Author: Mitch Frazer
Publisher:
ISBN: 9780888046123
Category : Old age pensions
Languages : en
Pages : 214

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Book Description

Author: Bruce Little
Publisher: University of Toronto Press
ISBN: 0802098746
Category : Political Science
Languages : en
Pages : 417

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Book Description
Bruce Little explains the CPP overhaul and shows why it stands as one of Canada's most significant public policy success stories, in part because it demanded an almost unparalleled degree of federal-provincial co-operation.

Author: Axel Börsch-Supan
Publisher: University of Chicago Press
ISBN: 0226836363
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
A global analysis of the effects of social security reforms on the retirement incentives and labor force trends of older workers. Employment among older men and women has increased dramatically in recent years, reversing a downward trend in the closing decades of the twentieth century. Social Security Programs and Retirement around the World examines how changing retirement incentives have reshaped labor force participation trends among older workers. The chapters feature country-specific analyses for Belgium, Canada, Denmark, France, Germany, Italy, Japan, Netherlands, Spain, Sweden, the United Kingdom, and the United States. They find that while there is significant heterogeneity across countries, the reforms of recent decades have generally reduced the implicit tax on work at older ages. These changes correlate positively with labor force participation. The studies exploit the variation in the timing and extent of reforms of retirement incentives and employ microeconometric methods to investigate whether this correlation reflects a causal relationship. Policy changes appear to have contributed to rising labor force activity, but other factors like the role of women in the labor force, improved health, and changes in private pensions likely also play important roles.

Author:
Publisher:
ISBN: 9780433489818
Category : Employee fringe benefits
Languages : en
Pages : 756

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Book Description

Author: Bill Tufts
Publisher: John Wiley & Sons
ISBN: 1118098730
Category : Business & Economics
Languages : en
Pages : 231

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Book Description
The vast majority of Canadians are blissfully unaware that every man, woman and child in Canada now owes a $35,000 share of government debt and must pay this back, with interest! Make no mistake, this debt will change our country and affect every single Canadian in the decades to come. You may think you have planned for your retirement and are safe, but the government must find a way to recover this borrowed money, and they can only do that by raising your taxes and reducing your hard-earned benefits. How did this debt come about, and why can't we simply pay it off? Pension Ponzi lays the blame squarely at the feet of the politicians who refused to stand up to Canada's public sector unions. The fact is Canada's public sector, which accounts for 20% of the workforce, has been grossly overpaid relative to their counterparts in the private sector with cushy pensions paid for with your taxes and new debt. There is no denying that the country does not have the financial resources to ensure that the next generation of Canadians will have the same standard of living as the ones before it-or to support our growing seniors population. Meeting our public sector pension obligations will break the current social safety net that is a pillar of the Canadian way. Can you escape this bleak future? Can you afford to live longer? Nationally-recognized pension expert Bill Tufts and award-winning journalist Lee Fairbanks explore how this catastrophe came about and then suggest ways that government can fix what's broken, and how you as an individual can protect yourself from the financial calamity that is about to engulf Canada.

Author: Olivia S. Mitchell
Publisher: University of Pennsylvania Press
ISBN: 9780812235784
Category : Business & Economics
Languages : en
Pages : 692

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Book Description
From the Pension Research Council of the Wharton School, this book explores the diversity of governmental pension plans and investigates how these financial institutions must change in years to come.

Author: Moshe A. Milevsky
Publisher: John Wiley & Sons
ISBN: 1119025257
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
Guarantee your retirement income with a DIY pension Pensionize Your Nest Egg describes how adding the new approach of "product allocation" to the tried-and-true asset allocation approach can help protect you from the risk of outliving your savings, while maximizing your income in retirement. This book demonstrates that it isn't the investor with the most money who necessarily has the best retirement income plan. Instead, it's the investor who owns the right type of investment and insurance products, and uses product allocation to allocate the right amounts, at the right time, to each product category. This revised second edition is expanded to include investors throughout the English-speaking world and updated to reflect current economic realities. Readers will learn how to distinguish between the various types of retirement income products available today, including life annuities and variable annuities with living income benefits, and how to evaluate the features that are most important to meet their personal retirement goals. Evaluate the impacts of longevity, inflation, and sequence of returns risk on your retirement income portfolio Make sense of the bewildering array of today's retirement income products Measure and maximize your Retirement Sustainability Quotient Learn how your product allocation choices can help maximize current income or financial legacy — and how to select the approach that's right for you Walk through detailed case studies to explore how to pensionize your nest egg using the new product allocation approach Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a step-by-step plan to create a guaranteed retirement income for life.

Author:
Publisher:
ISBN:
Category : Social security
Languages : en
Pages : 28

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Book Description

Author: Douglas Lloy
Publisher: Butterworths
ISBN: 9780433438601
Category : Insurance, Disability
Languages : en
Pages : 351

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Book Description
"For the first time the substantive law of CPP Disability Pensions and Disabled Contributor's Child's Benefits (DCCB) and the related evidentiary, procedural and practice topics have been decoded, CPP Disability Pension Guide explores the CPP adjudicative process from the point of submitting an application right through to the Supreme Court of Canada. This guide's practice-friendly format enables you to find ready answers and cut your preparation time. It's packed with practical, solution-oriented features."

Author: Isla Carmichael
Publisher:
ISBN: 0802036473
Category : Business & Economics
Languages : en
Pages : 226

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Book Description
. In "Pension Power," Isla Carmichael argues that unions could ? and should ? have a new role to play in the economy by gaining control over their members? pension funds.