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Author: United States. General Accounting Office
Publisher:
ISBN:
Category : Government-sponsored enterprises
Languages : en
Pages : 92
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Book Description
Author: United States. General Accounting Office
Publisher:
ISBN:
Category : Government-sponsored enterprises
Languages : en
Pages : 92
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Book Description
Author: William B. Shear
Publisher: DIANE Publishing
ISBN: 9780788176937
Category :
Languages : en
Pages : 90
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Book Description
Assesses the operations of the Office of Federal Housing Enterprise Oversight (OFHEO) contained in the Dept. of Veterans Affairs/HUD Appropriations Act of 1997. Provides information on OFHEO's development of risk-based capital standards, implementation of an examination program, establishment of mission support functions, & participation in a U.S. initiative to assist Mexico in developing a secondary mortgage loan market. Makes recommendations to the director of OFHEO on strengthening reporting to Congress on the development of the risk-based capital standards & ensuring adequate resources for the examinations program. Tables.
Author: Harold L. Bunce
Publisher: DIANE Publishing
ISBN: 9780788137549
Category : Business & Economics
Languages : en
Pages : 234
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Book Description
This report demonstrates that a significant proportion of prospective homeowners remains underserved by the mortgage finance industry. The report reviews and evaluates the framework of housing goals that has been established by Fannie Mae and Freddie Mac. It finds that the housing goals represent a promising approach to focusing their resources on the mortgage credit needs of homebuyers. Such a programmatic emphasis by these enterprises represents an appropriate exchange for the benefits that they receive through their ties with the Federal government.
Author: The Law The Law Library
Publisher: Createspace Independent Publishing Platform
ISBN: 9781727542608
Category :
Languages : en
Pages : 38
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Book Description
Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition) The Law Library presents the complete text of the Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition). Updated as of May 29, 2018 Section 1108 of the Housing and Economic Recovery Act of 2008 (HERA) amended the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) to require the Federal Housing Finance Agency (FHFA) to establish prudential standards (Standards) relating to the management and operations of the Federal National Mortgage Association (Fannie Mae), Federal Home Loan Mortgage Corporation (Freddie Mac), and Federal Home Loan Banks (Banks) (collectively, regulated entities). This final rule implements those HERA amendments by providing for the establishment of the Standards in the form of guidelines, which initially are set out in an appendix to the rule. The final rule includes other provisions relating to the possible consequences for a regulated entity that fails to operate in accordance with the Standards. This book contains: - The complete text of the Prudential Management and Operations Standards (US Federal Housing Finance Agency Regulation) (FHFA) (2018 Edition) - A table of contents with the page number of each section
Author: Viral V. Acharya
Publisher: Princeton University Press
ISBN: 1400838096
Category : Business & Economics
Languages : en
Pages : 233
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Book Description
Why America's public-private mortgage giants threaten the world economy—and what to do about it The financial collapse of Fannie Mae and Freddie Mac in 2008 led to one of the most sweeping government interventions in private financial markets in history. The bailout has already cost American taxpayers close to $150 billion, and substantially more will be needed. The U.S. economy--and by extension, the global financial system--has a lot riding on Fannie and Freddie. They cannot fail, yet that is precisely what these mortgage giants are guaranteed to do. How can we limit the damage to our economy, and avoid making the same mistakes in the future? Guaranteed to Fail explains how poorly designed government guarantees for Fannie Mae and Freddie Mac led to the debacle of mortgage finance in the United States, weighs different reform proposals, and provides sensible, practical recommendations. Despite repeated calls for tougher action, Washington has expanded the scope of its guarantees to Fannie and Freddie, fueling more and more housing and mortgages all across the economy--and putting all of us at risk. This book unravels the dizzyingly immense, highly interconnected businesses of Fannie and Freddie. It proposes a unique model of reform that emphasizes public-private partnership, one that can serve as a blueprint for better organizing and managing government-sponsored enterprises like Fannie Mae and Freddie Mac. In doing so, Guaranteed to Fail strikes a cautionary note about excessive government intervention in markets.
Author: Edward Ludwig Glaeser
Publisher: A E I Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 232
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Book Description
In Rethinking Federal Housing Policy: How to Make Housing Plentiful and Affordable, Edward L. Glaeser and Joseph Gyourko explain why housing is so expensive in some areas and outline a plan for making it more affordable.
Author: Robert Doar
Publisher: Rowman & Littlefield
ISBN: 0844750069
Category : Political Science
Languages : en
Pages : 262
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Book Description
This is an edited volume reviewing the major means-tested social programs in the United States. Each author addresses a major program or area, reviewing each area’s successes and recommending how to address shortcomings through policy change. In general, our means-tested programs do many things well, but some adjustments to each could make the system much more effective. This book provides policymakers with a broad overview of the issues at hand in each program and how to address them.
Author: United States. Federal Home Loan Bank Board
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 88
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Book Description
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation
Publisher:
ISBN:
Category : Government-sponsored enterprises
Languages : en
Pages : 68
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Book Description
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on HUD Oversight and Structure
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 256
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Book Description
