Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
ISBN: 1464812683
Category : Business & Economics
Languages : en
Pages : 228
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Book Description
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals.The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
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Category : Files (Records)
Languages : en
Pages : 386
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Category : Industrial efficiency
Languages : en
Pages : 998
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Category : Files and filing
Languages : en
Pages : 146
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Category : Marketing
Languages : en
Pages : 1934
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Category : Industrial efficiency
Languages : en
Pages : 996
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Book Description
Author: Karthikeyan Ramamurthy
Publisher: Springer Nature
ISBN: 3031015142
Category : Technology & Engineering
Languages : en
Pages : 99
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Book Description
This book describes several modules of the Code Excited Linear Prediction (CELP) algorithm. The authors use the Federal Standard-1016 CELP MATLAB® software to describe in detail several functions and parameter computations associated with analysis-by-synthesis linear prediction. The book begins with a description of the basics of linear prediction followed by an overview of the FS-1016 CELP algorithm. Subsequent chapters describe the various modules of the CELP algorithm in detail. In each chapter, an overall functional description of CELP modules is provided along with detailed illustrations of their MATLAB® implementation. Several code examples and plots are provided to highlight some of the key CELP concepts. Link to MATLAB® code found within the book Table of Contents: Introduction to Linear Predictive Coding / Autocorrelation Analysis and Linear Prediction / Line Spectral Frequency Computation / Spectral Distortion / The Codebook Search / The FS-1016 Decoder
Author: David Michael Gould
Publisher: World Bank Publications
ISBN: 1464809682
Category : Business & Economics
Languages : en
Pages : 427
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Book Description
During the 1990s, Emerging Europe and Central Asia (ECA) chose a model of rapid financial development emphasizing bank credit expansion often funded by foreign capital. Although boosting financial inclusion of firms and households, the model was accompanied by lower efficiency and increased financial vulnerability. After two waves of crises, in the late 1990s and after 2008, ECA’s banking systems again face major stress. The crises and stresses have eroded trust in banks and job creation in credit-dependent firms. ECA’s shallow and illiquid capital markets offer no additional support. Stagnating income growth, particularly of middle- to lower-income earners, has led to increasing dissatisfaction with low productivity growth and limited opportunities. This frustration provides the impetus for reshaping financial policies. A healthy and balanced financial sector could strengthen structural adjustment in ECA’s eastern, oil-dependent economies and innovation in its western countries.Risks and Returns: Managing Financial Trade-Offs for Inclusive Growth in Europe and Central Asia argues for reaching beyond increasing access to credit. ECA countries must build integrated financial systems, enabling prudent financial inclusion in a region significantly lagging in the use of saving products. Striking the right balance across all dimensions of financial development (stability, efficiency, inclusion, and overall depth) is crucial for achieving and sustaining inclusive growth. Redesigning financial policy involves addressing trade-offs often overlooked in the past. Too much credit and imprudent financial inclusion have led to banking crises. Overly stringent regulation to foster financial stability has hindered inclusion and efficiency gains. Both shortfalls have had negative consequences for shared prosperity.Risks and Returns discusses tools and approaches to help policy makers achieve balanced financial development.
Author: Fei "Fred" Wang
Publisher: John Wiley & Sons
ISBN: 1119794250
Category : Technology & Engineering
Languages : en
Pages : 692
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Book Description
DESIGN OF THREE-PHASE AC POWER ELECTRONICS CONVERTERS Comprehensive resource on design of power electronics converters for three-phase AC applications Design of Three-phase AC Power Electronics Converters contains a systematic discussion of the three-phase AC converter design considering various electrical, thermal, and mechanical subsystems and functions. Focusing on establishing converter components and subsystems models needed for the design, the text demonstrates example designs for these subsystems and for the whole three-phase AC converters considering interactions among subsystems. The design methods apply to different applications and topologies. The text presents the basics of the three-phase AC converter, its design, and the goal and organization of the book, focusing on the characteristics and models important to the converter design for components commonly used in three-phase AC converters. The authors present the design of subsystems, including passive rectifiers, inverters and active rectifiers, electromagnetic interference (EMI) filters, thermal management system, control and auxiliaries, mechanical system, and application considerations, and discuss design optimization, which presents methodology to achieve optimal design results for three-phase AC converters. Specific sample topics covered in Design of Three-phase AC Power Electronics Converters include: Models and characteristics for devices most commonly used in three-phase converters, including conventional Si devices, and emerging SiC and GaN devices Models and selection of various capacitors; characteristics and design of magnetics using different types of magnetic cores, with a focus on inductors Optimal three-phase AC converter design including design and selection of devices, AC line inductors, DC bus capacitors, EMI filters, heatsinks, and control. The design considers both steady-state and transient conditions Load and source impact converter design, such as motors and grid condition impacts For researchers and graduate students in power electronics, along with practicing engineers working in the area of three-phase AC converters, Design of Three-phase AC Power Electronics Converters serves as an essential resource for the subject and may be used as a textbook or industry reference.
Author: Thyra A. Riley
Publisher: World Bank Publications
ISBN: 1464810893
Category : Business & Economics
Languages : en
Pages : 282
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Book Description
Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded.Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of “gazelles”?Kenya, South Africa, Sri Lanka, and Thailand?that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.
