Critical Success Factors of Mobile Payment

Critical Success Factors of Mobile Payment PDF Author: Christian Hort
Publisher: diplom.de
ISBN: 3832466436
Category : Business & Economics
Languages : en
Pages : 108

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Book Description
Inhaltsangabe:Abstract: Mobile payment (mPayment) can be understood as every payment where at least one participant applies mobile phone technology, thus, uses a mobile phone. But due to technological progress it seems reasonable to classify other devices like a Personal Digital Assistant (PDA) or devices with embedded Radio Frequency (RF) technology as mobile payment devices. However, mobile phones today clearly outnumber every other mobile payment device. Penetration rates are forecasted to reach almost 80% in Europe by 2005. The number of worldwide cellular subscribers is expected to pass one billion by 2003. By 2005 there will be more mobile phones worldwide than TVs, fixed line phones, and Personal Computers (PC). Driven by the increasing penetration and resulting business opportunities, numerous mPayment solutions have been offered by payment service providers, telcos, and financial institutions. The variety of applicable technologies, the possible linkage between the financial instruments, and the mPayment device combined with different payment scenarios offer a wide landscape of mPayment solutions. Besides technology, questions dealing with consumer expectations, factors thriving or inhibiting a widespread adoption, and with it related penetration strategies for payment service providers have to be carefully researched to develop a successful mPayment. Based on diverse motivations and influenced by recent technology development banks, telcos and start-up companies endeavour to build a successful mPayment that meets the expectations of consumers and merchants. The research question of this paper focuses on factors that can be identified as crucial to drive the success of mobile payment systems. Therefore, the first goal is to give an introduction to the mPayment landscape as a foundation for further research. The second goal is to derive key factors influencing the success of an mPayment from theoretical models and by reviewing related literature. The research concentrates on business to consumer (B2C) and consumer to consumer (C2C) payment on the European and United States (US) market. Neither cross border payments nor business to business (B2B) payments are described in this paper. Inhaltsverzeichnis:Table of Contents: CONTENTSI TABLE OF EXHIBITSIII TABLE OF CHARTSIV ABBREVIATIONSV 1.INTRODUCTION1 1.1Motivation1 1.2Goals of the study2 1.3Structure2 2.TRADITIONAL AND FIXED-LINE ONLINE PAYMENT METHODS4 2.1History of [...]

Critical Success Factors of Mobile Payment

Critical Success Factors of Mobile Payment PDF Author: Christian Hort
Publisher: diplom.de
ISBN: 3832466436
Category : Business & Economics
Languages : en
Pages : 108

Get Book

Book Description
Inhaltsangabe:Abstract: Mobile payment (mPayment) can be understood as every payment where at least one participant applies mobile phone technology, thus, uses a mobile phone. But due to technological progress it seems reasonable to classify other devices like a Personal Digital Assistant (PDA) or devices with embedded Radio Frequency (RF) technology as mobile payment devices. However, mobile phones today clearly outnumber every other mobile payment device. Penetration rates are forecasted to reach almost 80% in Europe by 2005. The number of worldwide cellular subscribers is expected to pass one billion by 2003. By 2005 there will be more mobile phones worldwide than TVs, fixed line phones, and Personal Computers (PC). Driven by the increasing penetration and resulting business opportunities, numerous mPayment solutions have been offered by payment service providers, telcos, and financial institutions. The variety of applicable technologies, the possible linkage between the financial instruments, and the mPayment device combined with different payment scenarios offer a wide landscape of mPayment solutions. Besides technology, questions dealing with consumer expectations, factors thriving or inhibiting a widespread adoption, and with it related penetration strategies for payment service providers have to be carefully researched to develop a successful mPayment. Based on diverse motivations and influenced by recent technology development banks, telcos and start-up companies endeavour to build a successful mPayment that meets the expectations of consumers and merchants. The research question of this paper focuses on factors that can be identified as crucial to drive the success of mobile payment systems. Therefore, the first goal is to give an introduction to the mPayment landscape as a foundation for further research. The second goal is to derive key factors influencing the success of an mPayment from theoretical models and by reviewing related literature. The research concentrates on business to consumer (B2C) and consumer to consumer (C2C) payment on the European and United States (US) market. Neither cross border payments nor business to business (B2B) payments are described in this paper. Inhaltsverzeichnis:Table of Contents: CONTENTSI TABLE OF EXHIBITSIII TABLE OF CHARTSIV ABBREVIATIONSV 1.INTRODUCTION1 1.1Motivation1 1.2Goals of the study2 1.3Structure2 2.TRADITIONAL AND FIXED-LINE ONLINE PAYMENT METHODS4 2.1History of [...]

Emerging Markets from a Multidisciplinary Perspective

Emerging Markets from a Multidisciplinary Perspective PDF Author: Yogesh K. Dwivedi
Publisher: Springer
ISBN: 3319750135
Category : Business & Economics
Languages : en
Pages : 425

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Book Description
This book examines prominent issues in the Emerging Markets (EM) from a variety of disciplines in order to make useful societal contributions through knowledge exchange. EMs offer enormous opportunities, but realizing them is both challenging and risky due to inherent uncertainties of such markets. EM’s also have unique characteristics that makes them different from developed countries. This causes implications for both theory and practice. These markets necessitate substantial adaptations of developed theories and approaches employed in the Western world. This book investigates problems specific to emerging markets, and identifies new theoretical constructs, hypotheses (re)development, and emphasizes institutional contexts. The chapters in this book establish new conceptual and theoretical paradigms from multidisciplinary perspectives concentrated in the areas of information systems, electronic government, and digital and social media matters. The book focuses on topics in these areas such as digital enterprises, sustainability, telemedicine, and Information Communication Technology (ICT) and surveys the potential challenges and opportunities that may arise. These concepts and topics covered in this book are vital for making the global economy more equitable and sustainable.

Mobile Payment

Mobile Payment PDF Author: Thomas Lerner
Publisher: Springer Science & Business Media
ISBN: 3658032510
Category : Computers
Languages : en
Pages : 187

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Book Description
Paying with mobile devices such as mobile phones or smart phones will expand worldwide in the coming years. This development provides opportunities for various industries (banking, telecommunications, credit card business, manufacturers, suppliers, retail) and for consumers. The book comprehensively describes current status, trends and critical aspects of successful mobile payment. It combines theory and practice. Comprising essential aspects of a successful mobile payment as well as successful case studies and practical examples, this book is for all who are developing, offering and using mobile payment.

Web Technologies for Commerce and Services Online

Web Technologies for Commerce and Services Online PDF Author: Khosrow-Pour, D.B.A., Mehdi
Publisher: IGI Global
ISBN: 1599048248
Category : Computers
Languages : en
Pages : 392

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Book Description
Through the last decade, Internet technologies such as electronic commerce have experienced exponential growth, and emerging issues surrounding this phenomenon have necessitated the amassment of research on the cognitive impact of electronic commerce technologies around the world. Web Technologies for Commerce and Services Online delivers a global perspective on the influence of electronic commerce on organizational behavior, development, and management in organizations, discussing issues such as information security; strategic management of electronic commerce; organizational learning; business process management; mediated enterprises; and electronic marketplaces. With the new insights it delivers on this rapidly evolving technological and commercial domain, this incisive reference will prove an essential addition to library collections worldwide.

Mobile Computing: Concepts, Methodologies, Tools, and Applications

Mobile Computing: Concepts, Methodologies, Tools, and Applications PDF Author: Taniar, David
Publisher: IGI Global
ISBN: 9781605660547
Category : Computers
Languages : en
Pages : 3721

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Book Description
"This multiple-volume publication advances the emergent field of mobile computing offering research on approaches, observations and models pertaining to mobile devices and wireless communications from over 400 leading researchers"--Provided by publisher.

Proceedings of 20th International Conference on Industrial Engineering and Engineering Management

Proceedings of 20th International Conference on Industrial Engineering and Engineering Management PDF Author: Ershi Qi
Publisher: Springer Science & Business Media
ISBN: 3642400639
Category : Business & Economics
Languages : en
Pages : 1168

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Book Description
The International Conference on Industrial Engineering and Engineering Management is sponsored by the Chinese Industrial Engineering Institution, CMES, which is the only national-level academic society for Industrial Engineering. The conference is held annually as the major event in this arena. Being the largest and the most authoritative international academic conference held in China, it provides an academic platform for experts and entrepreneurs in the areas of international industrial engineering and management to exchange their research findings. Many experts in various fields from China and around the world gather together at the conference to review, exchange, summarize and promote their achievements in the fields of industrial engineering and engineering management. For example, some experts pay special attention to the current state of the application of related techniques in China as well as their future prospects, such as green product design, quality control and management, supply chain and logistics management to address the need for, amongst other things low-carbon, energy-saving and emission-reduction. They also offer opinions on the outlook for the development of related techniques. The proceedings offers impressive methods and concrete applications for experts from colleges and universities, research institutions and enterprises who are engaged in theoretical research into industrial engineering and engineering management and its applications. As all the papers are of great value from both an academic and a practical point of view, they also provide research data for international scholars who are investigating Chinese style enterprises and engineering management.

Smart Working, Living and Organising

Smart Working, Living and Organising PDF Author: Amany Elbanna
Publisher: Springer
ISBN: 3030043150
Category : Computers
Languages : en
Pages : 307

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Book Description
This book constitutes the refereed proceedings of the IFIP WG 8.6 International Working Conference "Smart Working, Living and Organising" on Transfer and Diffusion of IT, TDIT 2018, held in Portsmouth, UK, in June 2018. The 17 revised full papers and 2 short papers presented were carefully reviewed and selected from 34 submissions. They deal with the adoption of new classes of technology used by individuals, organisations, sectors and society with a particular focus on how emerging technologies are adopted and appropriated in organisations and everday life and their impact. The papers are organized in the following topical sections: being smart: adoption challenges; sharing economy and social media; government and infrastructure; IT project management; and revisiting concepts and theories.

Encyclopedia of Information Ethics and Security

Encyclopedia of Information Ethics and Security PDF Author: Quigley, Marian
Publisher: IGI Global
ISBN: 1591409888
Category : Business & Economics
Languages : en
Pages : 696

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Book Description
Rapid technological advancement has given rise to new ethical dilemmas and security threats, while the development of appropriate ethical codes and security measures fail to keep pace, which makes the education of computer users and professionals crucial. The Encyclopedia of Information Ethics and Security is an original, comprehensive reference source on ethical and security issues relating to the latest technologies. Covering a wide range of themes, this valuable reference tool includes topics such as computer crime, information warfare, privacy, surveillance, intellectual property and education. This encyclopedia is a useful tool for students, academics, and professionals.

Web Information Systems Engineering - WISE 2008 Workshops

Web Information Systems Engineering - WISE 2008 Workshops PDF Author: Sven Hartmann
Publisher: Springer Science & Business Media
ISBN: 3540851992
Category : Computers
Languages : en
Pages : 199

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Book Description
This book constitutes the joint refereed proceedings of three workshops held in conjunction with the 9th International Conference on Web Information Systems Engineering, WISE 2008 in Auckland, New Zealand, September, 2008. The 16 revised full papers presented were carefully reviewed and selected from 40 submissions for presentation in the following workshops: The First International Workshop on Web Information Systems Engineering for Electronic Businesses and Governments (E-BAG 2008), The Second International Workshop on Web Usability and Accessibility (IWWUA 2008), and The First International Workshop on Mashups, Enterprise Mashups and Lightweight Composition on theWeb (MEM and LCW 2008).

Acceptance and Success Factors for NFC-Mobile-Payment in South Korea. In comparison to Austria and Taiwan

Acceptance and Success Factors for NFC-Mobile-Payment in South Korea. In comparison to Austria and Taiwan PDF Author: Jakob Harb
Publisher: GRIN Verlag
ISBN: 3668364206
Category : Business & Economics
Languages : en
Pages : 100

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Book Description
Master's Thesis from the year 2016 in the subject Business economics - Information Management, grade: 1, University of Graz (Department of Information Science and Information Systems, University of Graz, Austria / Department of Management Information Systems, Chungbuk National University, Republic of Korea), language: English, abstract: NFC-Mobile-Payment describes contactless payment transactions using near-field-communication-technology. This payment technology is currently used in bank- and credit cards, as well as in mobile phones. This thesis focuses on NFC-Mobile-Payment using mobile phones. Aim of this work was, to identify the drivers of the customer adoption of NFC-Mobile-Payment in South Korea and compare them to previous findings from Austria and Taiwan. The drivers have been analyzed using the model of Pham and Ho that bases on the Technology-Acceptance Model (TAM). The countries have been compared to each other taking in account cultural, technological, and sociological differences and similarities. An empirical inquiry has been processed and data has been collected through an online survey. The found data was analyzed using the Maximum-Likelyhood-Method. In South Korea, the users’ trust in the involved companies and people, the absorptive capacity, the compatibility with the lifestyle and the tasks of the users the trialability, the personal innovativeness the attractiveness of available alternatives and the perceived usefulness were identified as influential drivers on the adoption of NFC-Mobile-Payment. The findings from South Korea differed significantly from those in the other two countries. Significant differences between Korea and the other two countries were found in all observed drivers except the users’ trust in the involved companies and people and the attractiveness of available alternatives. Another important finding is that in some aspects, the two Asian countries share more similarities with each other than both do with Austria, but in other aspects, Austria and Korea were found to be much closer to each other than each of them to Taiwan. Suggestions to executives of involved companies and institutions are provided in order to support enhancing the customer adoption of NFC-Mobile-Payment and other technological solutions with similar characteristics.