Author: Richard P. Johnson
Publisher: Liguori Lifespan
ISBN: 9780764804977
Category : Family & Relationships
Languages : en
Pages : 196
Book Description
Retirement is perhaps the greatest time for self-discovery. You may not believe it, but Christ has something incredible in store for you in your new role! It all begins with an assessment of your focus. In light of this, Dr. Richard Johnson presents you with the 15 keys that will help you redefine yourself. He begins by setting the stage for your new world of opportunity, helping you to move away from the external, material, achievement-oriented definition of self toward a more personal, genuine, and spiritual definition. It is this reorientation that will help you steer clear of the possible frustrations of retirement and give you a newfound sense of optimism. Each chapter opens with stories of retirees form all walks of like. Dr. Johnson uses their life-lessons to cull out pearls of wisdom for your futrure. Plus, he includes affirming prayers to draw you closer to the God who loves you and who wants to make your ife a success. Finally, Dr. Johnson presents 15 self-evaluation exercises that will help you plan in a cormprehensive way for the shift to retirement. Paperback
Creating a Successful Retirement
Author: Richard P. Johnson
Publisher: Liguori Lifespan
ISBN: 9780764804977
Category : Family & Relationships
Languages : en
Pages : 196
Book Description
Retirement is perhaps the greatest time for self-discovery. You may not believe it, but Christ has something incredible in store for you in your new role! It all begins with an assessment of your focus. In light of this, Dr. Richard Johnson presents you with the 15 keys that will help you redefine yourself. He begins by setting the stage for your new world of opportunity, helping you to move away from the external, material, achievement-oriented definition of self toward a more personal, genuine, and spiritual definition. It is this reorientation that will help you steer clear of the possible frustrations of retirement and give you a newfound sense of optimism. Each chapter opens with stories of retirees form all walks of like. Dr. Johnson uses their life-lessons to cull out pearls of wisdom for your futrure. Plus, he includes affirming prayers to draw you closer to the God who loves you and who wants to make your ife a success. Finally, Dr. Johnson presents 15 self-evaluation exercises that will help you plan in a cormprehensive way for the shift to retirement. Paperback
Publisher: Liguori Lifespan
ISBN: 9780764804977
Category : Family & Relationships
Languages : en
Pages : 196
Book Description
Retirement is perhaps the greatest time for self-discovery. You may not believe it, but Christ has something incredible in store for you in your new role! It all begins with an assessment of your focus. In light of this, Dr. Richard Johnson presents you with the 15 keys that will help you redefine yourself. He begins by setting the stage for your new world of opportunity, helping you to move away from the external, material, achievement-oriented definition of self toward a more personal, genuine, and spiritual definition. It is this reorientation that will help you steer clear of the possible frustrations of retirement and give you a newfound sense of optimism. Each chapter opens with stories of retirees form all walks of like. Dr. Johnson uses their life-lessons to cull out pearls of wisdom for your futrure. Plus, he includes affirming prayers to draw you closer to the God who loves you and who wants to make your ife a success. Finally, Dr. Johnson presents 15 self-evaluation exercises that will help you plan in a cormprehensive way for the shift to retirement. Paperback
Keys to a Successful Retirement
Author: Fritz Gilbert
Publisher: Sourcebooks, Inc.
ISBN: 1646113403
Category : Business & Economics
Languages : en
Pages : 155
Book Description
You're finally retired! Learn how to make these the best years of your life. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you'll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask—as well as those you're afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics—Make sure you're retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times—Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss—Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting—get a helping hand ensuring it's the best it can be!
Publisher: Sourcebooks, Inc.
ISBN: 1646113403
Category : Business & Economics
Languages : en
Pages : 155
Book Description
You're finally retired! Learn how to make these the best years of your life. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you'll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask—as well as those you're afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics—Make sure you're retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times—Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss—Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting—get a helping hand ensuring it's the best it can be!
Your Complete Guide to a Successful and Secure Retirement
Author: Larry E. Swedroe
Publisher: Harriman House Limited
ISBN: 0857198386
Category : Business & Economics
Languages : en
Pages : 229
Book Description
Fully revised and updated second edition. This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" – evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.
Publisher: Harriman House Limited
ISBN: 0857198386
Category : Business & Economics
Languages : en
Pages : 229
Book Description
Fully revised and updated second edition. This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" – evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.
20 Retirement Decisions You Need to Make Right Now
Author: Ray LeVitre CFP
Publisher: Sourcebooks, Inc.
ISBN: 1402296762
Category : Business & Economics
Languages : en
Pages : 310
Book Description
You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?
Publisher: Sourcebooks, Inc.
ISBN: 1402296762
Category : Business & Economics
Languages : en
Pages : 310
Book Description
You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?
Retirement Planning Guidebook
Author: Wade Pfau
Publisher:
ISBN: 9781945640179
Category :
Languages : en
Pages : 0
Book Description
Publisher:
ISBN: 9781945640179
Category :
Languages : en
Pages : 0
Book Description
Can I Retire Yet?
Author: Darrow Kirkpatrick
Publisher: StructureByDesign
ISBN: 9780989283021
Category :
Languages : en
Pages : 276
Book Description
You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later
Publisher: StructureByDesign
ISBN: 9780989283021
Category :
Languages : en
Pages : 276
Book Description
You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later
Retirement by Design
Author: Ida Abbott
Publisher: Simon and Schuster
ISBN: 1646040589
Category : Business & Economics
Languages : en
Pages : 264
Book Description
Find out how harnessing the powerful business principles of design thinking can make retirement your best chapter in life. There is no one right time or way to retire. Retirement is a major life transition; but if you spend the time designing a future filled with promise and possibilities, the prospect can be utterly exciting and revitalizing. In Retirement by Design, professional mentor and coach Ida Abbott shows you how the innovative business principles behind design thinking can be applied to plan a rich, fulfilling, and more meaningful retirement. Her guided workbook uses a business-like approach to leaving business, making your switch much smoother and less jolting. Whether you’re considering a new place to settle down, working through financial planning, strategizing how to unwind a business, or deciding on which organizations you want to stay engaged with, making critical decisions takes a lot of organization, thought, and planning. Abbott shows how the five principles of design thinking will revolutionize your retirement-planning process: Empathy: Get inside the shoes of your future self. What will be important to that version of you? Define: Hone in on what is and will be most critical for you to focus on (whether it’s volunteering, family, activities, or skills). Ideate: Draw, scribble, brainstorm, and throw around as many different retirement scenarios as you can come up with. Prototype: If retiring across the country in Arizona sounds perfect—try it out first. Come up with opportunities to test out your scenarios with short trips and trial time off. Test: This is the fun part—get back to the drawing board and try more retirement scenarios (and future versions of yourself) before sitting down to make those life-changing decisions. The new and innovative, self-coaching approach of Retirement by Design helps you spearhead and navigate a major next step in life. Whether your retirement is 10 years away or swiftly approaching, this workbook ensures you will create a future that is perfectly tailored to you.
Publisher: Simon and Schuster
ISBN: 1646040589
Category : Business & Economics
Languages : en
Pages : 264
Book Description
Find out how harnessing the powerful business principles of design thinking can make retirement your best chapter in life. There is no one right time or way to retire. Retirement is a major life transition; but if you spend the time designing a future filled with promise and possibilities, the prospect can be utterly exciting and revitalizing. In Retirement by Design, professional mentor and coach Ida Abbott shows you how the innovative business principles behind design thinking can be applied to plan a rich, fulfilling, and more meaningful retirement. Her guided workbook uses a business-like approach to leaving business, making your switch much smoother and less jolting. Whether you’re considering a new place to settle down, working through financial planning, strategizing how to unwind a business, or deciding on which organizations you want to stay engaged with, making critical decisions takes a lot of organization, thought, and planning. Abbott shows how the five principles of design thinking will revolutionize your retirement-planning process: Empathy: Get inside the shoes of your future self. What will be important to that version of you? Define: Hone in on what is and will be most critical for you to focus on (whether it’s volunteering, family, activities, or skills). Ideate: Draw, scribble, brainstorm, and throw around as many different retirement scenarios as you can come up with. Prototype: If retiring across the country in Arizona sounds perfect—try it out first. Come up with opportunities to test out your scenarios with short trips and trial time off. Test: This is the fun part—get back to the drawing board and try more retirement scenarios (and future versions of yourself) before sitting down to make those life-changing decisions. The new and innovative, self-coaching approach of Retirement by Design helps you spearhead and navigate a major next step in life. Whether your retirement is 10 years away or swiftly approaching, this workbook ensures you will create a future that is perfectly tailored to you.
How to Make Your Money Last - Completely Updated for Planning Today
Author: Jane Bryant Quinn
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432
Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432
Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
The Ultimate Retirement Guide for 50+
Author: Suze Orman
Publisher: Hay House, Inc
ISBN: 140195992X
Category : Business & Economics
Languages : en
Pages : 321
Book Description
The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
Publisher: Hay House, Inc
ISBN: 140195992X
Category : Business & Economics
Languages : en
Pages : 321
Book Description
The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
The Art of Retirement
Author: Gary S. Williams
Publisher:
ISBN: 9780986044304
Category : Business & Economics
Languages : en
Pages : 0
Book Description
What is your definition of a fulfilling life and how does an enjoyable retirement fit into that vision? Life is short; we have a limited time to choose our path, reach or dreams and goals and make our lives gratifying and our legacy everlasting.I wrote The Art of Retirement to serve as a guide; a book to help you with your life's journey by educating and inspiring you to make the most of your time on this planet or as Ronnie Lott would say, "Exhaust life." Retirement planning is much more than making sure you have enough money. Of course this is important and thoroughly discussed; certainly the security and lifestyle that money provides is a key part of your life. However, the financial aspect of planning your retirement is just part of the picture.Life is like art in many respects. It is unique to each one of us. It has the opportunity to be great as well as the potential for less-then-desired results. Like a sculpture, it can be molded and changed. Or like a painter standing in front of a blank canvas, the future is limited only by creativity and resources--whether that is money or the number of colors available for your palette.In keeping with the art metaphor, I have woven the story of Michelangelo's life and art into The Art of Retirement to help you create your own life's masterpiece. As you read this book and begin the process of creating your masterpiece, you will:* Gain perspective on what you value. I will share the story of my dear friend and former NFL player, O.J. Brigance, and his battle with ALS to help you gain perspective and appreciate even with adversity (i.e. poor health, poor investment performance, unable to save enough, etc.) you can still strive to achieve the most rewarding life given your circumstances.* Understand how your emotions (and decisions) can be impacted by our 24/7 access to financial news through broadcast media, print media, and the Internet. Being armed with knowledge of behavioral finance will allow you to avoid costly mistakes due to how our brain deals with money and financial issues.* Be inspired by real-life stories of people: o Who turned hobbies into second careers o Who used the skill set they learned in the business world to improve a non-profit organization o Who used their unique skills from their occupation (i.e., eye doctor) to help those less fortunate around the world* Learn the difference between planning retirement haphazardly without a plan, using rules-of-thumb, or using financial planning software to analyze retirement needs to compare to your resources.* How to accurately determine your risk tolerance and capacity, the most important and first step to building an investment portfolio.* Gain perspective of how investments behave while understanding current and potential future economic trends that may affect the traditional approaches of investment management.* Learn when active vs. passive management may be the best investment solution and how to implement alternative investments, such as hedge funds and private equity, to potentially minimize risk through diversification while increasing investment performance.* Introspectively look at your life to determine if you have the time, training and temperament to manage your own investments and plan for your retirement.* Appreciate the differences among the multitude of advisors and how to select a competent one that can become your trusted partner.Through the lens of both my personal life and experiences--raised by my father and growing up in a blue collar, welfare-dependent home--and through my occupation as a CERTIFIED FINANCIAL PLANNER(tm) practitioner, I will share my experience and knowledge to help you enjoy a beautiful life and create a legacy that stands the test of time--a Masterpiece!
Publisher:
ISBN: 9780986044304
Category : Business & Economics
Languages : en
Pages : 0
Book Description
What is your definition of a fulfilling life and how does an enjoyable retirement fit into that vision? Life is short; we have a limited time to choose our path, reach or dreams and goals and make our lives gratifying and our legacy everlasting.I wrote The Art of Retirement to serve as a guide; a book to help you with your life's journey by educating and inspiring you to make the most of your time on this planet or as Ronnie Lott would say, "Exhaust life." Retirement planning is much more than making sure you have enough money. Of course this is important and thoroughly discussed; certainly the security and lifestyle that money provides is a key part of your life. However, the financial aspect of planning your retirement is just part of the picture.Life is like art in many respects. It is unique to each one of us. It has the opportunity to be great as well as the potential for less-then-desired results. Like a sculpture, it can be molded and changed. Or like a painter standing in front of a blank canvas, the future is limited only by creativity and resources--whether that is money or the number of colors available for your palette.In keeping with the art metaphor, I have woven the story of Michelangelo's life and art into The Art of Retirement to help you create your own life's masterpiece. As you read this book and begin the process of creating your masterpiece, you will:* Gain perspective on what you value. I will share the story of my dear friend and former NFL player, O.J. Brigance, and his battle with ALS to help you gain perspective and appreciate even with adversity (i.e. poor health, poor investment performance, unable to save enough, etc.) you can still strive to achieve the most rewarding life given your circumstances.* Understand how your emotions (and decisions) can be impacted by our 24/7 access to financial news through broadcast media, print media, and the Internet. Being armed with knowledge of behavioral finance will allow you to avoid costly mistakes due to how our brain deals with money and financial issues.* Be inspired by real-life stories of people: o Who turned hobbies into second careers o Who used the skill set they learned in the business world to improve a non-profit organization o Who used their unique skills from their occupation (i.e., eye doctor) to help those less fortunate around the world* Learn the difference between planning retirement haphazardly without a plan, using rules-of-thumb, or using financial planning software to analyze retirement needs to compare to your resources.* How to accurately determine your risk tolerance and capacity, the most important and first step to building an investment portfolio.* Gain perspective of how investments behave while understanding current and potential future economic trends that may affect the traditional approaches of investment management.* Learn when active vs. passive management may be the best investment solution and how to implement alternative investments, such as hedge funds and private equity, to potentially minimize risk through diversification while increasing investment performance.* Introspectively look at your life to determine if you have the time, training and temperament to manage your own investments and plan for your retirement.* Appreciate the differences among the multitude of advisors and how to select a competent one that can become your trusted partner.Through the lens of both my personal life and experiences--raised by my father and growing up in a blue collar, welfare-dependent home--and through my occupation as a CERTIFIED FINANCIAL PLANNER(tm) practitioner, I will share my experience and knowledge to help you enjoy a beautiful life and create a legacy that stands the test of time--a Masterpiece!