How the Other Half Banks

How the Other Half Banks PDF Author: Mehrsa Baradaran
Publisher: Harvard University Press
ISBN: 0674495446
Category : Business & Economics
Languages : en
Pages : 337

Get Book Here

Book Description
The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect

How the Other Half Banks

How the Other Half Banks PDF Author: Mehrsa Baradaran
Publisher: Harvard University Press
ISBN: 0674495446
Category : Business & Economics
Languages : en
Pages : 337

Get Book Here

Book Description
The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect

Traces of Exploitation in Childhood

Traces of Exploitation in Childhood PDF Author: Kameel Ahmady
Publisher: Avaye Buf
ISBN: 8794295166
Category : Juvenile Fiction
Languages : en
Pages : 723

Get Book Here

Book Description
In this book, while introducing different forms of child labour, the causes of continuing child labour and the risks that early labour entails for children in Iran are also examined. In terms of scope, this research for the first time systematically identified more than 57 economic sectors in which child labour is used, and its geographical areas covers two major Iranian cities: the capital city of Tehran and the neighbouring city of Karaj and their neighbourhoods. Field work was largely conducted at a time where the Covid 19 pandemic added to the economic stagnation and poverty among the research population. The age group of research participants ranged from 6 to 18. In total, over 300 interviews with children, parents, employers and practitioners were carried out, and the data was complemented by around 150 hours of participant observation by the research team. This book already published in Farsi and Kurdish languages and number of articles has been extracted from it and has been published in relevant journals.

Social Exclusion

Social Exclusion PDF Author: Byrne, David
Publisher: McGraw-Hill Education (UK)
ISBN: 0335215947
Category : Social Science
Languages : en
Pages : 216

Get Book Here

Book Description
This book explores developments in social theory, social experience and social policy in relation to Social Exclusion. It examines the origins of the term and implications of the difference between the ideas of 'exclusion', 'underclass', 'residuum' and related concepts. The discussion is informed by the application of Complexity Theory.

Social Injustice

Social Injustice PDF Author: V. Bufacchi
Publisher: Springer
ISBN: 0230358446
Category : Philosophy
Languages : en
Pages : 214

Get Book Here

Book Description
The idea of social injustice is pivotal to much contemporary moral and political philosophy. Starting from a comprehensive and engaging account of the idea of social injustice, this book covers a whole range of issues, including distributive justice, exploitation, torture, moral motivations, democratic theory, voting behaviour and market socialism.

Social Exclusion

Social Exclusion PDF Author: Amartya Sen
Publisher:
ISBN:
Category : Marginality, Social
Languages : en
Pages : 56

Get Book Here

Book Description


Vision of Education in India

Vision of Education in India PDF Author: Muchkund Dubey
Publisher: Routledge
ISBN: 1000282171
Category : Education
Languages : en
Pages : 360

Get Book Here

Book Description
The present volume seeks to review education in India through a matrix of nation-building, democratization process, identity, power, social and economic divisions, and social hierarchies. The book revisits the vision of education of some of the great Indian philosophers and leaders, deconstructs some of the seminal documents on education in India, brings out the significant role played by the people’s movement in shaping education, and analyses the trends and progress in the implementation of educational programmes and policies. Please note: This title is co-published with Aakar Books, New Delhi. Print edition not for sale in South Asia (India, Sri Lanka, Nepal, Bangladesh, Pakistan, Maldives or Bhutan)

Social Exclusion

Social Exclusion PDF Author: David S. Byrne
Publisher:
ISBN: 9780335199747
Category : Social Science
Languages : en
Pages : 158

Get Book Here

Book Description
* What does the term 'social exclusion' mean and who are the 'socially excluded'? * Why has there been such a significant increase in 'social exclusion'? * How can we attempt to tackle this and the problems associated with it? 'Social exclusion' is the buzz phrase for the complex range of social problems which derive from the substantial increase in social inequality in Western societies. This timely and engaging volume examines these problems in societies where manufacturing industry is no longer the main basis for employment and the universal welfare states established after the Second World War are under attack. It reviews theories of social exclusion, including the Christian democratic and social democratic assertions of solidarity with which the term originated, Marxist accounts of the recreation of the reserve army of labour, and neo-liberal assertions of the sovereignty of the market in which the blame for exclusion is assigned to the excluded themselves. Drawing on a wide variety of empirical evidence, the author concludes that the origins of social exclusion lie with the creation of a new post-industrial order founded on the exploitation of low paid workers within Western capitalism, and that social policies have actually helped to create an unequal social order as opposed to simply reacting to economic forces. This controversial but accessible text will be essential reading for undergraduate courses on social exclusion within sociology, politics, economics, geography and social policy, as well as students on professional courses and practitioners in social work, community work, urban planning and management, health and housing.

Concepts and Strategies for Combating Social Exclusion

Concepts and Strategies for Combating Social Exclusion PDF Author: Jordi Estivill
Publisher: International Labour Organization
ISBN: 9789221136521
Category : Education
Languages : en
Pages : 148

Get Book Here

Book Description
Millions of human beings the world over survive in conditions of poverty and social exclusion, and this is unlikely to change in the years to come. This grave situation affects the whole of humanity, which cannot and must not shut its eyes to it. Social exclusion is spreading so much that it is becoming one of the keys to understanding the economic and social situation of the world today. This book attempts to deciper the concept of social exclusion. It aims to identify, analyse and measure exclusion and make it more visible. It also aims to provide a detailed overview of those involved and their initiatives.

Social Exclusion of Youth in Europe

Social Exclusion of Youth in Europe PDF Author: Marge Unt
Publisher: Policy Press
ISBN: 1447358732
Category :
Languages : en
Pages : 408

Get Book Here

Book Description
EPDF and EPUB available Open Access under CC-BY-NC-ND licence.Policymakers throughout Europe are enacting policies to support youth labour market integration. However, many young people continue to face unemployment, job insecurity, and the subsequent consequences.Adopting a mixed-method and multilevel perspective, this book provides a comprehensive investigation into the multifaceted consequences of social exclusion. Drawing on rich pan-European comparative and quantitative data, and interviews with young people from across Europe, this text gives a platform to the unheard voices of young people.Contributors derive crucial new policy recommendations and offer fresh insights into areas including youth well-being, health, poverty, leaving the parental home, and qualifying for social security.

Communities in Action

Communities in Action PDF Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 0309452961
Category : Medical
Languages : en
Pages : 583

Get Book Here

Book Description
In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.