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Canadian Financial Institutions and Their Adoption of New Technologies

Canadian Financial Institutions and Their Adoption of New Technologies PDF Author: Ernst & Young
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 140

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Book Description
The purpose of this report is to assist in assessing the rate and extent of the adoption of emerging technologies by Canadian financial institutions and the extent to which the regulatory environment facilitates their continued implementation. The analysis of emerging trends is based on examination of the practices and plans of 46 financial institutions in five jurisdictions (United States, France, Germany, United Kingdom, Australia) and a survey of Canadian financial institution executives. The focus is on five key technologies: the Internet, personal computer banking, smart cards, data warehousing, and document imaging. The rate of adoption of these technologies in the above jurisdictions is compared to their rate of adoption in Canadian financial institutions. Legal and regulatory factors that may impede the future adoption of emerging technologies are then discussed, including the requirement that documents be in writing, the use of electronic signatures, the security of electronic transactions, and jurisdictional issues.