Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 160

Get Book Here

Book Description

Author: Committee on Banking and Housing
Publisher: Forgotten Books
ISBN: 9780267098279
Category : Reference
Languages : en
Pages : 162

Get Book Here

Book Description
Excerpt from Encouraging Small Business Lending and Investment: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, First Session I think providing secondary market opportunity for small busi ness loans will considerably facilitate that process, and I commend the witnesses this morning for their comments with respect to that. Our economic recovery in this country's been anything but ro bust. Anemic, I think, would be a more correct characterization. And yet when you look at the business profile in America, it's small businesses that have been the driving force in terms of employ ment. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.

Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 152

Get Book Here

Book Description

Author: Farhad Taghizadeh-hesary
Publisher: World Scientific
ISBN: 981123583X
Category : Business & Economics
Languages : en
Pages : 425

Get Book Here

Book Description
Successful startups and small businesses can play a significant role in economic growth and job creation. They also contribute to economic dynamism by spurring innovation and injecting competition. Startups are known to introduce new products and services that can create new value in the economy. It is notable that most startups exit within their first ten years, and most surviving young businesses do not grow but remain small. Startups and small businesses face several obstacles to their development. Accessing capital is a crucial constraint on their growth. Most startups and small businesses have difficulties getting the funds they need because of their lack of a performance track record and lack of collateral, making it difficult for lenders or investors to assess their risk. Besides, they are in the early stages of development and face a very high possibility of failure, which significantly raises financing and investment risk.Investment in Startups and Small Business Financing provides 12 thematic and case studies on new methods for bringing private investment (loans or equity) to startups and easing small businesses' access to finance (debt and capital). The contributors are senior-level policy experts and researchers from governments, think tanks, academia, and international organizations. The chapters are authored in a policy-oriented way to be understandable for the readers with a different background. This book is a precious source for the governments for adopting the right policies to develop small businesses and startups and valuable for the researchers in economics, business, and finance.

Author: United States Congress Senate Committ
Publisher: Palala Press
ISBN: 9781341606052
Category :
Languages : en
Pages : 160

Get Book Here

Book Description
This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.

Author: United States. Small Business Administration. Office of Finance and Investment
Publisher:
ISBN:
Category : Small business investment companies
Languages : en
Pages : 12

Get Book Here

Book Description

Author: Kate Lister
Publisher: Lulu.com
ISBN: 0557392969
Category : Business & Economics
Languages : en
Pages : 303

Get Book Here

Book Description
Finding money is an art you can learn. You can learn who has money, how they operate, and how you can convince them to lend or invest in your business.This book with answer your questions about:+ What kinds of loans, grants, and other financing are available+ How much money should I borrow or raise+ What kind of small business loans or investment am I likely to qualify for+ How do I prepare a business loan application or investment prospectus+ How do I prepare an cash flow proforma+ How do I go about finding venture capital or angel investors + What can I do to bootstrap my business if I can't find a lender or investorIf you're an entrepreneur starting a business, planning a home-based business, or running a fast growing firm, Finding Money will help you finance your dream."One of the best books I've ever read on the subject" - David Thornburgh, Director Wharton Small Business Development Center

Author: Small Business and Venture Capital Associates
Publisher:
ISBN:
Category : Small business
Languages : en
Pages : 80

Get Book Here

Book Description

Author: Office of Office of the Inspector Deparment of the Treasury t
Publisher: CreateSpace
ISBN: 9781505265163
Category :
Languages : en
Pages : 42

Get Book Here

Book Description
On September 27, 2010, President Obama signed into law the Small Business Jobs Act of 2010, establishing the SBLF. SBLF is a fund created to provide capital to community banks with incentives to stimulate small business lending and, as a result, promote job creation and economic growth within communities. In addition to statutory eligibility requirements, participation in the SBLF program was restricted to financially viable institutions that were adequately capitalized and not expected to become under-capitalized, and not expected to be placed into conservatorship or receivership.

Author: Robert Jay Dilger
Publisher: Createspace Independent Pub
ISBN: 9781481914284
Category : Business & Economics
Languages : en
Pages : 42

Get Book Here

Book Description
The Small Business Administration's (SBA's) Small Business Investment Company (SBIC) Program is designed to enhance small business access to venture capital by stimulating and supplementing “the flow of private equity capital and long term loan funds which small business concerns need for the sound financing of their business operations and for their growth, expansion, and modernization, and which are not available in adequate supply.” Facilitating the flow of capital to small businesses to stimulate the national economy was, and remains, the SBIC program's primary objective. At the end of FY2012, there were 301 privately owned and managed SBICs licensed by the SBA, providing financing to small businesses with private capital the SBIC has raised (regulatory capital) and funds the SBIC borrows at favorable rates (leverage) because the SBA guarantees the debenture (loan obligation). SBICs pursue investments in a broad range of industries, geographic areas, and stages of investment. Some SBICs specialize in a particular field or industry, while others invest more generally. Most SBICs concentrate on a particular stage of investment (i.e., startup, expansion, or turnaround) and geographic area. The SBA is authorized to provide up to $3 billion in leverage to SBICs annually. The SBIC program has invested or committed about $18.2 billion in small businesses, with the SBA's share of capital at risk about $8.8 billion. In FY2012, the SBA committed to guarantee $1.9 billion in SBIC small business investments, and SBICs provided another $1.3 billion in investments from private capital, for a total of more than $3.2 billion in financing for 1,094 small businesses. Some Members of Congress, the Obama Administration, and small business advocates argue that the program should be expanded as a means to stimulate economic activity, create jobs, and assist in the national economic recovery. Others worry that an expanded SBIC program could result in loses and increase the federal deficit. In their view, the best means to assist small business, promote economic growth, and create jobs is to reduce business taxes and exercise federal fiscal restraint. Some Members have also proposed that the program target additional assistance to startup and early stage small businesses, which are generally viewed as relatively risky investments but also as having a relatively high potential for job creation. In an effort to target additional assistance to newer businesses, the SBA has established, as part of the Obama Administration's Startup America Initiative, a $1 billion early stage debenture SBIC initiative (up to $150 million in leverage in FY2012, and up to $200 million in leverage per fiscal year thereafter until the limit is reached). Early stage debenture SBICs are required to invest at least 50% of their investments in early stage small businesses, defined as small businesses that have never achieved positive cash flow from operations in any fiscal year. This publication describes the SBIC program's structure and operations, including two recent SBA initiatives, one targeting early stage small businesses and one targeting underserved markets. It also examines several legislative proposals to increase the leverage available to SBICs and to increase the SBIC program's authorization amount to $4 billion.