health, longevity, and quality of life. Senior Cohousing is a comprehensive guide to joining or creating a cohousing project, written by the US leader in the field. The author deals with all the psychological and logistical aspects of senior cohousing and addresses common concerns, fears, and misunderstandings. He emphasizes the many positive benefits of cohousing, including: Better physical, mental, emotional, and spiritual health Friendships and accessible social contact Safety and security Affordability Shared resources Successful aging requires control of one’s life, and today's generation of seniors—the baby boomers—will find that this book holds a compelling vision for their future. Charles Durrett is a principal at McCamant & Durrett in Nevada City, California, a firm that specializes in affordable cohousing. He co-authored the groundbreaking Cohousing with his wife and business partner, Kathryn McCamant.
Publisher: New Society Publishers
ISBN: 1550924133
Category : Social Science
Languages : en
Pages : 321
Book Description
How to make your senior years healthy, safe, social, and stimulating. "Architect and author Chuck Durrett's recently released book Senior Cohousing Handbook comes at a time of high interest in greening, sustainable housing and affordable living concerns. Durrett's new book is a comprehensive guide for baby boomers wishing to continue vibrant, active lifestyles." - EPR Real Estate News "Make your senior years safe and socially fun with the idea of senior cohousing and a book on the topic that shows how seniors can custom-build their neighborhood to fit their needs. This is housing built by seniors, not for them, and emphasizes independence and social networking. Any library strong in gerontology or social science and many a general lending library needs this. - James A. Cox, The Midwest Book Review "As a Baby Boomer, I've joked for a few years that we'll all end up living communally again because Social Security will be broke...This is one of the better ways to envision it."-- Sacramento Bee No matter how rich life is in youth and middle age, the elder years can bring on increasing isolation and loneliness as social connections lessen, especially if friends and family members move away. Senior cohousing fills a niche for this demographic—the healthy, educated, and proactive adults who want to live in a social and environmentally vibrant community. These seniors are already wanting to ward off the aging process, so they are unlikely to want to live in assisted housing. Senior cohousing revolves around custom-built neighborhoods organized by the seniors themselves in order to fit in with their real needs, wants, and aspirations for health, longevity, and quality of life. Senior Cohousing is a comprehensive guide to joining or creating a cohousing project, written by the US leader in the field. The author deals with all the psychological and logistical aspects of senior cohousing and addresses common concerns, fears, and misunderstandings. He emphasizes the many positive benefits of cohousing, including: Better physical, mental, emotional, and spiritual health Friendships and accessible social contact Safety and security Affordability Shared resources Successful aging requires control of one’s life, and today's generation of seniors—the baby boomers—will find that this book holds a compelling vision for their future. Charles Durrett is a principal at McCamant & Durrett in Nevada City, California, a firm that specializes in affordable cohousing. He co-authored the groundbreaking Cohousing with his wife and business partner, Kathryn McCamant.
Encyclopedia of Community
Author: DAVID LEVINSON
Publisher: SAGE
ISBN: 0761925988
Category : Business & Economics
Languages : en
Pages : 2045
Book Description
The Encyclopedia of Community is a major four volume reference work that seeks to define one of the most widely researched topics in the behavioural and social sciences. Community itself is a concept, an experience, and a central part of being human. This pioneering major reference work seeks to provide the necessary definitions of community far beyond the traditional views.
Publisher: SAGE
ISBN: 0761925988
Category : Business & Economics
Languages : en
Pages : 2045
Book Description
The Encyclopedia of Community is a major four volume reference work that seeks to define one of the most widely researched topics in the behavioural and social sciences. Community itself is a concept, an experience, and a central part of being human. This pioneering major reference work seeks to provide the necessary definitions of community far beyond the traditional views.
Housing Transformations
Author: Bridget Franklin
Publisher: Routledge
ISBN: 1134306644
Category : Architecture
Languages : en
Pages : 321
Book Description
Including illustrated case study examples, this original and groundbreaking book explores a wide range of literature, combines social theory with elements from the built environment disciplines and explores how and why we build where we do.
Publisher: Routledge
ISBN: 1134306644
Category : Architecture
Languages : en
Pages : 321
Book Description
Including illustrated case study examples, this original and groundbreaking book explores a wide range of literature, combines social theory with elements from the built environment disciplines and explores how and why we build where we do.
Self-Build Homes
Author: Michaela Benson
Publisher: UCL Press
ISBN: 1911576879
Category : Social Science
Languages : en
Pages : 335
Book Description
Self-Build Homes connects the burgeoning interdisciplinary research on self-build with commentary from leading international figures in the self-build and wider housing sector. Through their focus on community, dwelling, home and identity, the chapters explore the various meanings of self-build housing, encouraging new directions for discussions about self-building and calling for the recognition of the social dimensions of this process, from consideration of the structures, policies and practices that shape it, through to the lived experience of individuals and households.Divided into four parts – Discourse, Rationale, Meaning; Values, Lifestyles, Imaginaries; Community and Identity; and Perspectives from Practice – the volume comes at a time of renewed focus from policy managers and practitioners, as well as prospective builders themselves, on self-build as a means for producing homes that are more stylised, affordable and appropriate for the specific needs of households. It responds to recent advances in housing and planning policy, while also bringing this into conversation with interdisciplinary perspectives from across the social sciences on housing, home and homemaking. In this way, the book seeks to update understandings of self-build and to account for housing as a distinctly social process.
Publisher: UCL Press
ISBN: 1911576879
Category : Social Science
Languages : en
Pages : 335
Book Description
Self-Build Homes connects the burgeoning interdisciplinary research on self-build with commentary from leading international figures in the self-build and wider housing sector. Through their focus on community, dwelling, home and identity, the chapters explore the various meanings of self-build housing, encouraging new directions for discussions about self-building and calling for the recognition of the social dimensions of this process, from consideration of the structures, policies and practices that shape it, through to the lived experience of individuals and households.Divided into four parts – Discourse, Rationale, Meaning; Values, Lifestyles, Imaginaries; Community and Identity; and Perspectives from Practice – the volume comes at a time of renewed focus from policy managers and practitioners, as well as prospective builders themselves, on self-build as a means for producing homes that are more stylised, affordable and appropriate for the specific needs of households. It responds to recent advances in housing and planning policy, while also bringing this into conversation with interdisciplinary perspectives from across the social sciences on housing, home and homemaking. In this way, the book seeks to update understandings of self-build and to account for housing as a distinctly social process.
Hearings
Author: United States. Congress. House
Publisher:
ISBN:
Category :
Languages : en
Pages : 3048
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 3048
Book Description