Girl, Get Your Credit Straight! PDF Download
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Author: Glinda Bridgforth
Publisher: Currency
ISBN: 0767929284
Category : Business & Economics
Languages : en
Pages : 354
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Book Description
Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.
Author: Glinda Bridgforth
Publisher: Currency
ISBN: 0767929284
Category : Business & Economics
Languages : en
Pages : 354
Get Book Here
Book Description
Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.
Author: Effie Zahos
Publisher:
ISBN: 9781925865585
Category :
Languages : en
Pages : 224
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Book Description
Fed up of just getting by and want to start thriving? Then it's time to take action. There's no better feeling than ticking off your to-do list, and this book will help you do just that. I'll be there to guide you each step of the way, with practical tips, facts, figures and strategies to help you achieve your financial goals. So, what are you waiting for? It's time to Ditch the Debt and Get Rich - you can do this! In this book you'll find- How to Master Your Money Mindset, and why identifying your money personality is one of the first steps you need to take to improve your financial situation. A blueprint to help Get The Monkey Off Your Back, with tips to escape living from pay to pay, including putting debt-paying strategies to the test. From buying a home or car and paying for holidays, everything you need to know is covered in Tick Off Those Milestones. Why you need to Think Rich, Be Rich. The theory goes that when you want something, you put it out into the universe and you get back what you put out there. There are strategies to help you get the ball rolling including how to invest with just $100, pick your own shares and ETFs, buy an investment property and retire on a healthy $50,000 a year. Plus, find out What You've Always Wanted to Know, with my definitive answers to the five most common questions I've received after 20-odd years of talking money.
Author: Gary B. Clark
Publisher:
ISBN: 9781559501125
Category : Business & Economics
Languages : en
Pages : 164
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Book Description
Below are two books which the average citizen can read and do the legal work necessary. Even if you don't do any legal work, these books will help you make sure your lawyer is doing his job!Has the high cost of modern living finally gotten to you? Are you so deeply in debt that it's impossible to imagine getting clear of your financial obligations? Then it's time to read Ditching Your Debts! This is a ground-breaking guide to solving your seemingly insurmountable financial problems. Learn some proven techniques that will enable you to surmount your troubling predicament. Covered: The quickest way to ditch your debts; Legal considerations; How bill collection agencies operate; How to generate some "breathing room" for yourself by getting lost; and more. It's become too easy to get so deeply in debt that there's no light at the end of the tunnel until now.
Author: Erin Skye Kelly
Publisher: Post Hill Press
ISBN: 1642939560
Category : Business & Economics
Languages : en
Pages : 303
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Book Description
Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.
Author: Bola Sokunbi
Publisher: John Wiley & Sons
ISBN: 1119580838
Category : Business & Economics
Languages : en
Pages : 247
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Book Description
Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.
Author: Janine Bolon
Publisher: Lulu.com
ISBN: 1411694775
Category : Business & Economics
Languages : en
Pages : 66
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Book Description
Debt got you down? Then ditch it! No one gets up each morning thinking, "Wow, it's a great day to pile on some more debt." Yet most of us do so without thinking, each and every day. This book will teach you a few easy principles to deal with the debt you already have and how to avoid digging any deeper.
Author: Emilie Aries
Publisher: PublicAffairs
ISBN: 1541724186
Category : Business & Economics
Languages : en
Pages : 216
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Book Description
In this candid, refreshing guide for young women to take with us as we run the world, Emilie Aries shows you how to own your power, know your worth, and design your career and life accordingly. Young women today face an uncertain job market, the pressure to ascend at all costs, and a fear of burning out. But the landscape is changing, and women are taking an assertive role in shaping our careers and lives, while investing more and more in our community of support. Bossed Up teaches you how to: Break out of the "martyrdom mindset," and cultivate your Boss Identity by getting clear on what you really want for your career and life without apology; Hone the self-advocacy skills necessary for success; Understand the differences between being assertive (which is part of being a leader) and being aggressive (which is more like being a bully) - and how that clarity can transform your trajectory; Beat burnout by identifying how the warning signs may be showing up in your life and how to prioritize bringing more rest, purpose, agency, and community to your day-to-day life; Unpack the steps to cultivating something more than just confidence; a boss identity, which will establish your ability to be the boss of your life no matter what comes your way. Drawing from timely research, and with personal stories, and spotlights on a diverse group of women from the Bossed Up community, this book will show you how to craft a happy, healthy, and sustainable career path you'll love.
Author: Michael Mihalik
Publisher: October Mist Publishing
ISBN: 9780978545703
Category : Consumer credit
Languages : en
Pages : 0
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Book Description
Get Out of Debt, Gain Control Of Your Finances, and Reclaim Your Freedom and Your Life! Do you control your money of does money control you? Do you ever wake up in the morning and groan, "I don't want to go to work today?" Then you think about all the bills you have to pay, drag yourself out of a warm bed and go to work anyway. Does it seem like you never get ahead financially? Does debt cause you worry and anxiety? Do you want to gain control of you money and your life? This book will teach you how to: *Change the way you think about money *Release yourself from the slavery of debt *Gain Control of your finances *Buy back your life and freedom *Reconginze and resist the constant attempts to separate you from your money *Find a job that fulfills you *Produce income without trading away your time *Achieve your financial goals Nobody should be a slave to their finances. Read this book and transform your life!
Author: Chamin Ajjan
Publisher: Parallax Press
ISBN: 1941529585
Category : Family & Relationships
Languages : en
Pages : 226
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Book Description
Transform dating and the often-fraught search for a fulfilling relationship into a fun, exciting adventure using mindfulness techniques and practices. Dating is a 2 billion dollar industry. Everyone, it seems, is looking for love but for so many it is an endless struggle. In Seeking Soulmate: Ditch the Dating Game and Find Real Connection, Brooklyn-based therapist Chamin Ajjan offers a fresh perspective to this universal pursuit. With a friendly, funny, and informative approach, Ajjan applies the evidence-based theories of Cognitive Behavior Therapy and mindfulness meditation practice to the negative behaviors, thoughts, and patterns that cause dating distress. Every stage of the dating process, from finding someone to date, to developing a relationship, has its own particular difficulties. Seeking Soulmate shares case vignettes, relatable characters, and personal experiences from Ajjan's clinical experience to illustrate how the personal insight gained with practicing mindfulness can transform the anxiety, negative thoughts, and overall hopelessness that accompanies the unsuccessful pursuit of love into fun, rewarding, exciting dating adventures. Ajjan provides an explanation for dating difficulties, a foundation for practice, and practical exercises to create real change. These methods are available to everyone, regardless of age, socioeconomic status, ethnic, cultural, or religious background, or sexual orientation. Seeking Soulmate will help you develop the most important benefit of mindful dating: the ability to let your genuine, most attractive self emerge. This is how real relationships with the actual staying power are formed.
Author: Jake Halpern
Publisher: Macmillan + ORM
ISBN: 0374711240
Category : True Crime
Languages : en
Pages : 193
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Book Description
The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.
