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Author: Aliou Diagne
Publisher: Intl Food Policy Res Inst
ISBN: 0896291197
Category : Business & Economics
Languages : en
Pages : 175
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Book Description
The rural economy and microfinance institutions in Malawi; Survey design and description of the data; Econometric analysis of the impact of access to credit on household welfare; Results of the econometric analysis; Conclusions and implications for policy; Econometric methodology.
Author: Aliou Diagne
Publisher: Intl Food Policy Res Inst
ISBN: 0896291197
Category : Business & Economics
Languages : en
Pages : 175
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Book Description
The rural economy and microfinance institutions in Malawi; Survey design and description of the data; Econometric analysis of the impact of access to credit on household welfare; Results of the econometric analysis; Conclusions and implications for policy; Econometric methodology.
Author: Aliou Diagne
Publisher:
ISBN: 9780896291195
Category : Agricultural credit
Languages : en
Pages : 153
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Book Description
Author: Kiendel Burritt
Publisher: UN
ISBN:
Category : Business & Economics
Languages : en
Pages : 200
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Book Description
This report assesses the achievements and challenges for microfinance service delivery in Malawi, with particular attention to rural and agricultural markets. It identifies key elements that influence the development of Malawi's financial system, and provides some recommendations and opportunities for investors, donors, government and private sector entities to support the development of an inclusive financial system.
Author: Yvonne Mhango
Publisher: LAP Lambert Academic Publishing
ISBN: 9783838305721
Category :
Languages : en
Pages : 68
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Book Description
Although several country-level studies have investigated the impact of access to credit on various outcome variables, few of these have looked at the full effect of membership in a credit programme. The study in this book was conducted on a Malawian dataset that was collected through a household rural finance survey. The study differs from others in that the operative explanatory variable is not monetary credit but credit programme membership. Contrary to findings in other related studies, this book finds that the effect of membership does not depend on the gender of the household head. Credit programme membership, regardless of the gender of the household head, was found to make households better off, as manifested by the significantly lower food shares of member households. Female-headed households, irrespective of their membership status, were found to spend significantly more on food than their male-headed counterparts. This book should add to the discourse on the welfare effect of microcredit programmes and be of interest to development economists, or policymakers assessing the benefits of improving credit access to households.
Author: Franklin Simtowe
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
A substantial amount of the literature has reported on the impact of access to credit on technology adoption, and many studies find that credit has a positive impact on adoption. However, most existing studies have failed to explicitly measure and analyze the amount of credit that farm households are able to borrow and whether they are credit constrained or not. They overlooked the fact that credit access can be a panacea for non-adoption only if it is targeted at households that face binding liquidity constraints. Guided by the frame work of a household model under credit market failure, this paper aims at investigating the impact of access to credit on the adoption of hybrid maize among households that vary in their credit constraints. The data used in the study is from Malawi collected by the International Food Policy Research Institute (IFPRI). Using the direct elicitation approach, households are classified into constrained and unconstrained regimes. We start by estimating the probability of being credit constrained, followed by an estimation of the impact of access to credit for the two categories of households (credit constrained and unconstrained), while accounting for selection bias. The impact of access to credit is estimated using a switching regression in a Double-Hurdle model. Results reveal that while access to credit increases adoption among credit constrained households, it has no effect among unconstrained households. Results also show that factors that affect adoption among credit constrained households are different from those that that affect adoption among unconstrained household. Landholding size, for example, has opposite effects on adoption in the two regimes of households. The policy implication is that microfinance institutions should consider scaling up their credit services to ensure that more households benefit from it, and in so doing maize adoption will be enhanced.
Author: Franklin Simtowe
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
Microfinance Institutions world-wide are continuously developing strategies for addressing credit market failure among liquidity constrained households. While an enormous amount of research has provided evidence for the positive welfare impact of access to credit at household level, very little is known regarding the extent to which credit can be used as a tool for enhancing separation in the making of consumption and production decisions at household level, which is an important precondition for specialization. The objective of this paper is to examine the extent to which credit constraints can be used to explain non-seperability among households from Malawi. The data used was collected by the International Food Policy Research Institute (IFPRI). The test for separation of consumption and production decisions is done using the on-farm labor demand model. Consistent with theory, results indicate that household demographic factors affect demand for labor among credit constrained households while they have no effect among unconstrained households. The implication from the study is that increased access to credit can be an important tool for arresting current market failures faced by poor rural households to the extent that once liquidity constraints are relaxed households can hire extra labor to enhance their productivity.
Author: Ephraim Chirwa
Publisher: Oxford University Press, USA
ISBN: 0199683522
Category : Business & Economics
Languages : en
Pages : 315
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Book Description
This book takes forward our understanding of agricultural input subsidies in low income countries.
Author: Bruno Barbier
Publisher: Intl Food Policy Res Inst
ISBN: 0896291251
Category : Political Science
Languages : en
Pages : 81
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Book Description
Farmers who live in fragile tropical hillsides often operate under severe resource constraints and face difficult tradeoffs when confronted with changes in production conditions. Using a bioeconomic linear programming model, this study simulates the effects of population, market, and technological changes on farmers' income and on their management of the natural resource in a hillside area of Central Honduras. The results show that economic growth and agricultural intensification are not necessarily adverse for fragile environments. In fact, farmer incomes would be much lower and degradation much higher if intensive agriculture had not been adopted. Such a result, however, must be framed within a complex set of conditioning factors, among which agroecology plays a fundamental role. Although the economic advantages of horticultural production are clear in the area studied, this strategy is not suited for all contexts. This report offers a series of policy recommendations that implicitly recognize such limitations, thereby helping to direct resources where they will have their greatest impact.
Author: Robert E. Evenson
Publisher: Elsevier
ISBN: 0080545270
Category : Business & Economics
Languages : en
Pages : 847
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Book Description
Volume 3 of this series of the Handbooks in Economics follows on from the previous two volumes by focusing on the fundamental concepts of agricultural economics. The first part of the volume examines the developments in human resources and technology mastery. The second part follows on by considering the processes and impact of invention and innovation in this field. The effects of market forces are examined in the third part, and the volume concludes by analysing the economics of our changing natural resources, including the past effects of climate change.Overall this volume forms a comprehensive and accessible survey of the field of agricultural economics and is recommended reading for anyone with an interest, either academic or professional, in this area.*Part of the renown Handbooks in Economics series*Contributors are leaders of their areas*International in scope and comprehensive in coverage
Author: Bruce L. Gardner
Publisher: Elsevier
ISBN: 0444518738
Category : Business & Economics
Languages : en
Pages : 847
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Book Description
Volume 3 of this series of the Handbooks in Economics follows on from the previous two volumes by focusing on the fundamental concepts of agricultural economics. The first part of the volume examines the developments in human resources and technology mastery. The second part follows on by considering the processes and impact of invention and innovation in this field. The effects of market forces are examined in the third part, and the volume concludes by analysing the economics of our changing natural resources, including the past effects of climate change. Overall this volume forms a comprehensive and accessible survey of the field of agricultural economics and is recommended reading for anyone with an interest, either academic or professional, in this area. *Part of the renown Handbooks in Economics series *Contributors are leaders of their areas *International in scope and comprehensive in coverage
