Banking Strategy, Credit Appraisal, and Lending Decisions PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Banking Strategy, Credit Appraisal, and Lending Decisions PDF full book. Access full book title Banking Strategy, Credit Appraisal, and Lending Decisions by Hrishikesh Bhattacharya. Download full books in PDF and EPUB format.
Author: Hrishikesh Bhattacharya
Publisher: Oxford University Press
ISBN: 019908856X
Category : Business & Economics
Languages : en
Pages : 711
Get Book Here
Book Description
This book provides a thorough analysis of capital strategies, asset–liabilities management, and lending strategies within the overall framework of a lending organization. It presents methadologies for risk analysis, credit appraisal, and lending decisions with specific examples. Taking into account recent global developments, this revised edition includes three new chapters which discuss the impact of capital regulation on the risk attiude and profitability of banks, strategies to protect banks from a liquidity crisis, and the need for a portfolio approach in developing models for credit exposure and loan management within a risk–return framework. Using real life examples and case studies, this book imparts students and prefessionals wih required skills to manage finance and credit in banking and related fields in the financial sector. It is essential reading for researchers, aspiring and practising chartered accountants, bankers, financial analysts, and credit managers.
Author: Hrishikesh Bhattacharya
Publisher: Oxford University Press
ISBN: 019908856X
Category : Business & Economics
Languages : en
Pages : 711
Get Book Here
Book Description
This book provides a thorough analysis of capital strategies, asset–liabilities management, and lending strategies within the overall framework of a lending organization. It presents methadologies for risk analysis, credit appraisal, and lending decisions with specific examples. Taking into account recent global developments, this revised edition includes three new chapters which discuss the impact of capital regulation on the risk attiude and profitability of banks, strategies to protect banks from a liquidity crisis, and the need for a portfolio approach in developing models for credit exposure and loan management within a risk–return framework. Using real life examples and case studies, this book imparts students and prefessionals wih required skills to manage finance and credit in banking and related fields in the financial sector. It is essential reading for researchers, aspiring and practising chartered accountants, bankers, financial analysts, and credit managers.
Author: Hrishikes Bhattacharyya
Publisher: Oxford University Press, USA
ISBN: 9780195642872
Category : Business & Economics
Languages : en
Pages : 725
Get Book Here
Book Description
The liberalization of the financial sector demands a new technology to cope with the rising pressures on the profitability of banks and financial sector institutions. Analyzing lending strategies, credit appraisal, risk analysis and lending decisions, while keeping in mind the broad framework of corporate banking strategy, this book emphasizes that lending is no longer an activity restricted to the assets side of the balance sheet. It must emanate from and fit snugly into the overall corporate objective of a lending organization and, in the process, it must integrate the expanding range of activities into the mainstream lending business. An invaluable tool for practicing managers and students of business and financial management, this book demands no prior specialized knowledge of the subject, taking readers from the rudiments of credit appraisal to advanced levels of decision-making. Numerous examples from the world of business have been provided to facilitate a better understanding of the vast and significant changes in the financial market.
Author: Suresh Padmalatha
Publisher: Pearson Education India
ISBN: 9788131730942
Category :
Languages : en
Pages : 624
Get Book Here
Book Description
The dynamic banking and financial services environment in the country calls for prudent decision making under pressure. Management of Banking and Financial Services provides students and practitioners with a thorough understanding of managerial issues in the banking and financial services industry, enabling them to evaluate the overall organisational impact of their decisions. The first section of the book focuses on the basic concepts of banking and financial services, and the other sections explain how these concepts are applied in the global banking environment as well as in India. In addition to presenting the big picture of the banking and financial services industry, the book also provides useful tips on the trade-off between risk and return.
Author: Morton Glantz
Publisher: Academic Press
ISBN: 9780122857850
Category : Business & Economics
Languages : en
Pages : 692
Get Book Here
Book Description
Featuring new credit engineering tools, "Managing Bank Risk" combines innovative analytic methods with traditional credit management processes. Professor Glantz provides print and electronic risk-measuring tools that ensure credits are made in accordance with bank policy and regulatory requirements, giving bankers with the data necessary for judging asset quality and value.
Author: BHATTACHARYA, HRISHIKES
Publisher: PHI Learning Pvt. Ltd.
ISBN: 9390544343
Category : Business & Economics
Languages : en
Pages : 597
Get Book Here
Book Description
Working capital is commonly understood as the fund needed to meet the day-to-day expenses of an enterprise. A finance manager finds that the funds for meeting these expenses get blocked in current assets. He, therefore, looks for liquidity support in net working capital (NWC), which is equivalent to the excess of current assets over current liabilities. A banker also looks at the size of NWC as the long-term stake of the business in funding the current assets. But for a production manager, liquidity is synonymous to uninterrupted supply of material inputs to the production lines. Similarly, for a marketing manager, if there is no production, his marketing outlets dry up despite demand in the market. While the finance manager discourages overstocking of inventory, the production manager and the marketing manager dread of being out of stock. In this conflict the goal of the organisation often takes a back seat. This book aims at resolving these conflicts by adopting a techno-financial approach to working capital management. In the previous edition a full chapter on Service Business: Risk Analysis and Working Capital Assessment was introduced to understand the nature of service business and the risks associated with it followed by developing a model for assessment of working capital requirement. Whereas, in the Fourth Edition, a new chapter on Technological Progress, Innovations and Startups—A New Financing Methodology has been introduced to fill a long-felt gap in financing of emerging industries. Besides, the book is revised and updated extensively by incorporating the current researches in the field; particular mention can be made of Cash pooling system, Bullwhip effect and newer approaches to inventory recording system. Throughout the book, every concept is presented with worked-out examples and case studies for easy comprehension of the subject. The book is primarily addressed to postgraduate students majoring in Finance and to those pursuing professional courses in Accounts (CA) and Cost Accounting (ICWA). The book will also be very useful for practising finance executives, risk managers and also purchase/materials managers. TARGET AUDIENCE o MBA (Finance) o CA and ICWA Aspirants
Author: Rognstad, Ole-Andreas
Publisher: Edward Elgar Publishing
ISBN: 1789901359
Category : Law
Languages : en
Pages : 256
Get Book Here
Book Description
Discussing how intellectual property (IP) rights play a role in tackling the challenge of securing sustainable development, renowned scholars consider how the core objective of IP rights to promote innovation and development of new knowledge aligns with the UN Sustainable Development Goals (SDGs). This timely and thought-provoking book provides an in-depth analysis of the multi-faceted interface between this core objective and the SDGs and argues for sustainable markets as an overreaching and contextual approach to the role of IP rights in tackling the challenges of the UN SDGs.
Author: Janice Denoncourt
Publisher: Routledge
ISBN: 1317287614
Category : Law
Languages : en
Pages : 305
Get Book Here
Book Description
IP law has evolved from being a little pool to a big ocean. Corporate governance needs to respond to society’s rising expectations of directors and boards as the impact of the global intellectual property ecosystem is felt. How can a responsible corporate culture of IP transparency be stimulated to create a rosy future to connect corporate communication with the desires of shareholders, investors and other stakeholders? The astonishing lack of material quantitative and qualitative information companies report about their IP assets makes it difficult for shareholders and other stakeholders to assess directors’ stewardship of those assets – a pressing corporate governance issue in the 21st century. This book advances IP reporting in alignment with the key corporate governance principles of transparency and disclosure. It analyses the juncture between the IP ecosystem; corporate finance and accounting for intangibles; and corporate governance. Patents, mini-case studies and an original business triage style model for assessing IP disclosures are used to illustrate the gaps corporate governance theory needs to address. Focussing on the common law tradition of corporate governance in England and Wales, intangibles and IP reporting developments in other jurisdictions are also explored.
Author: Toshiyuki Kono
Publisher: Springer
ISBN: 9811054150
Category : Law
Languages : en
Pages : 165
Get Book Here
Book Description
Economic development increasingly depends to a large extent on innovation. Innovation is generally covered by intellectual property (IP) rights and usually requires extensive funding. This book focuses on IP and debt financing as a tool to meet this demand. This book clarifies the situation of the use of IP as collateral in practice through a survey conducted in Japan on IP and debt financing. Various obstacles in the proper use IP and debt financing are identified, and some projects to facilitate its use are illustrated. IP and debt on a global scale, either by attracting foreign lenders or by collateralizing foreign IP rights, needs appropriate private international laws. This book analyzes such regulations in which the United Nations Commission on International Trade Law (UNCITRAL) has worked, paying due attention to the law of finance and insolvency law, as well as IP laws. However, further analysis is needed to identify under what conditions such solutions would show optimal effects. This book offers comprehensive analysis from an economic point of view.
Author: Satyendra Kumar Sharma
Publisher: Taylor & Francis
ISBN: 1000935159
Category : Business & Economics
Languages : en
Pages : 725
Get Book Here
Book Description
This book is a collection of selected high-quality research papers presented at the 4th International Conference on Evidence-Based Management (ICEBM) 2023, held at Birla Institute of Technology & Science, Pilani, Rajasthan, India, during February 24–25, 2023. It has 76 chapters written by various scholars focusing on evidence-based management practices in different functional areas of management with the application of theory and empirical techniques. This book will be helpful to practitioners, academics, scholars, and policymakers.
Author: Eugene Choo
Publisher: Emerald Group Publishing
ISBN: 1783500530
Category : Business & Economics
Languages : en
Pages : 447
Get Book Here
Book Description
This volume focuses on recent developments in the use of structural econometric models in empirical economics. The first part looks at recent developments in the estimation of dynamic discrete choice models. The second part looks at recent advances in the area empirical matching models.
