Wealth After Work PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Wealth After Work PDF full book. Access full book title Wealth After Work by William G. Gale. Download full books in PDF and EPUB format.
Author: William G. Gale
Publisher: Brookings Institution Press
ISBN: 0815739354
Category : Business & Economics
Languages : en
Pages : 406
Get Book Here
Book Description
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.
Author: William G. Gale
Publisher: Brookings Institution Press
ISBN: 0815739354
Category : Business & Economics
Languages : en
Pages : 406
Get Book Here
Book Description
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.
Author: Alan S. Blinder
Publisher: Penguin
ISBN: 1101605871
Category : Business & Economics
Languages : en
Pages : 587
Get Book Here
Book Description
The New York Times bestseller "Blinder's book deserves its likely place near the top of reading lists about the crisis. It is the best comprehensive history of the episode... A riveting tale." - Financial Times One of our wisest and most clear-eyed economic thinkers offers a masterful narrative of the crisis and its lessons. Many fine books on the financial crisis were first drafts of history—books written to fill the need for immediate understanding. Alan S. Blinder, esteemed Princeton professor, Wall Street Journal columnist, and former vice chairman of the Federal Reserve Board, held off, taking the time to understand the crisis and to think his way through to a truly comprehensive and coherent narrative of how the worst economic crisis in postwar American history happened, what the government did to fight it, and what we can do from here—mired as we still are in its wreckage. With bracing clarity, Blinder shows us how the U.S. financial system, which had grown far too complex for its own good—and too unregulated for the public good—experienced a perfect storm beginning in 2007. Things started unraveling when the much-chronicled housing bubble burst, but the ensuing implosion of what Blinder calls the “bond bubble” was larger and more devastating. Some people think of the financial industry as a sideshow with little relevance to the real economy—where the jobs, factories, and shops are. But finance is more like the circulatory system of the economic body: if the blood stops flowing, the body goes into cardiac arrest. When America’s financial structure crumbled, the damage proved to be not only deep, but wide. It took the crisis for the world to discover, to its horror, just how truly interconnected—and fragile—the global financial system is. Some observers argue that large global forces were the major culprits of the crisis. Blinder disagrees, arguing that the problem started in the U.S. and was pushed abroad, as complex, opaque, and overrated investment products were exported to a hungry world, which was nearly poisoned by them. The second part of the story explains how American and international government intervention kept us from a total meltdown. Many of the U.S. government’s actions, particularly the Fed’s, were previously unimaginable. And to an amazing—and certainly misunderstood—extent, they worked. The worst did not happen. Blinder offers clear-eyed answers to the questions still before us, even if some of the choices ahead are as divisive as they are unavoidable. After the Music Stopped is an essential history that we cannot afford to forget, because one thing history teaches is that it will happen again.
Author: Joel Malick
Publisher: Rose Publishing
ISBN: 1496478118
Category : Affirmations
Languages : en
Pages : 208
Get Book Here
Book Description
Retirement. Downsizing. Selling your business. Children leaving the nest. Layoffs. A major health event. Losing a loved one. Important life transitions remind us of what once "was," leaving large gaps of free time and less to look forward to in the future. Afterwork acknowledges these tectonic shifts and offers revealing insights, powerful disciplines, and practical applications to help you step forward into a new and remarkably fulfilling season--regardless of how you've defined "work." Afterwork is a healthy and hopeful approach to retirement, and it may be different than the conventional wisdom you've been sold. It's an honest discussion about the retirement lie we've bought into: A self-focused, uber-comfortable, and vacation-minded retirement is what we want. But such thinking is a down payment toward purposelessness. The truth is that you're more than the assets in your retirement account; you're a person with incredible talent and value, and you're more resourced than ever to leave your mark on the world! Practical, trustworthy, encouraging, and accessible, Afterwork explores 10 key disciplines that will steer you away from the destiny of disillusionment and open you to a life filled with confidence, joy, and peace: Purpose, Calendar, Movement, Journaling, Faith, Connection, Learning, Awareness, Generosity, and Awe. Most retirement resources tell us, "You've earned this; now here's how to make life all about you." Afterwork reveals the fallacy of viewing the coming years as nothing more than cashing in on the money you've squirreled away, hoping it doesn't run out before you die. Instead, experience greater satisfaction by living with an outward focus that can help you escape the retirement lie.
Author: Douglas S. Fletcher
Publisher: Douglas Fletcher
ISBN: 1601451253
Category : Business & Economics
Languages : en
Pages : 136
Get Book Here
Book Description
Whether you are planning to retire, newly retired, long retired, or wishing you never retired, this book offers insights into the retirement process. You will learn the phases of retirement and transitions required to overcome career losses.
Author: Lisa Leong
Publisher: Hardie Grant Publishing
ISBN: 1743587864
Category : Business & Economics
Languages : en
Pages : 285
Get Book Here
Book Description
Winner of the Australian Career Book of the Year Award 2022 (RSA Oceania) This Working Life is the book you need to navigate your career with courage, openness and a good dose of laughter in uncertain times. Springing off the success of her ABC podcast, Lisa Leong, together with journalist Monique Ross, is bringing a deep curiosity to the world of work. You spend most of your waking life working – a jaw-dropping 90,000 hours for the average person. You deserve to feel joy during that time. But how? This Working Life empowers you to experiment in the lab of life. You’ll reflect on your highs and lows, harness your superpowers and pinpoint your guiding values. You’ll learn the importance of empathy as you craft a job or curate a portfolio career that can grow with you. You’ll unlock the power of rituals, community and self-care, and build resilience that will help you face life’s inevitable curveballs. Lisa and Monique get personal, sharing hard-won learnings from their own lives, along with insights from world-leading thinkers like Dorie Clark, Jeremy Utley and Dan Klein, and practical activities to help you take action. No matter where you are, or where you want to be, This Working Life will help you get there.
Author: Raffaella Sarti
Publisher: Berghahn Books
ISBN: 1785339125
Category : History
Languages : en
Pages : 397
Get Book Here
Book Description
Every society throughout history has defined what counts as work and what doesn’t. And more often than not, those lines of demarcation are inextricable from considerations of gender. What Is Work? offers a multi-disciplinary approach to understanding labor within the highly gendered realm of household economies. Drawing from scholarship on gender history, economic sociology, family history, civil law, and feminist economics, these essays explore the changing and often contested boundaries between what was and is considered work in different Euro-American contexts over several centuries, with an eye to the ambiguities and biases that have shaped mainstream conceptions of work across all social sectors.
Author: Better Homes and Gardens
Publisher:
ISBN: 9780696012006
Category : Cooking
Languages : en
Pages : 100
Get Book Here
Book Description
Author: Nancy Hiller
Publisher:
ISBN: 9781732210080
Category :
Languages : en
Pages :
Get Book Here
Book Description
Author: Guy Standing
Publisher: Edward Elgar Publishing
ISBN: 1849802378
Category : Social Science
Languages : en
Pages : 379
Get Book Here
Book Description
This is a scholarly and erudite work. . . There is a wealth of detail, all illustrated with plenty of fascinating examples. . . It is impossible to give the full flavour of this thoughtful and stimulating book in even a long review, but it deserves to be widely accessible and read. Citizen s Income . . . this is the greatest book ever about work (in all its forms). . . Work after Globalization offers us the kind of foundation we need to launch a new social-democratic program. . . do yourself a favour, don t take my word for it. You need to read this book for yourself. . . If you re ever going to read a book about work, make it this one. Peter Hall-Jones, New Unionism Network This is an important book. It shifts emphasis from the role of capital to the creativity of labour in the creation of value in the real economy. A central role is accorded to each and all of the skills and occupations which contribute to the construction of an economy and a civic culture governed by the public interest. Guy Standing has made an original contribution to the validation of human creativity in the economic process. The work owes an acknowledged debt to the vision of Karl Polanyi. Kari Polanyi-Levitt, McGill University, Canada Standing has written a comprehensive account of what the forces and developments that govern the contemporary world (such as states, employers, trade unions, the globalization of labor markets, financial market crises etc.) do to workers and the conditions under which they work and live. It is rare for a social science work that is full of empirical information to be as accessibly written as this one. It is even rarer to find all three of the things that good social science can deliver fine-grained description, original explanation, sophisticated normative reflection in the pages of a single volume. One of the richest accounts of the fates of labor since Polanyi (1944). Claus Offe, Hertie School of Governance, Germany In Work after Globalization, Guy Standing, one of the most knowledgeable and theoretically sophisticated scholars in the area of labor relations today, paints a rich panorama of contemporary labor practices around the world to demonstrate that we are in the midst of a societal shift of historical dimensions. Standing s concept of occupational citizenship provides a way to re-capture both human agency and community, thereby reconciling the individual with society and flexibility with new forms of social security. This book is a tour de force for its sweeping scope, incisive analysis, and predictive power. Katherine Stone, University of California, Los Angeles, US In this ground-breaking book, Guy Standing offers a new perspective on work and citizenship, rejecting the labourist orientation of the 20th century. Karl Polanyi s The Great Transformation marked the rise of industrial citizenship, which hinged on fictitious labour decommodification. Since the 1970s, this has collapsed and a Global Transformation is under way, in which inequalities and insecurities are becoming unsustainable. Guy Standing explains that while a struggle against paternalism is essential, the desirable egalitarian response to the problems caused by globalization is a strategy to build occupational citizenship. This is based on a right to universal economic security and institutions to enable everybody to develop their capabilities and work whilst respecting the ecological imperatives of the 21st century. The book also explores a phasing out of labour law and a re-orientation of collective bargaining towards collaborative bargaining, highlighting the increased importance of the relationship between groups of workers and citizens as well as between workers and capital. Work after Globalization offers a new perspective on work, rejecting the labourist orientation of the 20th century. Social scientists interested in globalization and labour market issues will warmly welcome this book. It will also strongly appeal to stude
Author: Cameron McGill
Publisher:
ISBN: 9781936767656
Category :
Languages : en
Pages : 96
Get Book Here
Book Description
"The debut poetry collection from writer and musician Cameron McGill"--
