Corporate Saving Behaviour

Corporate Saving Behaviour PDF Author: Kailash Chandra Biswal
Publisher: Northern Book Centre
ISBN: 9788172112240
Category : Corporations
Languages : en
Pages : 148

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Book Description
Corporate saving is one of the most significant source of funds for financing corporate growth. It has both micro as well as macro significance. Inspite of such dual importance of this decision problem, the theoretical determinants of corporate savings are less well established and this is an area in which very little research has been done so far. The present work is an effort in this direction. The main highlights of the present work in context to General Engineering Industry are : • In general engineering industry, saving decision is considered as a primary decision variable in the firm’s policy framework. • Saving decision of firms is primarily governed by “profit after tax†, a measure of firm’s capacity to save. • Previous year’s dividend is very often taken into account by firms as an important determinant while framing their saving policy. • Investment demand has a significant influence on the saving decision of firms. • External finance is negatively related to the saving decision of firms. • Increase in interest payment would induce firms to rely more on corporate saving.

Corporate Saving Behaviour

Corporate Saving Behaviour PDF Author: Kailash Chandra Biswal
Publisher: Northern Book Centre
ISBN: 9788172112240
Category : Corporations
Languages : en
Pages : 148

Get Book Here

Book Description
Corporate saving is one of the most significant source of funds for financing corporate growth. It has both micro as well as macro significance. Inspite of such dual importance of this decision problem, the theoretical determinants of corporate savings are less well established and this is an area in which very little research has been done so far. The present work is an effort in this direction. The main highlights of the present work in context to General Engineering Industry are : • In general engineering industry, saving decision is considered as a primary decision variable in the firm’s policy framework. • Saving decision of firms is primarily governed by “profit after tax†, a measure of firm’s capacity to save. • Previous year’s dividend is very often taken into account by firms as an important determinant while framing their saving policy. • Investment demand has a significant influence on the saving decision of firms. • External finance is negatively related to the saving decision of firms. • Increase in interest payment would induce firms to rely more on corporate saving.

Save More Tomorrow

Save More Tomorrow PDF Author: Shlomo Benartzi
Publisher: Penguin
ISBN: 110158033X
Category : Business & Economics
Languages : en
Pages : 288

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Book Description
One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.

National Saving and Economic Performance

National Saving and Economic Performance PDF Author: John B. Shoven
Publisher: University of Chicago Press
ISBN: 0226044351
Category : Business & Economics
Languages : en
Pages : 396

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Book Description
The past decade has witnessed a decline in saving throughout the developed world—the United States has the dubious distinction of leading the way. The consequences can be serious. For individuals, their own economic security and that of their families is jeopardized. For society, inadequate rates of saving have been blamed for a variety of ills—decreasing the competitive abilities of American industry, slowing capital accumulation, increasing our trade deficit, and forcing the sale of capital stock to foreign investors at bargain prices. Restoring acceptable rates of saving in the United States poses a major challenge to those who formulate national economic policy, especially since economists and policymakers alike still understand little about what motivates people to save. In National Saving and Economic Performance, edited by B. Douglas Bernheim and John B. Shoven, that task is addressed by offering the results of new research, with recommendations for policies aimed to improve saving. Leading experts in diverse fields of economics debate the need for more accurate measurement of official saving data; examine how corporate decisions to retain or distribute earnings affect household-level consumption and saving; and investigate the effects of taxation on saving behavior, correlations between national saving and international investment over time, and the influence of economic growth on saving. Presenting the most comprehensive and up-to-date research on saving, this volume will benefit both academic and government economists.

Corporate Saving Behavior: a Theoretical and Empirical Investigation of Internal Financing

Corporate Saving Behavior: a Theoretical and Empirical Investigation of Internal Financing PDF Author: Charles W. Howe
Publisher:
ISBN:
Category : Corporations
Languages : en
Pages : 200

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Book Description


Assessing Knowledge of Retirement Behavior

Assessing Knowledge of Retirement Behavior PDF Author: National Research Council
Publisher: National Academies Press
ISBN: 0309175259
Category : Social Science
Languages : en
Pages : 287

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Book Description
This book brings together in one volume what researchers have learned about workers, employers, and retirees that is important for formulating retirement income policies. As the U.S. population ages, there is increasing uncertainty about the solvency of the Social Security and Medicare systems and the adequacy of private pensions to provide for people's retirement needs. The volume covers such critical behaviors as workers' decisions to retire, people's choices of saving over consumption, and employers' decisions about hiring older workers and providing pension and health care benefits. Also covered are trends in mortality, health status, and health care costs that are key to projecting the likely costs and effects of alternative retirement income security policies and a strategy for combining data and research knowledge into a policy modeling framework.

Tense and Aspect in the Languages of Europe

Tense and Aspect in the Languages of Europe PDF Author: Östen Dahl
Publisher: Walter de Gruyter
ISBN: 311019709X
Category : Language Arts & Disciplines
Languages : en
Pages : 865

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Book Description
The series is a platform for contributions of all kinds to this rapidly developing field. General problems are studied from the perspective of individual languages, language families, language groups, or language samples. Conclusions are the result of a deepened study of empirical data. Special emphasis is given to little-known languages, whose analysis may shed new light on long-standing problems in general linguistics.

Behavioral Corporate Finance

Behavioral Corporate Finance PDF Author: Hersh Shefrin
Publisher: College Ie Overruns
ISBN: 9781259254864
Category : Corporations
Languages : en
Pages : 300

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Book Description


Pension Design and Structure

Pension Design and Structure PDF Author: Olivia S. Mitchell
Publisher: Oxford University Press
ISBN: 0199273391
Category : Business & Economics
Languages : en
Pages : 315

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Book Description
Employees are being given more and more decisions to make with regards to their pension and healthcare plans. Yet increasing research in the social sciences shows that the decisions 'real' people make are not those of the thoughtful and well-informed economic agent often portrayed in economic research, but are often based on flawed information and made without a full understanding of their financial implications. The contributors to Pension Design and Structure explore theassumptions behind commonly-held theories of retirement decision-making, and the consequences of the growing volume of research in behavioural finance and economics for the field of pension research. Contributors are drawn from a variety of disciplines, and include leading pensions experts.

The Handbook of Linguistics

The Handbook of Linguistics PDF Author: Mark Aronoff
Publisher: John Wiley & Sons
ISBN: 1119302072
Category : Language Arts & Disciplines
Languages : en
Pages : 727

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Book Description
"The first edition of this Handbook is built on surveys by well-known figures from around the world and around the intellectual world, reflecting several different theoretical predilections, balancing coverage of enduring questions and important recent work. Those strengths are now enhanced by adding new chapters and thoroughly revising almost all other chapters, partly to reflect ways in which the field has changed in the intervening twenty years, in some places radically. The result is a magnificent volume that can be used for many purposes." David W. Lightfoot, Georgetown University "The Handbook of Linguistics, Second Edition is a stupendous achievement. Aronoff and Rees-Miller have provided overviews of 29 subfields of linguistics, each written by one of the leading researchers in that subfield and each impressively crafted in both style and content. I know of no finer resource for anyone who would wish to be better informed on recent developments in linguistics." Frederick J. Newmeyer, University of Washington, University of British Columbia and Simon Fraser University "Linguists, their students, colleagues, family, and friends: anyone interested in the latest findings from a wide array of linguistic subfields will welcome this second updated and expanded edition of The Handbook of Linguistics. Leading scholars provide highly accessible yet substantive introductions to their fields: it's an even more valuable resource than its predecessor." Sally McConnell-Ginet, Cornell University "No handbook or text offers a more comprehensive, contemporary overview of the field of linguistics in the twenty-first century. New and thoroughly updated chapters by prominent scholars on each topic and subfield make this a unique, landmark publication."Walt Wolfram, North Carolina State University This second edition of The Handbook of Linguistics provides an updated and timely overview of the field of linguistics. The editor's broad definition of the field ensures that the book may be read by those seeking a comprehensive introduction to the subject, but with little or no prior knowledge of the area. Building on the popular first edition, The Handbook of Linguistics, Second Edition features new and revised content reflecting advances within the discipline. New chapters expand the already broad coverage of the Handbook to address and take account of key changes within the field in the intervening years. It explores: psycholinguistics, linguistic anthropology and ethnolinguistics, sociolinguistic theory, language variation and second language pedagogy. With contributions from a global team of leading linguists, this comprehensive and accessible volume is the ideal resource for those engaged in study and work within the dynamic field of linguistics.

Financial Behavior

Financial Behavior PDF Author: H. Kent Baker
Publisher: Oxford University Press
ISBN: 0190270012
Category : Business & Economics
Languages : en
Pages : 681

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Book Description
Financial Behavior: Players, Services, Products, and Markets provides a synthesis of the theoretical and empirical literature on the financial behavior of major stakeholders, financial services, investment products, and financial markets. The book offers a different way of looking at financial and emotional well-being and processing beliefs, emotions, and behaviors related to money. The book provides important insights about cognitive and emotional biases that influence various financial decision-makers, services, products, and markets. With diverse concepts and topics, the book brings together noted scholars and practitioners so readers can gain an in-depth understanding about this topic from experts from around the world. In today's financial setting, the discipline of behavioral finance is an ever-changing area that continues to evolve at a rapid pace. This book takes readers through the core topics and issues as well as the latest trends, cutting-edge research developments, and real-world situations. Additionally, discussion of research on various cognitive and emotional issues is covered throughout the book. Thus, this volume covers a breadth of content from theoretical to practical, while attempting to offer a useful balance of detailed and user-friendly coverage. Those interested in a broad survey will benefit as will those searching for more in-depth presentations of specific areas within this field of study. As the seventh book in the Financial Markets and Investment Series, Financial Behavior: Players, Services, Products, and Markets offers a fresh looks at the fascinating area of financial behavior.