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Author: Robert Morris Associates. Committee on the Development of Bank Loan and Credit Men
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 352
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Book Description
Manual covers the supervision and training of credit department personnel.
Author: Robert Morris Associates. Committee on the Development of Bank Loan and Credit Men
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 352
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Book Description
Manual covers the supervision and training of credit department personnel.
Author: Robert Morris Associates
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 447
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Book Description
Author: Alexander Wall
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 256
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Book Description
Author: University of Pittsburgh. Research Bureau for Retail Training
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
Author: Jonathan Golin
Publisher: John Wiley & Sons
ISBN: 0470821574
Category : Business & Economics
Languages : en
Pages : 949
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Book Description
A hands-on guide to the theory and practice of bank credit analysis and ratings In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more. Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text Includes international case studies from North America, Asia, and Europe that offer readers a global perspective Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors.
Author: Morton Glantz
Publisher: Academic Press
ISBN: 0123785863
Category : Business & Economics
Languages : en
Pages : 557
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Book Description
More efficient credit portfolio engineering can increase the decision-making power of bankers and boost the market value of their banks. By implementing robust risk management procedures, bankers can develop comprehensive views of obligors by integrating fundamental and market data into a portfolio framework that treats all instruments similarly. Banks that can implement strategies for uncovering credit risk investments with the highest return per unit of risk can confidently build their businesses. Through chapters on fundamental analysis and credit administration, authors Morton Glantz and Johnathan Mun teach readers how to improve their credit skills and develop logical decision-making processes. As readers acquire new abilities to calculate risks and evaluate portfolios, they learn how credit risk strategies and policies can affect and be affected by credit ratings and global exposure tracking systems. The result is a book that facilitates the discipline of market-oriented portfolio management in the face of unending changes in the financial industry. Concentrates on the practical implementation of credit engineering strategies and tools Demonstrates how bankers can use portfolio analytics to increase their insights about different groups of obligors Investigates ways to improve a portfolio’s return on risk while minimizing probability of insolvency
Author: Indian Institute of Banking & Finance
Publisher: Taxmann Publications Private Limited
ISBN: 9357788492
Category : Law
Languages : en
Pages : 17
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Book Description
The 'Bankers' Handbook on Credit Management' is developed to address the unique skill requirements of banking professionals in managing credit portfolios. This book offers insights into the credit function, supplemented by practical examples, a rundown of regulatory guidelines, etc. The focus areas of this handbook revolve around the credit operations of commercial banks and delve into: • An Introduction to and Overview of Credit • Analysis of Financial Statement • Working Capital Management • Other Credits • Monitoring, Supervision/Follow-up, and Management of Impaired Assets Emphasis is placed on real-world applications of credit management concepts and functions. To ensure the reader is well-equipped with the latest knowledge, this book incorporates the recent developments and guidelines in the field. This book is not only the recommended courseware for the IIBF's 'Certified Credit Professional Course', recognized by the Reserve Bank of India & Indian Banks Association for enhancing the skills of banking professionals, but also an invaluable asset for anyone intrigued by the nuances of bank credit functions within India. The Present Publication is the 3rd Edition, updated by P.D. Sankaranarayanan (Former Assistant General Manager – State Bank of India) and vetted by D. Srinivasan (Former Deputy General Manager & Faculty | Training College – Indian Bank). Taxmann exclusively publishes this book for IIBF with the following coverage: • Module A – Introduction & Overview of Credit o Principles of Lending o Credit Policy o Types of Borrowers & Types of Credit Facilities o Credit Delivery o Credit Appraisal o Credit Rating o Capital Adequacy (Credit Risk – Standardized Approach & Advanced Approached) § Probability of Default § Exposure at Default § Loss Given Default o Importance & Application of RAROC (Risk Adjusted Return on Capital) • Module B – Analysis of Financial Statements o Analysis of Financial Statements o Non-financial Risk Analysis & Macroeconomic Factors o Project Appraisal/Term Loan Appraisal o Credit Risk Analytics & Credit Scoring Models • Module C – Working Capital Management o Working Capital Assessment (including Factoring, Bill Financing, etc., as Sub-limits) o Non-Fund-Based Credit Facilities • Module D – Other Credits o Export Finance o Priority Sector Lending/Government Sponsored Schemes/NABARD Schemes o Retail Loans o Forward Exposure Limit & Pre-settlement Risk o Structured Finance Options o Alternative Source of Funding o Digital Finance-P2P Lending via FinTech o Green Finance • Module E – Monitoring, Supervision/Follow-Up & Management of Impaired Assets o Documentation o Types of Charges o Follow-Up, Supervision & Credit Monitoring § Periodic Scrutiny of Exception Reports § AI/ML Based Analytics Tools to Analyze the Transaction to Predict 'Likely to Default' o Resolution of Stressed Assets o Fair Practices Code on Lender's Liability o Insolvency & Bankruptcy Code (IBC), 2016 [including all Amendments & Top Five Judgements] o Fraud Risk Management in Credit § Early Warning Signals [Annexure 16/3 of Current Book] § Red Flagging of Accounts § Identification & Reporting of Fraud § Forensic Audit § Wilful Defaulters § Non-cooperative Borrowers § Fugitive Economic Offender § Look Out Circular § Criminal Offenses and Investigative Agencies
Author: United States. National Credit Union Administration
Publisher:
ISBN:
Category : Credit unions
Languages : en
Pages : 602
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Book Description
Author: Alexander Wall
Publisher: Forgotten Books
ISBN: 9781330149447
Category : Business & Economics
Languages : en
Pages : 262
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Book Description
Excerpt from The Banker's Credit Manual: A Complete Survey of the Credit Department Its Obligations and Its Opportunities; How to Systematize the Work; Stabilize Operations, and Facilitate Investigations, Together With Schemes for Comparative Analyses and Many Approved Forms Reproduced in Facs Every book should have an object, and that object, whether it be to entertain or educate, should he clearly understood at the very start so that only those to whom it would be of value may undertake its reading. The reason for this Foreword is to explain clearly in a few words the objects of this book, which are two-for it may he called A Why and How Book. The basic reason of this book is to educate. The idea of entertainment does not enter into its conception except as some of the ideas in it may please those students of hank credit who are in love with their work and to whom it may bring the stimulating effect of giving them an opportunity to compare their own ideas with the ideas of others. Primarily it is not meant for the more mature minds in the field of bank credit, except in some chapters, but is more widely meant for younger men - assistants who are possessed of sufficient zeal to study the technique of hank credits so that they may more readily achieve judgment and credit knowledge. The opening chapter deals with the theoretic principle of credit very briefly. The colleges provide long courses for the deeper study of economics, but no book 011 credit can be complete without some discussion of the subject from this standpoint. The average man approaches this kind of study, however, in an attitude of skepticism and distrust. "Give us something practical," is the cry, and so this is written with the idea of giving as little theory as possible and as much of the practical as can be. There are many forms; nearly all reproductions of those in actual use by representative banks, but some are adaptations and combinations made with the idea of offering suggestions. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Author: United States. National Credit Union Administration
Publisher:
ISBN:
Category : Banks and banking, Cooperative
Languages : en
Pages : 164
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Book Description
