Discrimination Against Minorities and Women in Pensions and Health, Life, and Disability Insurance: Proceedings and papers

Discrimination Against Minorities and Women in Pensions and Health, Life, and Disability Insurance: Proceedings and papers PDF Author:
Publisher:
ISBN:
Category : Discrimination in insurance
Languages : en
Pages : 786

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Nondiscrimination in Insurance Act of 1981

Nondiscrimination in Insurance Act of 1981 PDF Author: United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism
Publisher:
ISBN:
Category : Discrimination in insurance
Languages : en
Pages : 488

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Rights and Remedies of Insurance Policyholders: Discrimination by property and casualty insurance companies

Rights and Remedies of Insurance Policyholders: Discrimination by property and casualty insurance companies PDF Author: United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Citizens and Shareholders Rights and Remedies
Publisher:
ISBN:
Category : Discrimination in insurance
Languages : en
Pages : 962

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Price Discrimination in Property and Liability Insurance

Price Discrimination in Property and Liability Insurance PDF Author: Chester Arthur Williams
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 118

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Price Discrimination in Property and Liability Insurance was first published in 1959. Minnesota Archive Editions uses digital technology to make long-unavailable books once again accessible, and are published unaltered from the original University of Minnesota Press editions.This booklet provides a detailed study of the factors which enter into price discrimination in property and liability insurance. The regulations which control these insurance prices rest with the state governments and vary, therefore, from one state to the next. After discussing the question of what constitutes price discrimination in this field, Professor Williams examines the regulatory statutes of various states and the administration of these statutes.This is number 19 in the series, University of Minnesota Studies in Economics and Business.

Homeowners' Insurance Discrimination

Homeowners' Insurance Discrimination PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 166

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Transcript on the Subject of Discrimination in Insurance

Transcript on the Subject of Discrimination in Insurance PDF Author: California. Legislature. Assembly. Committee on Finance, Insurance, and Commerce
Publisher:
ISBN:
Category : Discrimination in insurance
Languages : en
Pages : 288

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Understanding Insurance Anti-Discrimination Laws

Understanding Insurance Anti-Discrimination Laws PDF Author: Ronen Avraham
Publisher:
ISBN:
Category :
Languages : en
Pages : 80

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Insurance companies are in the business of discrimination. Insurers attempt to segregate insureds into separate risk pools based on their differences in risk profiles, first, so that they can charge different premiums to the different groups based on their risk and, second, to incentivize risk reduction by insureds. This is why we let insurers discriminate. There are, however, limits to the types of discrimination we will allow insurers to engage in. But what exactly are those limits and how are they justified? To answer these questions, this Article articulates the leading fairness and efficiency arguments for and against limiting insurers' ability to discriminate in their underwriting; identifies on this basis a set of predictions as to what one would expect state antidiscrimination laws to look like; and evaluates some of those predictions against a unique handcollected dataset consisting of the laws regulating insurer risk classification in all 51 U.S. jurisdictions. Among our findings is that contrary to the conventional wisdom state insurance anti-discrimination laws vary a great deal, in substance and in the intensity of regulation, across lines of insurance, across policyholder characteristics, and across states. The Article also finds that, contrary to our predictions, a surprising number of jurisdictions do not have any laws restricting insurers' ability to discriminate on the basis of race, national origin, or religion. It concludes by discussing whether this fact indicates that states have inadequately policed unfair discrimination in insurance or impacts the larger policy decision in this country to leave insurance anti-discrimination law to the states.

Illegal Discrimination in Health Insurance

Illegal Discrimination in Health Insurance PDF Author: California. Legislature. Senate. Committee on Insurance, Claims, and Corporations
Publisher:
ISBN:
Category : AIDS (Disease)
Languages : en
Pages : 236

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Discrimination in Insurance

Discrimination in Insurance PDF Author: California. Legislature. Assembly. Committee on Finance, Insurance, and Commerce
Publisher:
ISBN:
Category : Insurance
Languages : en
Pages : 300

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Discrimination Against Minorities and Women in Pensions and Health, Life, and Disability Insurance: Exhibits

Discrimination Against Minorities and Women in Pensions and Health, Life, and Disability Insurance: Exhibits PDF Author:
Publisher:
ISBN:
Category : Discrimination in insurance
Languages : en
Pages : 540

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