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Author: Shahidur R. Khandker
Publisher: World Bank Publications
ISBN: 1464808953
Category : Business & Economics
Languages : en
Pages : 336
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Book Description
The recent past has witnessed phenomenal growth in MFIs around the world. Today as many as 200 million people are beneficiaries of microfinance. Given its worldwide attention, microfinance has received serious criticism, including the argument that it is a fad with less-than-expected benefits for the poor. Surely, microfinance is not without any pitfalls. Yet the premise of improving access to financial services for consumption smoothing by the poor has never been a subject of controversy. What has been controversial is whether microfinance can alleviate poverty. That the poor lack an effective and affordable alternative financing mechanism to support income generation does not necessarily mean microfinance is a panacea since it involves entrepreneurial skills, which many poor lack. It is little wonder that studies evaluating the benefits of microfinance have produced conflicting results. Of course, study findings are contextual: They are positive in conducive environments and less so in unfavorable ones. Microfinance must be distinguished from anti-poverty schemes (e.g., conditional cash transfers) because benefits from microfinance-supported activities, which involve participants’ entrepreneurial skills and ability, take time to realize. This book using household long panel survey of 1991/92-2010/11 from Bangladesh addresses some of criticisms—including whether pushing microfinance has made it redundant as a tool for poverty reduction—while investigating whether it still matters for the poor after two decades of extensive growth. The book’s findings confirm the positive effects of continued borrowing from a microfinance program. Despite a manifold increase in microfinance borrowing, loan recovery has not declined and long-term borrowers are not trapped in poverty or debt. Interest rates charged by MFIs are not too high for realizing returns on investment, although the MFIs have scope for lowering them. The book is expected to contribute to the ongoing debate on the cost-effectiveness of microfinance as a tool for inclusive growth and development. It is expected to fill knowledge gaps in understanding the various virtues of microfinance against its portrayal as having drifted from its original poverty-reduction mission.
Author: Shahidur R. Khandker
Publisher: World Bank Publications
ISBN: 1464808953
Category : Business & Economics
Languages : en
Pages : 336
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Book Description
The recent past has witnessed phenomenal growth in MFIs around the world. Today as many as 200 million people are beneficiaries of microfinance. Given its worldwide attention, microfinance has received serious criticism, including the argument that it is a fad with less-than-expected benefits for the poor. Surely, microfinance is not without any pitfalls. Yet the premise of improving access to financial services for consumption smoothing by the poor has never been a subject of controversy. What has been controversial is whether microfinance can alleviate poverty. That the poor lack an effective and affordable alternative financing mechanism to support income generation does not necessarily mean microfinance is a panacea since it involves entrepreneurial skills, which many poor lack. It is little wonder that studies evaluating the benefits of microfinance have produced conflicting results. Of course, study findings are contextual: They are positive in conducive environments and less so in unfavorable ones. Microfinance must be distinguished from anti-poverty schemes (e.g., conditional cash transfers) because benefits from microfinance-supported activities, which involve participants’ entrepreneurial skills and ability, take time to realize. This book using household long panel survey of 1991/92-2010/11 from Bangladesh addresses some of criticisms—including whether pushing microfinance has made it redundant as a tool for poverty reduction—while investigating whether it still matters for the poor after two decades of extensive growth. The book’s findings confirm the positive effects of continued borrowing from a microfinance program. Despite a manifold increase in microfinance borrowing, loan recovery has not declined and long-term borrowers are not trapped in poverty or debt. Interest rates charged by MFIs are not too high for realizing returns on investment, although the MFIs have scope for lowering them. The book is expected to contribute to the ongoing debate on the cost-effectiveness of microfinance as a tool for inclusive growth and development. It is expected to fill knowledge gaps in understanding the various virtues of microfinance against its portrayal as having drifted from its original poverty-reduction mission.
Author: Terry Dalrymple
Publisher: William Carey Publishing
ISBN: 1645083209
Category : Religion
Languages : en
Pages : 266
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Book Description
Answering the Cry of the Poor in a Million Villages The church is facing a strategic opportunity—85 percent of people living in extreme poverty around the world reside in villages. These villages are also home to the majority of the world’s least reached people. The church has historically played an active role in wholistic ministry and alleviating global poverty with a goal of encouraging sustainable community development. However, while these outreaches may succeed in “helping without hurting,” they still often focus on limited-scope projects that provide good solutions to a single community. In Beyond Poverty, Terry Dalrymple calls us to move beyond sustainable projects in a single village to transformational movements that multiply change from village to village and sweep the countryside. Through multiple case studies based on the actual experiences of more than 900 organizations in 135 different countries, this book tells the story of a large and growing network of ministries around the world using the strategy of Community Health Evangelism to change the life of the poor forever. The principles in this book are not just a theory, but proven strategy. The church is uniquely positioned to accelerate poverty alleviation worldwide. This book will help you understand the fundamentals of catalyzing transformational movements that make disciples among the poor while lifting whole communities out of cycles of poverty and disease. This is our moment! This is your opportunity to advance a global movement and answer the cry of the poor in a million villages.
Author: Dean Jolliffe
Publisher: World Bank Publications
ISBN: 1464803617
Category : Business & Economics
Languages : en
Pages : 299
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Book Description
"This Policy Research Report was prepared by the Development Economics Research Group of the World Bank by a team led by Dean Jolliffe and Peter Lanjouw"--Page xiii.
Author: Constantine Michalopoulos
Publisher: Oxford University Press
ISBN: 0192590499
Category : Business & Economics
Languages : en
Pages : 298
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Book Description
Ending poverty continues to be a major challenge for the global community. It is even more urgent and relevant today when the world is facing the covid-19 pandemic as it was two decades ago, when four women rose to prominent positions as ministers in charge of international development in their governments.Ending Global Poverty: Four Women's Noble Conspiracytells the story of Eveline Herfkens from the Netherlands, Hilde F. Johnson from Norway, Clare Short from the United Kingdom, and Heidemarie Wieczorek-Zeul from Germany who joined forces to challenge the establishment policies of international institutions. Named for the Norwegian Abbey where the formalized their collaboration in 1999, the so-called Utstein Four embarked on a 'conspiracy of implementation', using foreign aid as a tool to end global poverty, rather than pursue narrow political or commercial interests. They helped achieve primary education for women, used developing countries' debt relief to lift individuals out of poverty, and put development partners in charge of setting priorities and implementing programs of assistance. Their story of female empowerment and the importance of working together is a crucial lesson, andEnding Global Povertyfocuses on the implications of this for today's development challenges, including the struggle to achieve the 2030 Sustainable Development Goals which is becoming more difficult every day. The Utstein Four's collaboration lasted for only about half a dozen years but their influence continues to be felt. Much has been achieved but some lessons have been forgotten and large new challenges remain.Ending Global Poverty: Four Women'sNobel Conspiracyconsiders the lasting legacy of the Utstein group and the lessons that their experience of commitment, collaboration and leadership offers to a new generation of leaders as they work to eradicate global poverty and achieve sustainable development.
Author: Laina Greene
Publisher: Partridge Publishing Singapore
ISBN: 154374088X
Category : Social Science
Languages : en
Pages : 184
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Book Description
The world has changed rapidly over the past decades. These changes havemade eradicating global poverty more challenging than ever.In a comprehensive guidebook,Laina Raveendran Greene, Audrey Tan and Lizzy Hawkinsthreepassionate female social entrepreneursshare their thoughtsonthefeminisation of poverty where women end upasvictimsand show that when enabled, womencan take on the powerful role of changeagents. They challenge us tomove beyond the unconscious bias of seeing women as capable of receiving only microfinanceloansto viewingwomenascapable of receiving larger funding,and presentdatathatshowswomen are good investments. The authors lead us on a journey of hope where they encourage us to solve problems empathetically; embrace grassroots human-centric solutions; initiatesystemicchange; support a world of purpose-driven businesses, and help build a newparadigmof capitalism where people and purpose are more important than a sole focus on profit.Incorporated in the bookis a careful examination of the old models of charity and donations juxtaposed against the promise that purpose-driven social enterprises hold in eradicating poverty. Sustainable Impact: How Women Are Key to Ending Povertyoffers eye-opening insight and practical advicethatseeks tomotivate everyone to help make a better world and do our part to eliminate global poverty.
Author: Laura Smith
Publisher: Teachers College Press
ISBN: 0807771813
Category : Education
Languages : en
Pages : 193
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Book Description
Laura Smith argues that if there is any segment of society that should be concerned with the impact of classism and poverty, it is those within the “helping professions”—people who have built their careers around understanding and facilitating human emotional well-being. In this groundbreaking book, Smith charts the ebbs and flows of psychology’s consideration of poor clients, and then points to promising new approaches to serving poor communities that go beyond remediation, sympathy, and charity. Including the author’s own experiences as a psychologist in a poor community, this inspiring book: Shows practitioners and educators how to implement considerations of social class and poverty within mental health theory and practice.Addresses poverty from a true social class perspective, beginning with questions of power and oppression in health settings.Presents a view of poverty that emerges from the words of the poor through their participation in interviews and qualitative research.Offers a message of hope that poor clients and psychologists can reinvent their relationship through working together in ways that are liberating for all parties. Laura Smith is an assistant professor in the department of Counseling and Clinical Psychology at Teachers College, Columbia University. “Gripping, heartbreaking, and ultimately hopeful, [this]is an impassioned charge to mental health professionals to advocate in truly helpful ways for America’s poor and working-class citizens . . . beautifully written and structured in a way that provides solid information with digestible doses of in-your-face depictions of poverty . . . Smith’s appeal to the healing profession is a gift. She envisions a class-inclusive society that shares common resources, opportunities, institutions, and hope. Smith’s book is a beautiful, chilling treatise calling for social change, mapping the road that will ultimately lead to that change. . . . This inspired book . . . is not meant to be purchased, perused, and placed on a shelf. It is meant to be lived. Are you in?” —PsycCRITIQUES magazine “Smith does not invite you to examine the life of the poor; she forces you to do it. And after you do it, you cannot help but question your practice. Whether you are a psychologist, a social worker, a counselor, a nurse, a psychiatrist, a teacher, or a community organizer, you will gain insights about the lives of the people you work with.” —From the Foreword by Isaac Prilleltensky, Dean, School of Education, University of Miami, Florida “This groundbreaking book challenges practitioners and educators to rethink dominant understandings of social class and poverty, and it offers concrete strategies for addressing class-based inequities. Psychology, Poverty, and the End of Social Exclusion should be required reading for anyone interested in economic and social justice.” —Heather Bullock, University of California, Santa Cruz
Author: World Bank
Publisher: World Bank Publications
ISBN: 1464803625
Category : Business & Economics
Languages : en
Pages : 299
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Book Description
In 2013, the World Bank Group adopted two new goals to guide its work: ending extreme poverty and boosting shared prosperity. More specifically, the goals are to reduce extreme poverty in the world to less than 3 percent by 2030, and to foster income growth of the bottom 40 percent of the population in each country. While poverty reduction has been a mainstay of the World Bank s mission for decades, the Bank has now set a specific goal and timetable, and for the first time, the Bank has explicitly included a goal linked to ensuring that growth is shared by all. The discussion until now has centered primarily on articulating the new goals. This report, the latest in World Bank s Policy Research Report series, goes beyond that and lays out their conceptual underpinnings, discusses their relative strengths and weaknesses by contrasting them with alternative indicators, and proposes empirical approaches and requirements to track progress towards the goals. The report makes clear that the challenges posed by the World Bank Group s new stance extend not just to the pursuit of these goals but, indeed, to their very definition and empirical content. The report also argues that an improved data infrastructure, consisting of many elements including the collection of more and better survey data, is critical to ensure that progress towards these goals can be measured, and policies to help achieve them can be identified and prioritized.
Author: Jeffrey D. Sachs
Publisher: Penguin
ISBN: 0143036580
Category : Business & Economics
Languages : en
Pages : 465
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Book Description
"Book and man are brilliant, passionate, optimistic and impatient . . . Outstanding." —The Economist The landmark exploration of economic prosperity and how the world can escape from extreme poverty for the world's poorest citizens, from one of the world's most renowned economists Hailed by Time as one of the world's hundred most influential people, Jeffrey D. Sachs is renowned for his work around the globe advising economies in crisis. Now a classic of its genre, The End of Poverty distills more than thirty years of experience to offer a uniquely informed vision of the steps that can transform impoverished countries into prosperous ones. Marrying vivid storytelling with rigorous analysis, Sachs lays out a clear conceptual map of the world economy. Explaining his own work in Bolivia, Russia, India, China, and Africa, he offers an integrated set of solutions to the interwoven economic, political, environmental, and social problems that challenge the world's poorest countries. Ten years after its initial publication, The End of Poverty remains an indispensible and influential work. In this 10th anniversary edition, Sachs presents an extensive new foreword assessing the progress of the past decade, the work that remains to be done, and how each of us can help. He also looks ahead across the next fifteen years to 2030, the United Nations' target date for ending extreme poverty, offering new insights and recommendations.
Author: T. Shiraishi
Publisher: Springer
ISBN: 0230236928
Category : Business & Economics
Languages : en
Pages : 208
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Book Description
This book highlights strategies for poverty reduction in developing countries, with emphasis on the power of the market mechanism and vigor of the private sector, focusing ODA on a few longer term challenges and leveraging advances in technology to the fullest, and underlining the importance of human rights and security.
Author: B. Goudzwaard
Publisher: University of Toronto Press
ISBN: 9780802076373
Category : Business & Economics
Languages : en
Pages : 194
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Book Description
Beyond Poverty and Affluence argues that, like a virus which has developed an immunity to the cure, the problems of poverty, environmental degeneration, and unemployment today successfully resist the remedy of growth in industrial production. Bob Goudzwaard and Harry de Lange demonstrate that over the last several decades the solutions used by industrialized nations either have not helped or have dramatically exacerbated these problems. Instead, these predicaments have become structural features of today's economic practice. The authors formulate an alternative, which they call the economics of care, and propose a twelve-step program for economic recovery in Canada. Goudzwaard and de Lange contend that poverty, environmental damage, and unemployment have a common origin: they emerge from structural flaws in classical and contemporary neoclassical economic thought, including that of Adam Smith and Karl Marx. Drawing on thinkers as diverse as RenT Girard and Hannah Arendt, on numerous Canadian sources, and on their own Christian tradition, the authors propose a `pre-care' economy, which places care needs first on its list of priorities and only then addresses the scope of production, rather than a 'post-care' economy, which pursues maximum consumption and production above all else. They also describe in detail structural changes the Canadian economy will need to undergo to become an economy of pre-care. Included in their discussion is an assessment of the progress of `sustainable development' in Canada, including the work of the federal and provincial roundtables on environment and economy, and a proposed framework for setting Canadian government finances on a durable foundation. The twelve economic proposals the authors put forward deal with such issues as international currency creation, the environment, the foundation of labour/management relations, the funding of social programs, wage and salary development, the scope of production and technological development, the structure of economic decision-making, the direction of government funding, and the dropping of trade barriers in North America and Europe.
