Credit Risk Management and Profitability of Selected Rural Banks in Upper East Region PDF Download
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Author: Daniel Wireko
Publisher:
ISBN:
Category :
Languages : en
Pages : 15
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Book Description
The purpose of this research is to examine the effect of credit risk management on profitability of selected rural banks in the Upper East Region of Ghana. Panel least squares regression models were estimated using data for the period 2010 to 2015. The variables used are measures of profitability or firm performance such as return on equity and return on assets as dependent variables. The explanatory variables are capital adequacy ratio, non-performing loan ratio, bank size, and inflation. The results indicate that non-performing loan ratio is a key determinant of profitability. In conclusion, although there may be other inherent factors such as management efficiency and effectiveness in the administration of its assets and liabilities as well as income and expenditure relevant to profitability, executing appropriate credit management policies will help in building quality loan portfolios that will not result to high volumes of non-performing loans.
Author: Daniel Wireko
Publisher:
ISBN:
Category :
Languages : en
Pages : 15
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Book Description
The purpose of this research is to examine the effect of credit risk management on profitability of selected rural banks in the Upper East Region of Ghana. Panel least squares regression models were estimated using data for the period 2010 to 2015. The variables used are measures of profitability or firm performance such as return on equity and return on assets as dependent variables. The explanatory variables are capital adequacy ratio, non-performing loan ratio, bank size, and inflation. The results indicate that non-performing loan ratio is a key determinant of profitability. In conclusion, although there may be other inherent factors such as management efficiency and effectiveness in the administration of its assets and liabilities as well as income and expenditure relevant to profitability, executing appropriate credit management policies will help in building quality loan portfolios that will not result to high volumes of non-performing loans.
Author: Rajiv Divekar
Publisher: Taylor & Francis
ISBN: 1040002447
Category : Business & Economics
Languages : en
Pages : 435
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Book Description
The pandemic wave of Covid 19 made many organizations in different sectors rethink their business strategy. The pandemic wave soon became an endemic and the organizations adapted themselves to the new ways of doing business. Endemic situation indicates that the Covid virus is here to stay but with limited impact. The book provides deeper research on how organizations adapted themselves to the post Covid situation and how they look at the future. The book covers studies from the areas of marketing, finance, human resource, operations, healthcare and education.
Author: United States. Department of Agriculture. Economic Research Service. Agriculture and Rural Economy Division
Publisher:
ISBN:
Category : Agriculture
Languages : en
Pages : 454
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Book Description
Author: Bank of Ghana
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 118
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Book Description
Author: Bank of Ghana
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 902
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Book Description
Author: Hong Kong Institute of Bankers (HKIB)
Publisher: John Wiley & Sons
ISBN: 0470827491
Category : Business & Economics
Languages : en
Pages : 470
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Book Description
The importance of managing credit and credit risks carefully and appropriately cannot be overestimated. The very success or failure of a bank and the banking industry in general may well depend on how credit risk is handled. Banking professionals must be fully versed in the risks associated with credit operations and how to manage those risks. This up-to-date volume is an invaluable reference and study tool that delves deep into issues associated with credit risk management. Credit Risk Management from the Hong Kong Institute of Bankers (HKIB)discusses the various ways through which banks manage risks. Essential for candidates studying for the HKIB Associateship Examination, it can also help those who want to acquire a deeper understanding of how and why banks make decisions and set up processes that lower their risk. Topics covered in this book include: Active credit portfolio management Risk management, pricing, and capital adequacy Capital requirements for banks Approaches to credit risk management Structural models and probability of default Techniques to determine loss given default Derivatives and structured products
Author: Emmanuel Asiedu-Mante
Publisher:
ISBN: 9789988149703
Category : Banks and banking
Languages : en
Pages : 327
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Book Description
Author: Ransford Tetteh
Publisher: Graphic Communications Group
ISBN:
Category :
Languages : en
Pages : 64
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Book Description
Author: Tony Van Gestel
Publisher: Oxford University Press
ISBN: 0199545111
Category : Business & Economics
Languages : en
Pages : 552
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Book Description
This first of three volumes on credit risk management, providing a thorough introduction to financial risk management and modelling.
Author: El Bachir Boukherouaa
Publisher: International Monetary Fund
ISBN: 1589063953
Category : Business & Economics
Languages : en
Pages : 35
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Book Description
This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
