Financial Inclusiveness of the Poor Beyond Microfinance

Financial Inclusiveness of the Poor Beyond Microfinance PDF Author: Abdul Ghafar Ismail
Publisher:
ISBN: 9789674183998
Category : Economics
Languages : en
Pages : 400

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Book Description

Financial Inclusiveness of the Poor Beyond Microfinance

Financial Inclusiveness of the Poor Beyond Microfinance PDF Author: Abdul Ghafar Ismail
Publisher:
ISBN: 9789674183998
Category : Economics
Languages : en
Pages : 400

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Book Description


Financial Inclusion for Poverty Alleviation

Financial Inclusion for Poverty Alleviation PDF Author: Essam Yassin Mohammed
Publisher: Routledge
ISBN: 1351595121
Category : Business & Economics
Languages : en
Pages : 260

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Book Description
More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.

Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor

Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor PDF Author: Abdelrahman Elzahi
Publisher:
ISBN:
Category : BUSINESS & ECONOMICS
Languages : en
Pages : 369

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Book Description


Beyond Banking: The Economic and Social Benefits of Financial Inclusion

Beyond Banking: The Economic and Social Benefits of Financial Inclusion PDF Author: Richard
Publisher:
ISBN: 9783384262424
Category :
Languages : en
Pages : 0

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Book Description


Financial Inclusion in Asia and Beyond

Financial Inclusion in Asia and Beyond PDF Author: Tony Cavoli
Publisher: Routledge
ISBN: 1000348911
Category : Business & Economics
Languages : en
Pages : 255

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Book Description
The World Bank considers financial inclusion to be an enabler for at least 7 of the 17 United Nation’s sustainable development goals (SDGs). Financial inclusion, with its associated policy implications, is an important issue for ASEAN. This book examines the economic effects of financial inclusion. It explores issues surrounding measurement and impact of financial inclusion. The book looks at various, salient topics including measurement of financial inclusion, the impact of (various indicators of) financial inclusion on development outcomes and macroeconomic volatility using aggregate data, as well as the effects of financial inclusion on poverty and development outcomes using micro data.

Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?

Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? PDF Author: Adolfo Barajas
Publisher:
ISBN: 9781513553009
Category :
Languages : en
Pages : 51

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Book Description
The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.

Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor

Proceedings of the Roundtable Discussion 2013 Financial Inclusiveness of the Poor PDF Author: Perhimpunan Baitul Maal Wattamwil (BMT) Indonesia
Publisher:
ISBN:
Category :
Languages : en
Pages : 369

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Book Description
FINANCING | CONFERENCES | ISLAMIC BANKS | ECONOMIC CONDITIONS | TWENTY-FIRST CENTURY | ISLAMIC BANKING.

Proceedings of the Roundtable Discussion 2013 on Financial Inclusiveness of the Poor

Proceedings of the Roundtable Discussion 2013 on Financial Inclusiveness of the Poor PDF Author: Abdelrahman Elzahi
Publisher:
ISBN: 9789960322773
Category :
Languages : en
Pages : 404

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Book Description


Financial Inclusion and Livelihood Transformation

Financial Inclusion and Livelihood Transformation PDF Author: Srimoyee Datta
Publisher: Springer Nature
ISBN: 9819941415
Category : Business & Economics
Languages : en
Pages : 215

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Book Description
This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.

Poverty Traps and Microfinance

Poverty Traps and Microfinance PDF Author: Roberto Moro Visconti
Publisher: Ibidem Press
ISBN: 9783838202525
Category :
Languages : en
Pages : 518

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Book Description
Microfinance is a successful financial innovation to help the poor to sort out credit exclusion, which is one of the poverty traps that prevent billions of underserved, especially women, from escaping atavistic misery. Interconnected poverty traps range from misuse of natural resources (from blood diamonds to the oil curse) to conflict traps, demographic booming, being landlocked with bad neighbors or exposed to unfreedom. Other traps concern cultural backwardness, unsafe drinking and sanitation, food shortage up to starvation, illnesses or climatic shocks, causing mass migrations and unfair globalization. Microfinance, a grass-roots movement to provide credit to the neediest, can greatly help to dismantle at least some of these poverty traps, and thousands of mostly small institutions are competing in a market where demand from the poorest for financial services is potentially unlimited - while supply is not.While the success of microfinance, often ignited by foreign aid funding, has gone beyond any expectation, enormous problems are still on the ground. The road towards what is now considered microfinance's optimal goal - maximization of outreach to the poorest, combined with financial self-sustainability - is still full of obstacles. Prof. Moro Visconti's book, covering a vacuum in the existing literature, considers state-of-the-art microfinance within a broader framework of sustainable and long-term socio-economic development. With an innovative and reader friendly approach, Moro Visconti introduces the reader to the multidimensional causes of poverty and possible remedies. A cultural approach to the poverty traps, mixing its anthropological causes with possible bottom-up remedies, including microfinance, emerges as a stunning innovation. The book aims at a broad readership from practitioners to students and academics, as well as readers simply interested in solutions to the world-wide poverty problems.