Broken Bargain

Broken Bargain PDF Author: Kathleen Day
Publisher: Yale University Press
ISBN: 0300223323
Category : Business & Economics
Languages : en
Pages : 441

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Book Description
A history of major financial crises--and how taxpayers have been left with the bill In the 1930s, battered and humbled by the Great Depression, the U.S. financial sector struck a grand bargain with the federal government. Bankers gained a safety net in exchange for certain curbs on their freedom: transparency rules, record-keeping and antifraud measures, and fiduciary responsibilities. Despite subsequent periodic changes in these regulations, the underlying bargain played a major role in preserving the stability of the financial markets as well as the larger economy. By the free-market era of the 1980s and 90s, however, Wall Street argued that rules embodied in New Deal-era regulations to protect consumers and ultimately taxpayers were no longer needed--and government agreed. This engaging history documents the country's financial crises, focusing on those of the 1920s, the 1980s, and the 2000s, and reveals how the two more recent crises arose from the neglect of this fundamental bargain, and how taxpayers have been left with the bill.

Broken Bargain

Broken Bargain PDF Author: Kathleen Day
Publisher: Yale University Press
ISBN: 0300223323
Category : Business & Economics
Languages : en
Pages : 441

Get Book Here

Book Description
A history of major financial crises--and how taxpayers have been left with the bill In the 1930s, battered and humbled by the Great Depression, the U.S. financial sector struck a grand bargain with the federal government. Bankers gained a safety net in exchange for certain curbs on their freedom: transparency rules, record-keeping and antifraud measures, and fiduciary responsibilities. Despite subsequent periodic changes in these regulations, the underlying bargain played a major role in preserving the stability of the financial markets as well as the larger economy. By the free-market era of the 1980s and 90s, however, Wall Street argued that rules embodied in New Deal-era regulations to protect consumers and ultimately taxpayers were no longer needed--and government agreed. This engaging history documents the country's financial crises, focusing on those of the 1920s, the 1980s, and the 2000s, and reveals how the two more recent crises arose from the neglect of this fundamental bargain, and how taxpayers have been left with the bill.

Breaking the Bargain

Breaking the Bargain PDF Author: Donald Savoie
Publisher: University of Toronto Press
ISBN: 1442659297
Category : Political Science
Languages : en
Pages : 358

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Book Description
Canada's machinery of government is out of joint. In Breaking the Bargain, Donald J. Savoie reveals how the traditional deal struck between politicians and career officials that underpins the workings of our national political and administrative process is today being challenged. He argues that the role of bureaucracy within the Canadian political machine has never been properly defined, that the relationship between elected and permanent government officials is increasingly problematic, and that the public service cannot function if it is expected to be both independent of, and subordinate to, elected officials. While the public service attempts to define its own political sphere, the House of Commons is also in flux: the prime minister and his close advisors wield ever more power, and cabinet no longer occupies the policy ground to which it is entitled. Ministers, who have traditionally been able to develop their own roles, have increasingly lost their autonomy. Federal departmental structures are crumbling, giving way to a new model that eschews boundaries in favour of sharing policy and program space with outsiders. The implications of this functional shift are profound, having a deep impact on how public policies are struck, how government operates, and, ultimately, the capacity for accountability.

Punishment Without Trial

Punishment Without Trial PDF Author: Carissa Byrne Hessick
Publisher: Abrams
ISBN: 164700103X
Category : Law
Languages : en
Pages : 248

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Book Description
From a prominent criminal law professor, a provocative and timely exploration of how plea bargaining prevents true criminal justice reform and how we can fix it—now in paperback When Americans think of the criminal justice system, the image that comes to mind is a trial-a standard court­room scene with a defendant, attorneys, a judge, and most important, a jury. It's a fair assumption. The right to a trial by jury is enshrined in both the body of the Constitution and the Bill of Rights. It's supposed to be the foundation that undergirds our entire justice system. But in Punishment Without Trial: Why Plea Bargaining Is a Bad Deal, University of North Carolina law professor Carissa Byrne Hessick shows that the popular conception of a jury trial couldn't be further from reality. That bed­rock constitutional right has all but disappeared thanks to the unstoppable march of plea bargaining, which began to take hold during Prohibition and has skyrocketed since 1971, when it was affirmed as constitutional by the Supreme Court. Nearly every aspect of our criminal justice system encourages defendants-whether they're innocent or guilty-to take a plea deal. Punishment Without Trial showcases how plea bargaining has undermined justice at every turn and across socioeconomic and racial divides. It forces the hand of lawyers, judges, and defendants, turning our legal system into a ruthlessly efficient mass incarceration machine that is dogging our jails and pun­ishing citizens because it's the path of least resistance. Professor Hessick makes the case against plea bargaining as she illustrates how it has damaged our justice system while presenting an innovative set of reforms for how we can fix it. An impassioned, urgent argument about the future of criminal justice reform, Punishment Without Trial will change the way you view the criminal justice system.

The Valve World

The Valve World PDF Author:
Publisher:
ISBN:
Category : Valves
Languages : en
Pages : 750

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Book Description


Deckade

Deckade PDF Author: Michael J. Flores
Publisher: To Be Continued LLC
ISBN: 0977839508
Category : Computers
Languages : en
Pages : 692

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Book Description


The Valve World

The Valve World PDF Author: Justin Wallace McEachren
Publisher:
ISBN:
Category : Valves
Languages : en
Pages : 732

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Book Description


Broken People

Broken People PDF Author: Sam Lansky
Publisher: Harlequin
ISBN: 1488055769
Category : Fiction
Languages : en
Pages : 269

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Book Description
ONE OF THE MOST ANTICIPATED BOOKS OF THE YEAR Vogue, O, The Oprah Magazine, Parade, Library Journal, Harper’s Bazaar and more “Profound and affecting.”—Chloe Benjamin “Broken People leads us through the winds of time and memory to offer a riveting portrait of transformation. I am better for having read it.”—Jamie Lee Curtis A groundbreaking, incandescent debut novel about coming to grips with the past and ourselves, for fans of Sally Rooney, Hanya Yanagihara and Garth Greenwell “He fixes everything that’s wrong with you in three days.” This is what hooks Sam when he first overhears it at a fancy dinner party in the Hollywood hills: the story of a globe-trotting shaman who claims to perform “open-soul surgery” on emotionally damaged people. For neurotic, depressed Sam, new to Los Angeles after his life in New York imploded, the possibility of total transformation is utterly tantalizing. He’s desperate for something to believe in, and the shaman—who promises ancient rituals, plant medicine and encounters with the divine—seems convincing, enough for Sam to sign up for a weekend under his care. But are the great spirits the shaman says he’s summoning real at all? Or are the ghosts in Sam’s memory more powerful than any magic? At turns tender and acid, funny and wise, Broken People is a journey into the nature of truth and fiction—a story of discovering hope amid cynicism, intimacy within chaos and peace in our own skin.

The Midnight Bargain

The Midnight Bargain PDF Author: C. L. Polk
Publisher: Hachette UK
ISBN: 0356516288
Category : Fiction
Languages : en
Pages : 337

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Book Description
***Nominated for the Nebula Award*** Magic meets Bridgerton in the Regency fantasy everyone is talking about... Beatrice Clayborn is a sorceress who practices magic in secret, terrified of the day she will be locked into a marital collar to cut off her powers. She dreams of becoming a full-fledged mage, but her family are in severe debt, and only her marriage can save them. Beatrice finds a grimoire with the key to becoming a mage, but a rival sorceress swindles the book right out of her hands. Beatrice summons a spirit to help, but her new ally exacts a price: Beatrice's first kiss . . . with the sorceress's brother: the handsome, compassionate, and fabulously wealthy Ianthe Lavan. From the World Fantasy Award-winning author of Witchmark comes a sweeping, romantic new fantasy set in a world reminiscent of Regency England, where women's magic is taken from them when they marry. A sorceress must balance her desire to become the first great female magician against her duty to her family.

Bargain Fever

Bargain Fever PDF Author: Mark Ellwood
Publisher: Penguin
ISBN: 1591847052
Category : Business & Economics
Languages : en
Pages : 306

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Book Description
Almost half of everything sold in America is listed at some kind of promotional price. People don't only want a deep discount, they expect it - and won't settle for anything less. In this playful, deeply researched book, journalist Mark Ellwood takes a trip into this new landscape. From the floor of upscale department store Sergdorf Goodman to the bustling aisles of a Turkish bazaar, from the outlet Disneyworld of rural Pennsylvania to a town in Florida that can claim to be couponing's spiritual capital, Ellwood shows how some people are, quite literally, born to be bargain junkies thanks to a quirk of their DNA. He also uncovers the dark side of discounting: the sales-driven sleights of hand that sellers employ to hoodwink unsuspecting buyers. Bargain Feveris a manual for thriving in this new era, when deal hunting has gone from being a sign of indigence to one of intelligence. There's never been a better time to be a buyer - at least if you know how the game works. 'This book is a bargain hunter's bible.' Michael Tonello, author of Bringing Home the Birkin'Bargain Fever is just as fierce, funny, tenacious, and tantalizing as its author. I love this book.' Kelly Cutrone, founder, People's Revolution, and author of Normal Gets You Nowhere'A book after my own heart. Bargain Fever lifts the veils off the sales, ensuring even more that you'll never pay retail again.' Carmen Wong Ulrich, financial contributor, CBS This Morning, and author of Generation Debt'Highly informative and entertaining.' Booklist

The Passion Bargain

The Passion Bargain PDF Author: Michelle Reid
Publisher: Harlequin
ISBN: 1426872526
Category : Fiction
Languages : en
Pages : 188

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Book Description
Carlo Carlucci won't take no for an answer.The passionate Italian pursues tour guideFrancesca Bernard, who stirs him with her beautyand innocence more than any other woman.But Francesca is also an heiress, and alreadyengaged to a man whom Carlo believes is agold digger. There's only one way he canprotect Francesca—and satisfy his desire—andthat's to claim her for himself, as his wife!