Do I Need It? Or Do I Want It? PDF Download
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Author: Jennifer S. Larson
Publisher: Lerner Publications TM
ISBN: 1512464848
Category : Juvenile Nonfiction
Languages : en
Pages : 33
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Book Description
Audisee® eBooks with Audio combine professional narration and text highlighting for an engaging read aloud experience! Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Read this book to find out.
Author: Jennifer S. Larson
Publisher: Lerner Publications TM
ISBN: 1512464848
Category : Juvenile Nonfiction
Languages : en
Pages : 33
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Book Description
Audisee® eBooks with Audio combine professional narration and text highlighting for an engaging read aloud experience! Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Read this book to find out.
Author: Angel Radcliffe
Publisher: Createspace Independent Publishing Platform
ISBN: 9781539750581
Category :
Languages : en
Pages : 122
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Book Description
Let's see.... you just got paid and now you're out of cash wondering where your money went. If you are like many Americans, you do not have a budget. Having a budget and understanding where your money goes is a part of your foundation to success. Are you ready to understand how to create a budget? Understand the major components of budgeting? Are you aware of what you are spending your money on and how to reduce or even eliminate certain spending habits? Your favorite financial educator, Angel Radcliffe, brings you practical techniques you can put into action, allowing you to increase your savings while continuing the journey towards financial freedom. Ballin' On A Budget will help you embrace the author's concept "Just Because You Have The Money, Doesn't Mean You Should Spend It." Laced with savings tips, you will learn how to live life enjoying the finer things in a cost effective manner in addition to being budget conscious. Ballin' On A Budget provides worksheets & challenges to empower you financially! Join us as we show you how to change your financial situation in as little as 21 days with our 21 day budget challenge. You will learn how to develop a budget using the 3 budget components & understand the smart money decisions involved in saving & purchasing while on a budget.
Author: Kumiko Love
Publisher: Penguin
ISBN: 0593418859
Category : Business & Economics
Languages : en
Pages : 241
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Book Description
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.
Author: Murray Dropkin
Publisher: John Wiley & Sons
ISBN: 1118047540
Category : Business & Economics
Languages : en
Pages : 242
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Book Description
This best-selling nuts-and-bolts workbook, now in its second edition, has become the gold standard for nonprofit managers and boards who must work through the budget cycle. The book offers practical tools and guidance for completing each step of the budgeting process. Designed to be comprehensive and easy to use, The Budget-Building Book for Nonprofits provides everything budgeters and nonfinancial managers need to prepare, approve, and implement their own budgets. Includes new chapters on Zero-Based and Capital Budgeting as well as an accompanying website with spreadsheets, worksheets and a new budget-building software, the CMS Nonprofit Budget Builder, designed to help you implement the concepts in the book. The software includes an expandable standard chart of accounts (COA) and will aid in building, organizing, tracking and planning budgets.
Author: Crystal Paine
Publisher: Simon and Schuster
ISBN: 1451646224
Category : Business & Economics
Languages : en
Pages : 226
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Book Description
From one of Nielsen’s top 50 power moms comes advice you can take to the bank—literally! Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels. With hundreds of inspiring “why didn’t I think of that?” tips, plus worksheets, Paine breaks down your goals into easy, manageable steps so you can: • Achieve a complete financial makeover • Set up a realistic budget • Never pay retail • Slash your grocery bill • Organize your time and your home • Use coupons wisely • Pay with cash only • Live simply • Become debt free • Choose contentment • Make every dollar count
Author: Greg G. Chen
Publisher: CQ Press
ISBN: 1483370704
Category : Political Science
Languages : en
Pages : 385
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Book Description
The thoroughly updated and expanded Second Edition of Greg G. Chen, Lynne A. Weikart, and Daniel W. Williams’ Budget Tools: Financial Methods in the Public Sector brings together scores of exercises that will take students through the process of public budgeting, from organizing data through analysis and presentation. This thoroughly revised text has been restructured – it now has 30 compact modules to focus on individual skills and enhance flexibility, and is reorganized to cover more straightforward skills early in the book and more complex tools later on. Using budgets from all levels of government as well as from nonprofit organizations, the authors give students the opportunity to work with real budgeting data to cover a range of topics and skills.Budget Tools provides instruction in the techniques and implementation of budgeting skills at a granular level to support a wide range of approaches to teaching the subject.
Author:
Publisher: DIANE Publishing
ISBN: 0788101013
Category : Budget
Languages : en
Pages : 145
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Book Description
A basic reference document for persons interested in the federal budget-making process. Emphasizes budget terms in addition to relevant economic and accounting terms to help the user appreciate the dynamics of the budget process. Also distinguishes between any differences in budgetary and non-budgetary meanings of terms. Over 300 terms defined. Index. Appendices: overview of the federal budget process, budget functional classification, and more.
Author: Judy Lawrence
Publisher: Kaplan Trade
ISBN: 9780793141289
Category : Business & Economics
Languages : en
Pages : 164
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Book Description
Get your spending under control and create a budget that will get you on the road to financial freedom. In an age of information overload, many simply don't have the time, knowledge or organizational skills to create a simple, functional system for managing personal finances. Now in its fourth edition, "The Budget Kit: The Common Cents Money Management Workbook is a best-selling classic that has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. Even if you are using a financial software program, you will find the concepts in "The Budget Kit to be essential to your understanding of budgeting. In the completely revised and updated fourth edition, Lawrence tackles the unique challenges faced in the digital society in which we live. The increased use of debit cards, automatic withdrawals, direct paycheck deposits and online bill payment systems have distanced us from our money like never before. Lawrence guides you through the electronic shift to a cashless society, and keeps you connected to your money. This new and updated edition also comes with budgeting starter software to
Author: United States. Congressional Budget Office
Publisher:
ISBN:
Category : Budget
Languages : en
Pages : 380
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Book Description
Author: Xavier Epps
Publisher:
ISBN: 9781736977309
Category :
Languages : en
Pages :
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Book Description
Budget-It-Yourself (BIY) will provide you a new way to approach everything you thought you knew about the fundamentals of budgeting! Throw away that learned behavior as it relates to managing money because this book will break down why tried and tested methods don't work for everyone! Get ready to take a holistic approach when managing your money and building that wealth nest egg that only a small percentage of Americans get to enjoy as they age. In this book, you'll be guided on how to take your financial situation and decompress it in such a way that allows you to reconnect only the most important elements of your finances which will surely assist in your renewed managerial skillset over money. The three major sections of the book will setup how to approach the management of your finances: 1) Understanding Your Taxes 2) Understanding Debts and Your Credit 3) Creating and Keeping a Budget. Within this book, you will also find real-life, relevant tips, and tricks as well as advice about financial management geared towards helping you understand that learned behavior (i.e., my parents did it this way so that's why I do it this way) isn't always correct. Make today the first day you decide not to be complacent with financial mediocrity! As you already know, the definition of insanity is doing the same thing over and over again and expecting different results and this book is going to give you the knowledge needed to switch it up to get a different outcome and better results.
