Close Your Wealth Gap

Close Your Wealth Gap PDF Author: Rob Luna
Publisher: John Wiley & Sons
ISBN: 1394195605
Category : Business & Economics
Languages : en
Pages : 298

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Book Description
Simple and accessible strategies to build personal wealth and improve your life In Close Your Wealth Gap: Financial Lessons to Upgrade Your Life, veteran wealth manager Rob Luna delivers a collection of actionable lessons you can implement immediately to ensure you make the most of the money you make and retire comfortably. You’ll learn everything you need to know about generating personal wealth, from how to understand balance sheets and cash flow statements to constructing a personal portfolio that effectively balances risk and potential reward. The author explains the basics of maximizing your income with side hustles and passive income while, at the same time, increasing the impact of every dollar you earn. You’ll also find: Action plans for every stage of your life, including ways to prepare your children for a lifetime of financial independence and security Explanations of the difference between qualified and non-qualified accounts Strategies for avoiding “bad debt” while intelligently incurring—when necessary—good debt Perfect for young professionals, people with new families, and anyone else with a desire to live well and retire rich, Close Your Wealth Gap is an indispensable recipe for financial security that belongs on the bookshelves of people everywhere.

Close Your Wealth Gap

Close Your Wealth Gap PDF Author: Rob Luna
Publisher: John Wiley & Sons
ISBN: 1394195605
Category : Business & Economics
Languages : en
Pages : 298

Get Book Here

Book Description
Simple and accessible strategies to build personal wealth and improve your life In Close Your Wealth Gap: Financial Lessons to Upgrade Your Life, veteran wealth manager Rob Luna delivers a collection of actionable lessons you can implement immediately to ensure you make the most of the money you make and retire comfortably. You’ll learn everything you need to know about generating personal wealth, from how to understand balance sheets and cash flow statements to constructing a personal portfolio that effectively balances risk and potential reward. The author explains the basics of maximizing your income with side hustles and passive income while, at the same time, increasing the impact of every dollar you earn. You’ll also find: Action plans for every stage of your life, including ways to prepare your children for a lifetime of financial independence and security Explanations of the difference between qualified and non-qualified accounts Strategies for avoiding “bad debt” while intelligently incurring—when necessary—good debt Perfect for young professionals, people with new families, and anyone else with a desire to live well and retire rich, Close Your Wealth Gap is an indispensable recipe for financial security that belongs on the bookshelves of people everywhere.

The Color of Wealth

The Color of Wealth PDF Author: Barbara Robles
Publisher: The New Press
ISBN: 1595585621
Category : Business & Economics
Languages : en
Pages : 337

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Book Description
For every dollar owned by the average white family in the United States, the average family of color has less than a dime. Why do people of color have so little wealth? The Color of Wealth lays bare a dirty secret: for centuries, people of color have been barred by laws and by discrimination from participating in government wealth-building programs that benefit white Americans. This accessible book—published in conjunction with one of the country's leading economics education organizations—makes the case that until government policy tackles disparities in wealth, not just income, the United States will never have racial or economic justice. Written by five leading experts on the racial wealth divide who recount the asset-building histories of Native Americans, Latinos, African Americans, Asian Americans, and European Americans, this book is a uniquely comprehensive multicultural history of American wealth. With its focus on public policies—how, for example, many post–World War II GI Bill programs helped whites only—The Color of Wealth is the first book to demonstrate the decisive influence of government on Americans' net worth.

Closing The Racial Wealth Gap

Closing The Racial Wealth Gap PDF Author: Eugene Mitchell
Publisher:
ISBN: 9780578451404
Category :
Languages : en
Pages : 224

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Book Description
From his unique executive-level position at a Fortune 100 Company for almost two decades, Eugene Mitchell observed how other races, religions and ethnic groups use financial tools and strategies in ways that significantly advanced their communities. Many of these concepts were vastly different to those being employed in African-American communities, because of a difference in implementation and access. With that in mind, Eugene initiated and completed one of his highest celebrated corporate accomplishments-the $50 Billion Empowerment Plan for creating Black wealth in America. The initiative amassed $50 Billion of income protection and future income for over 340,000 Black families, using life insurance as the foundational asset. In this book Eugene Mitchell shares the "7 Untold Rules," that everyone can apply, to create financial prosperity and an intergenerational legacy. Join Eugene in this movement toward your financial empowerment and a collective community transformation.

Close Your Wealth Gap

Close Your Wealth Gap PDF Author: Rob Luna
Publisher: John Wiley & Sons
ISBN: 1394195613
Category : Business & Economics
Languages : en
Pages : 298

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Book Description
Simple and accessible strategies to build personal wealth and improve your life In Close Your Wealth Gap: Financial Lessons to Upgrade Your Life, veteran wealth manager Rob Luna delivers a collection of actionable lessons you can implement immediately to ensure you make the most of the money you make and retire comfortably. You’ll learn everything you need to know about generating personal wealth, from how to understand balance sheets and cash flow statements to constructing a personal portfolio that effectively balances risk and potential reward. The author explains the basics of maximizing your income with side hustles and passive income while, at the same time, increasing the impact of every dollar you earn. You’ll also find: Action plans for every stage of your life, including ways to prepare your children for a lifetime of financial independence and security Explanations of the difference between qualified and non-qualified accounts Strategies for avoiding “bad debt” while intelligently incurring—when necessary—good debt Perfect for young professionals, people with new families, and anyone else with a desire to live well and retire rich, Close Your Wealth Gap is an indispensable recipe for financial security that belongs on the bookshelves of people everywhere.

The Color of Money

The Color of Money PDF Author: Mehrsa Baradaran
Publisher: Harvard University Press
ISBN: 0674982304
Category : Business & Economics
Languages : en
Pages : 382

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Book Description
“Read this book. It explains so much about the moment...Beautiful, heartbreaking work.” —Ta-Nehisi Coates “A deep accounting of how America got to a point where a median white family has 13 times more wealth than the median black family.” —The Atlantic “Extraordinary...Baradaran focuses on a part of the American story that’s often ignored: the way African Americans were locked out of the financial engines that create wealth in America.” —Ezra Klein When the Emancipation Proclamation was signed in 1863, the black community owned less than 1 percent of the total wealth in America. More than 150 years later, that number has barely budged. The Color of Money seeks to explain the stubborn persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks. With the civil rights movement in full swing, President Nixon promoted “black capitalism,” a plan to support black banks and minority-owned businesses. But the catch-22 of black banking is that the very institutions needed to help communities escape the deep poverty caused by discrimination and segregation inevitably became victims of that same poverty. In this timely and eye-opening account, Baradaran challenges the long-standing belief that black communities could ever really hope to accumulate wealth in a segregated economy. “Black capitalism has not improved the economic lives of black people, and Baradaran deftly explains the reasons why.” —Los Angeles Review of Books “A must read for anyone interested in closing America’s racial wealth gap.” —Black Perspectives

The Divide

The Divide PDF Author: Matt Taibbi
Publisher: Random House
ISBN: 0679645462
Category : Political Science
Languages : en
Pages : 421

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Book Description
NEW YORK TIMES BESTSELLER • NAMED ONE OF THE BEST BOOKS OF THE YEAR BY THE WASHINGTON POST, NPR, AND KIRKUS REVIEWS A scathing portrait of an urgent new American crisis Over the last two decades, America has been falling deeper and deeper into a statistical mystery: Poverty goes up. Crime goes down. The prison population doubles. Fraud by the rich wipes out 40 percent of the world’s wealth. The rich get massively richer. No one goes to jail. In search of a solution, journalist Matt Taibbi discovered the Divide, the seam in American life where our two most troubling trends—growing wealth inequality and mass incarceration—come together, driven by a dramatic shift in American citizenship: Our basic rights are now determined by our wealth or poverty. The Divide is what allows massively destructive fraud by the hyperwealthy to go unpunished, while turning poverty itself into a crime—but it’s impossible to see until you look at these two alarming trends side by side. In The Divide, Matt Taibbi takes readers on a galvanizing journey through both sides of our new system of justice—the fun-house-mirror worlds of the untouchably wealthy and the criminalized poor. He uncovers the startling looting that preceded the financial collapse; a wild conspiracy of billionaire hedge fund managers to destroy a company through dirty tricks; and the story of a whistleblower who gets in the way of the largest banks in America, only to find herself in the crosshairs. On the other side of the Divide, Taibbi takes us to the front lines of the immigrant dragnet; into the newly punitive welfare system which treats its beneficiaries as thieves; and deep inside the stop-and-frisk world, where standing in front of your own home has become an arrestable offense. As he narrates these incredible stories, he draws out and analyzes their common source: a perverse new standard of justice, based on a radical, disturbing new vision of civil rights. Through astonishing—and enraging—accounts of the high-stakes capers of the wealthy and nightmare stories of regular people caught in the Divide’s punishing logic, Taibbi lays bare one of the greatest challenges we face in contemporary American life: surviving a system that devours the lives of the poor, turns a blind eye to the destructive crimes of the wealthy, and implicates us all. Praise for The Divide “Ambitious . . . deeply reported, highly compelling . . . impossible to put down.”—The New York Times Book Review “These are the stories that will keep you up at night. . . . The Divide is not just a report from the new America; it is advocacy journalism at its finest.”—Los Angeles Times “Taibbi is a relentless investigative reporter. He takes readers inside not only investment banks, hedge funds and the blood sport of short-sellers, but into the lives of the needy, minorities, street drifters and illegal immigrants. . . . The Divide is an important book. Its documentation is powerful and shocking.”—The Washington Post “Captivating . . . The Divide enshrines its author’s position as one of the most important voices in contemporary American journalism.”—The Independent (UK) “Taibbi [is] perhaps the greatest reporter on Wall Street’s crimes in the modern era.”—Salon

Wealth in America

Wealth in America PDF Author: Lisa A. Keister
Publisher: Cambridge University Press
ISBN: 9780521627511
Category : Business & Economics
Languages : en
Pages : 324

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Book Description
Utilizing existing data and new research methods, Keister examines househould wealth distribution from 1962 to 1995.

Black Wealth, White Wealth

Black Wealth, White Wealth PDF Author: Melvin L. Oliver
Publisher: Taylor & Francis
ISBN: 0415951674
Category : Business & Economics
Languages : en
Pages : 356

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Book Description
The authors analyse wealth - total assets and debts rather than income alone - to uncover deep and persistent racial inequality in America, and show how public policies fail to redress this problem.

Closing the Wealth Gap

Closing the Wealth Gap PDF Author: Tyrone French
Publisher: iUniverse
ISBN: 1532029977
Category : Business & Economics
Languages : en
Pages : 71

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Book Description
America’s widening wealth gap has caused people like Warren Buffet to publicly say, “Rich people have too much money!” The United States is quickly becoming a nation with two distinct economic societies—the haves and the have-nots! The new economy also comes with a new set of rules. The number one rule is this: you’re on your own! However, you do have a choice. Take control of your personal finances and become a wealth builder, or keep doing what you’re doing. I hope that you choose the former. Let’s close America’s wealth gap. Either way, I’ll leave it up to you!

Shortchanged

Shortchanged PDF Author: Mariko Lin Chang
Publisher: Oxford University Press
ISBN: 0199710066
Category : Social Science
Languages : en
Pages : 225

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Book Description
Women now receive more college degrees than men, and enter the workforce with better job opportunities than ever before. Indeed, the wage gap between men and women has never been smaller. So why does the typical woman have only 36 cents for every dollar of wealth owned by the typical man? How is it that never-married women working full-time have only 16% as much wealth as similarly situated men? And why do single mothers have only 8% of the wealth of single fathers? The first book to focus on the differences in wealth between women and men, Shortchanged is a compelling and accessible examination of why women struggle to accumulate assets, who has what, and why it matters. Mariko Lin Chang draws on the most comprehensive national data on wealth and on in-depth interviews to show how differences in earnings, in saving and investing, and, most important, the demands of care-giving all contribute to the gender-wealth gap. She argues that the current focus on equal pay and family-friendly workplace policies, although important, will not ultimately change or eliminate wealth inequalities. What Chang calls the "wealth escalator"--comprised of fringe benefits, the tax code, and government benefits--and the "debt anchor" must be the targets of policies aimed at strengthening women's financial resources. Chang proposes a number of practical suggestions to address the unequal burdens and consequences of care-giving, so that women who work just as hard as men will not be left standing in financial quicksand. A comprehensive portrait of where women and men stand with respect to wealth, Shortchanged not only sheds light on why women lack wealth, but also offers solutions for improving the financial situation of women, men, and families.