Author: Israel Muchena
Publisher: AuthorHouse
ISBN: 1546287183
Category : History
Languages : en
Pages : 235
Book Description
By its nature, insurance is intended to provide financial protection for basic human needs such as shelter, means of self-sustenance, and well-being. You would expect that most, if not all, people would be covered by it in one form or another. Unfortunately, that is not the case for most people in Mozambique and many other low-income countries. In Development of Insurance in Mozambique, Israel Muchena answers questions such as: Why are those who need financial protection the most so often left uncovered? What should key stakeholders in the insurance sector be doing to raise awareness and to promote access of people that need financial protection the most? How do emerging concepts such as micro-insurance, weather index insurance, and digital marketing work? Muchena also examines the history of insurance, beginning with its ancient origins among traders in China, to written rules in ancient Iranian kingdoms, followed by the development of insurance through guilds in Mesopotamia and early markets in Europe. Thereafter, he leads readers up to the present day of how insurance is handled in Africa, including Mozambique.
Development of Insurance in Mozambique
Author: Israel Muchena
Publisher: AuthorHouse
ISBN: 1546287183
Category : History
Languages : en
Pages : 235
Book Description
By its nature, insurance is intended to provide financial protection for basic human needs such as shelter, means of self-sustenance, and well-being. You would expect that most, if not all, people would be covered by it in one form or another. Unfortunately, that is not the case for most people in Mozambique and many other low-income countries. In Development of Insurance in Mozambique, Israel Muchena answers questions such as: Why are those who need financial protection the most so often left uncovered? What should key stakeholders in the insurance sector be doing to raise awareness and to promote access of people that need financial protection the most? How do emerging concepts such as micro-insurance, weather index insurance, and digital marketing work? Muchena also examines the history of insurance, beginning with its ancient origins among traders in China, to written rules in ancient Iranian kingdoms, followed by the development of insurance through guilds in Mesopotamia and early markets in Europe. Thereafter, he leads readers up to the present day of how insurance is handled in Africa, including Mozambique.
Publisher: AuthorHouse
ISBN: 1546287183
Category : History
Languages : en
Pages : 235
Book Description
By its nature, insurance is intended to provide financial protection for basic human needs such as shelter, means of self-sustenance, and well-being. You would expect that most, if not all, people would be covered by it in one form or another. Unfortunately, that is not the case for most people in Mozambique and many other low-income countries. In Development of Insurance in Mozambique, Israel Muchena answers questions such as: Why are those who need financial protection the most so often left uncovered? What should key stakeholders in the insurance sector be doing to raise awareness and to promote access of people that need financial protection the most? How do emerging concepts such as micro-insurance, weather index insurance, and digital marketing work? Muchena also examines the history of insurance, beginning with its ancient origins among traders in China, to written rules in ancient Iranian kingdoms, followed by the development of insurance through guilds in Mesopotamia and early markets in Europe. Thereafter, he leads readers up to the present day of how insurance is handled in Africa, including Mozambique.
Insurance and Issues in Financial Soundness
Author: Nigel Davies
Publisher: International Monetary Fund
ISBN: 1451856008
Category : Business & Economics
Languages : en
Pages : 45
Book Description
This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.
Publisher: International Monetary Fund
ISBN: 1451856008
Category : Business & Economics
Languages : en
Pages : 45
Book Description
This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.
Morals and Markets
Author: Viviana A. Rotman Zelizer
Publisher: Columbia University Press
ISBN: 0231545428
Category : Social Science
Languages : en
Pages : 322
Book Description
Life insurance—the promise of an insurer to pay a sum upon a person's death in exchange for a regular premium—is a bizarre enterprise. How can we monetize human life? Should we? What statistics do we use, what assumptions do we make, and what behavioral factors do we consider? First published in 1979, Morals and Markets Is a pathbreaking study exploring the development of life insurance in the United States. Viviana A. Rotman Zelizer combines economic history and a sociological perspective to advance a novel interpretation of the life insurance industry. The book pioneered a cultural approach to the analysis of morally controversial markets. Zelizer begins in the mid-nineteenth century with the rise of the life insurance industry, a contentious chapter in the history of American business. Life insurance was stigmatized at first, denounced in newspapers and condemned by religious leaders as an immoral and sacrilegious gamble on human life. Over time, the business became a widely praised arrangement to secure a family's future. How did life insurance overcome cultural barriers? As Zelizer shows, the evolution of the industry in the United States matched evolving attitudes toward death, money, family relations, property, and personal legacy.
Publisher: Columbia University Press
ISBN: 0231545428
Category : Social Science
Languages : en
Pages : 322
Book Description
Life insurance—the promise of an insurer to pay a sum upon a person's death in exchange for a regular premium—is a bizarre enterprise. How can we monetize human life? Should we? What statistics do we use, what assumptions do we make, and what behavioral factors do we consider? First published in 1979, Morals and Markets Is a pathbreaking study exploring the development of life insurance in the United States. Viviana A. Rotman Zelizer combines economic history and a sociological perspective to advance a novel interpretation of the life insurance industry. The book pioneered a cultural approach to the analysis of morally controversial markets. Zelizer begins in the mid-nineteenth century with the rise of the life insurance industry, a contentious chapter in the history of American business. Life insurance was stigmatized at first, denounced in newspapers and condemned by religious leaders as an immoral and sacrilegious gamble on human life. Over time, the business became a widely praised arrangement to secure a family's future. How did life insurance overcome cultural barriers? As Zelizer shows, the evolution of the industry in the United States matched evolving attitudes toward death, money, family relations, property, and personal legacy.
Theory and Practice of Insurance
Author: J. François Outreville
Publisher: Springer Science & Business Media
ISBN: 1461561876
Category : Business & Economics
Languages : en
Pages : 342
Book Description
Insurance is a concept, a technique, and an economic institution. It is a major tool of risk management, and plays an important role in the economic, social, and political life of all countries. Economic growth throughout the world has even expanded the role of insurance. Theory and Practice of Insurance aims to describe the significance of insurance institutions, the reasons they exist and how they function. The author emphasizes fundamental principles in risk and insurance, using an international frame of reference. This volume begins with an introduction to the concept of risk, then proceeds to cover insurance and its relationship to the economy; the principles of risk management and insurance; and the characteristics and performance of insurance companies.
Publisher: Springer Science & Business Media
ISBN: 1461561876
Category : Business & Economics
Languages : en
Pages : 342
Book Description
Insurance is a concept, a technique, and an economic institution. It is a major tool of risk management, and plays an important role in the economic, social, and political life of all countries. Economic growth throughout the world has even expanded the role of insurance. Theory and Practice of Insurance aims to describe the significance of insurance institutions, the reasons they exist and how they function. The author emphasizes fundamental principles in risk and insurance, using an international frame of reference. This volume begins with an introduction to the concept of risk, then proceeds to cover insurance and its relationship to the economy; the principles of risk management and insurance; and the characteristics and performance of insurance companies.
The Global Findex Database 2017
Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
ISBN: 1464812683
Category : Business & Economics
Languages : en
Pages : 228
Book Description
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals.The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Publisher: World Bank Publications
ISBN: 1464812683
Category : Business & Economics
Languages : en
Pages : 228
Book Description
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals.The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Development of Insurance in Angola
Author: Israel Muchena
Publisher: AuthorHouse
ISBN: 1728386918
Category : Business & Economics
Languages : en
Pages : 160
Book Description
It is widely expected that insurance will develop in Angola and countries rich in natural resources, but will it? Israel Muchena follows up the success of his award-winning book, Development of Insurance in Mozambique, by seeking to answer that question and many more in this research study. He begins by exploring the history and development of the insurance market of Angola. Get answers to questions such as: • What is the current insurance law of Angola? • What are the key conditions and criteria for authorisation of an insurance license? • What are the key insurance-related obligatory reporting requirements for insurers in Angola? The author also explains the role of insurance regulators in Angola, the entities legally allowed to conduct insurance business, what mechanisms exist to protect consumers when there are disputes, and more. Filled with insights on key challenges and opportunities related to insurance in Angola, this study highlights how to achieve increased penetration rates while fostering an environment conducive to success.
Publisher: AuthorHouse
ISBN: 1728386918
Category : Business & Economics
Languages : en
Pages : 160
Book Description
It is widely expected that insurance will develop in Angola and countries rich in natural resources, but will it? Israel Muchena follows up the success of his award-winning book, Development of Insurance in Mozambique, by seeking to answer that question and many more in this research study. He begins by exploring the history and development of the insurance market of Angola. Get answers to questions such as: • What is the current insurance law of Angola? • What are the key conditions and criteria for authorisation of an insurance license? • What are the key insurance-related obligatory reporting requirements for insurers in Angola? The author also explains the role of insurance regulators in Angola, the entities legally allowed to conduct insurance business, what mechanisms exist to protect consumers when there are disputes, and more. Filled with insights on key challenges and opportunities related to insurance in Angola, this study highlights how to achieve increased penetration rates while fostering an environment conducive to success.
Angola
Author: World Bank
Publisher: World Bank Publications
ISBN: 0821371037
Category : Technology & Engineering
Languages : en
Pages : 216
Book Description
Once one of the world's largest staple food producers, Angola is now known as a major oil exporter - the second largest producer in sub-Saharan Africa. Angola is also the world's fourth largest producer of rough diamonds in terms of value, with the potential to become one of the leading global diamond producers. In addition to oil and diamonds, the country is well endowed with agricultural resources which remain mostly untapped. However, despite the country's significant natural wealth, a prolonged civil war, the rapid development of the oil sector, and the policies pursued after Independence in 1975 have left the Angolan economy in a unique situation, characterized by very uneven indicators of development. The Angolan economy is now experiencing massive oil windfall gains that are expected to last throughout the next decade. Since oil rents are to a large part concentrated in the public sector, the question of how the oil revenue should be spent and distributed across present and future generations becomes key to any economic development strategy. This study identifies six core areas where a strategic approach for the development of a broad-based growth strategy is required: (i) the incomplete transition to a market economy; (ii) macroeconomic management; (iii) governance and transparency in the management of the mineral wealth; (iv) the business environment; (v) agriculture; and (vi) public service delivery to the poor.
Publisher: World Bank Publications
ISBN: 0821371037
Category : Technology & Engineering
Languages : en
Pages : 216
Book Description
Once one of the world's largest staple food producers, Angola is now known as a major oil exporter - the second largest producer in sub-Saharan Africa. Angola is also the world's fourth largest producer of rough diamonds in terms of value, with the potential to become one of the leading global diamond producers. In addition to oil and diamonds, the country is well endowed with agricultural resources which remain mostly untapped. However, despite the country's significant natural wealth, a prolonged civil war, the rapid development of the oil sector, and the policies pursued after Independence in 1975 have left the Angolan economy in a unique situation, characterized by very uneven indicators of development. The Angolan economy is now experiencing massive oil windfall gains that are expected to last throughout the next decade. Since oil rents are to a large part concentrated in the public sector, the question of how the oil revenue should be spent and distributed across present and future generations becomes key to any economic development strategy. This study identifies six core areas where a strategic approach for the development of a broad-based growth strategy is required: (i) the incomplete transition to a market economy; (ii) macroeconomic management; (iii) governance and transparency in the management of the mineral wealth; (iv) the business environment; (v) agriculture; and (vi) public service delivery to the poor.
International Monetary Fund Annual Report 2017
Author: International Monetary Fund
Publisher: International Monetary Fund
ISBN: 1484306147
Category : Business & Economics
Languages : en
Pages : 114
Book Description
During the past financial year, the IMF’s 189 member countries faced a number of pressing challenges. IMF work on these challenges - slower trade, declining productivity, gender inequality, inclusive growth, and debt management - is a central focus of this 2017 Annual Report.
Publisher: International Monetary Fund
ISBN: 1484306147
Category : Business & Economics
Languages : en
Pages : 114
Book Description
During the past financial year, the IMF’s 189 member countries faced a number of pressing challenges. IMF work on these challenges - slower trade, declining productivity, gender inequality, inclusive growth, and debt management - is a central focus of this 2017 Annual Report.
Angola Country Study Guide Volume 1 Strategic Information and Developments
Author: IBP, Inc.
Publisher: Lulu.com
ISBN: 1438701675
Category : Business & Economics
Languages : en
Pages : 281
Book Description
Angola Country Study Guide - Strategic Information and Developments
Publisher: Lulu.com
ISBN: 1438701675
Category : Business & Economics
Languages : en
Pages : 281
Book Description
Angola Country Study Guide - Strategic Information and Developments
International Investment Law and Development
Author: Stephan W. Schill
Publisher: Edward Elgar Publishing
ISBN: 1784711357
Category : Business & Economics
Languages : en
Pages : 489
Book Description
International investment law has often been seen as an obstacle to sustainable development. While the connections between investment and development are plain, for a long time there has been relatively little scholarship exploring them. Combining critical reflection and detailed analysis, this book addresses the relationship between contemporary investment law and development. The book is organized around two competing visions of investment and development - as working either harmoniously or in conflict with one another. The expert contributors reflect on both of these views and analyse the social dimensions of development and its impact on investment law. Coverage includes in-depth discussion on such issues as human rights, poverty reduction, labor standards, and indigenous peoples. Students and scholars of international investment law will benefit from the informed analysis of the links between investment and development. This book will also be of use to practitioners and experts of development law who are looking for an up-to-date perspective of the field.
Publisher: Edward Elgar Publishing
ISBN: 1784711357
Category : Business & Economics
Languages : en
Pages : 489
Book Description
International investment law has often been seen as an obstacle to sustainable development. While the connections between investment and development are plain, for a long time there has been relatively little scholarship exploring them. Combining critical reflection and detailed analysis, this book addresses the relationship between contemporary investment law and development. The book is organized around two competing visions of investment and development - as working either harmoniously or in conflict with one another. The expert contributors reflect on both of these views and analyse the social dimensions of development and its impact on investment law. Coverage includes in-depth discussion on such issues as human rights, poverty reduction, labor standards, and indigenous peoples. Students and scholars of international investment law will benefit from the informed analysis of the links between investment and development. This book will also be of use to practitioners and experts of development law who are looking for an up-to-date perspective of the field.