Financial Literacy and Responsible Finance in the FinTech Era

Financial Literacy and Responsible Finance in the FinTech Era PDF Author: John O.S. Wilson
Publisher: Routledge
ISBN: 1000404560
Category : Business & Economics
Languages : en
Pages : 209

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Book Description
A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.

Financial Literacy and Responsible Finance in the FinTech Era

Financial Literacy and Responsible Finance in the FinTech Era PDF Author: John O.S. Wilson
Publisher: Routledge
ISBN: 1000404560
Category : Business & Economics
Languages : en
Pages : 209

Get Book Here

Book Description
A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.

Contemporary Research and Practices for Promoting Financial Literacy and Sustainability

Contemporary Research and Practices for Promoting Financial Literacy and Sustainability PDF Author: Sun, Lan
Publisher: IGI Global
ISBN:
Category : Business & Economics
Languages : en
Pages : 338

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Book Description
The global economy is undergoing profound shifts, powered by technological advancements and financial innovations, reshaping the role of finance in ways we've never seen before. As these forces reshape the world of finance, it becomes increasingly essential for academic scholars, practitioners, and future finance professionals to stay ahead of the curve, understanding the latest developments and trends. The problem is that finance education and practice often struggle to keep pace with these transformative changes. Standard textbooks and curricula tend to lag behind advancements in the field, leaving aspiring accountants and finance practitioners ill-prepared to tackle the challenges and opportunities of the modern financial world. Additionally, there is a gap between academic research and practical applications, making it difficult for scholars to bridge the divide and offer real-world solutions. Contemporary Research and Practices for Promoting Financial Literacy and Sustainability presents a comprehensive solution to these challenges. It serves as a beacon of knowledge, bringing together classical finance topics and the latest developments, ensuring that future accountants and finance professionals are equipped with the knowledge necessary to navigate the reshaped financial landscape. By integrating contemporary research into finance teaching, this book bridges the gap between theory and practice, offering innate insights into theoretical concepts and their practical applications.

Navigating the Technological Tide: The Evolution and Challenges of Business Model Innovation

Navigating the Technological Tide: The Evolution and Challenges of Business Model Innovation PDF Author: Bahaaeddin Alareeni
Publisher: Springer Nature
ISBN: 3031674448
Category :
Languages : en
Pages : 564

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Book Description


The Routledge Handbook of Financial Literacy

The Routledge Handbook of Financial Literacy PDF Author: Gianni Nicolini
Publisher: Routledge
ISBN: 1000487849
Category : Business & Economics
Languages : en
Pages : 560

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Book Description
Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.

Technological Innovations for Business, Education and Sustainability

Technological Innovations for Business, Education and Sustainability PDF Author: Allam Hamdan
Publisher: Emerald Group Publishing
ISBN: 1837531080
Category : Business & Economics
Languages : en
Pages : 344

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Book Description
Fulfilling a growing need for aligning business strategy and educational curriculums with the evolving skills required for business workplaces, this book presents a thorough understanding of how business, education and technology can enable current and future leaders to contribute positively to digital transformation across the globe.

Exploring the Latest Trends in Management Literature

Exploring the Latest Trends in Management Literature PDF Author: Sudhir Rana
Publisher: Emerald Group Publishing
ISBN: 1802623590
Category : Business & Economics
Languages : en
Pages : 222

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Book Description
Exploring the Latest Trends in Management Literature presents cutting edge literature reviews on the emerging concepts, theories, and research trends across management disciplines.

Global Citizenship for Adult Education

Global Citizenship for Adult Education PDF Author: Petra A. Robinson
Publisher: Routledge
ISBN: 1000403408
Category : Education
Languages : en
Pages : 333

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Book Description
This book promotes the development of nontraditional literacies in adult education, especially as these critical literacies relate to global citizenship, equity, and social justice. As this edited collection argues, a rapidly changing global environment and proliferation of new media technologies have greatly expanded the kinds of literacies that one requires in order to be an engaged global citizen. It is imperative for adult educators and learners to understand systems, organizations, and relationships that influence our lives as citizens of the world. By compiling a comprehensive list of foundational, sociocultural, technological and informational, psychosocial and environmental, and social justice literacies, this volume offers readers theoretical foundations, practical strategies, and additional resources.

New Advances in Behavioural Finance

New Advances in Behavioural Finance PDF Author: Júlio

Lobão
Publisher: Cambridge Scholars Publishing
ISBN: 1527569616
Category : Business & Economics
Languages : en
Pages : 260

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Book Description
This volume explores some of the latest advances in the field of behavioural finance, one of the most dynamic areas in financial economics today. The book shows how, through its use of insights from psychology to better understand the decisions made by investors and corporate managers, behavioural finance has shed new light on several financial puzzles.

The Development Dimension Strengthening Macroprudential Policies in Emerging Asia Adapting to Green Goals and Fintech

The Development Dimension Strengthening Macroprudential Policies in Emerging Asia Adapting to Green Goals and Fintech PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264430105
Category :
Languages : en
Pages : 152

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Book Description
Many Emerging Asian countries have been refining macroprudential policies, particularly since the Global Financial Crisis. This publication provides a detailed overview of the current macroprudential policy situation in Emerging Asian countries and explores how the macroprudential policy toolkit has evolved.

Financial Inclusion in Circular Economy

Financial Inclusion in Circular Economy PDF Author: Vinay Kandpal
Publisher: Springer Nature
ISBN: 3031227239
Category : Science
Languages : en
Pages : 218

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Book Description
This book presents an assessment of endeavors towards Financial Inclusion and its role in Sustainable development. An attractive feature is that it deals with almost all the contemporary issues essential for reaching UN Sustainable Development Goals. This book would be an exclusive and authentic source to the students of undergraduates, postgraduates and professional courses in Commerce and Management. This manuscript is divided into nine chapters. The book looks at various salient topics, including financial inclusion measurement, the impact of various financial inclusion indicators on development outcomes and macroeconomic volatility using aggregate data, and the effects of financial inclusion on poverty and development outcomes using microdata. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it exhibits how poor and disadvantaged women and men can be bankable if the adequate facilitation for maximizing opportunities and addressing constraints. This book attempts to cover different dimensions of Financial Inclusion towards attaining Sustainability and Circular Economy through financing instruments and investments. This book highlights different goals of UN SDG as an Initiative towards Inclusive Growth and Circular Economy, which is also influenced by Micro Finance Institutions and NBFCs. This book will be an indispensable source for the Students of PG and UG programs, Researchers and practitioners from areas of Commerce, Economics and Management and the faculty members and professionals like bankers and financial consultants. We hope this book will meet the requirement of all the categories of readers.