Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Creditor Reporting System
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Creditor Reporting System
Author:
Publisher:
ISBN:
Category : AIDS (Disease)
Languages : en
Pages : 230
Book Description
Publisher:
ISBN:
Category : AIDS (Disease)
Languages : en
Pages : 230
Book Description
Creditor Reporting System: Use of the Multilateral System (Edition 2021)
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
Book Description
Creditor Reporting System
Author:
Publisher:
ISBN:
Category : Economic assistance
Languages : en
Pages : 168
Book Description
Publisher:
ISBN:
Category : Economic assistance
Languages : en
Pages : 168
Book Description
Creditor Reporting System: Use of the Multilateral System (Edition 2022)
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
Book Description
Credit Reporting Systems and the International Economy
Author: Margaret J. Miller
Publisher: MIT Press
ISBN: 9780262134224
Category : Business & Economics
Languages : en
Pages : 484
Book Description
The first comprehensive review of credit reporting systems worldwide, including their institutional forms and evidence of their impact on financial markets. Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others. This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting.
Publisher: MIT Press
ISBN: 9780262134224
Category : Business & Economics
Languages : en
Pages : 484
Book Description
The first comprehensive review of credit reporting systems worldwide, including their institutional forms and evidence of their impact on financial markets. Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others. This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting.
Creditor Reporting System
Author:
Publisher:
ISBN:
Category : Caribbean Area
Languages : en
Pages : 248
Book Description
Publisher:
ISBN:
Category : Caribbean Area
Languages : en
Pages : 248
Book Description
Creditor Reporting System Gazette
Author:
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ISBN:
Category : Developing countries
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category : Developing countries
Languages : en
Pages :
Book Description
An Overview of the Credit Reporting System
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
ISBN:
Category : Credit analysis
Languages : en
Pages : 236
Book Description
Publisher:
ISBN:
Category : Credit analysis
Languages : en
Pages : 236
Book Description
Creditor Reporting System
Author:
Publisher:
ISBN:
Category : Caribbean Area
Languages : en
Pages : 200
Book Description
Publisher:
ISBN:
Category : Caribbean Area
Languages : en
Pages : 200
Book Description