FHA, Restoring the American Dream of Homeownership

FHA, Restoring the American Dream of Homeownership PDF Author:
Publisher:
ISBN:
Category : Homeowners insurance
Languages : en
Pages : 9

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FHA, Restoring the American Dream of Homeownership

FHA, Restoring the American Dream of Homeownership PDF Author:
Publisher:
ISBN:
Category : Homeowners insurance
Languages : en
Pages : 9

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Book Description


FHA, Restoring the American Dream of Homeownership

FHA, Restoring the American Dream of Homeownership PDF Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 16

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Restoring the American Dream of Homeownership

Restoring the American Dream of Homeownership PDF Author: United States. Federal Housing Administration
Publisher:
ISBN:
Category : Homeowners insurance
Languages : en
Pages : 9

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The National Homeownership Strategy

The National Homeownership Strategy PDF Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 120

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Chasing the American Dream

Chasing the American Dream PDF Author: William M. Rohe
Publisher: Cornell University Press
ISBN: 1501731130
Category : Social Science
Languages : en
Pages : 326

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Book Description
Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.

Regaining the Dream

Regaining the Dream PDF Author: Roberto G. Quercia
Publisher: Brookings Institution Press
ISBN: 0815721722
Category : Business & Economics
Languages : en
Pages : 178

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Book Description
The authors argue that, despite the downturn in the real estate market and the economy in general, affordable lending to home buyers can continue without all the risk-taking that led to the problems in the first place. Original.

Homeownership

Homeownership PDF Author: Evelina T. Loke
Publisher:
ISBN:
Category : Home ownership
Languages : en
Pages : 124

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Regaining the Dream

Regaining the Dream PDF Author: Roberto G. Quercia
Publisher: Rowman & Littlefield
ISBN: 0815721730
Category : Business & Economics
Languages : en
Pages : 178

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Book Description
Millions of Americans have lost their homes since the start of the recession initiated by the financial crisis of 2008–09. But is the dream of homeownership for America's working families obsolete, an aspiration from a bygone era? Regaining the Dream rejects that notion and proposes a way to strengthen the financial system while simultaneously promoting an equitable and viable American homeownership policy. For the first time, the authors of Regaining the Dream offer data-driven evidence on how the mortgage industry can serve working families in the United States, pointing the way to a pragmatic housing policy that promotes the opportunity for sustainable homeownership. Taking the reader step by step through the lending crisis and what caused it, the authors include useful and clear definitions of terms heard almost daily in news coverage. And they give a fair account of the history behind Fannie Mae and Freddie Mac and the new Dodd-Frank law, explaining what remains to be done to uphold one of the defining characteristics of the American dream.

Moving Up to the American Dream

Moving Up to the American Dream PDF Author:
Publisher:
ISBN:
Category : Homeowners
Languages : en
Pages : 32

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Restoring the American Dream

Restoring the American Dream PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 68

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