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Author: Associated Credit Bureaus of California
Publisher:
ISBN:
Category :
Languages : en
Pages : 106
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Author: Associated Credit Bureaus of California
Publisher:
ISBN:
Category :
Languages : en
Pages : 106
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Author: Josh Lauer
Publisher: Columbia University Press
ISBN: 0231544626
Category : History
Languages : en
Pages : 393
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Book Description
The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life—yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played—ahead of state surveillance systems—in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports—and, later, credit ratings and credit scores—credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic "facts." It is fundamentally concerned with—and determines—our social standing as an honest, reliable, profit-generating person.
Author: United States. Congress. House
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 2144
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Author: Robert G. Waite
Publisher: Robert Waite
ISBN:
Category : Idaho
Languages : en
Pages : 682
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Book Description
Author: Carol Williams
Publisher: University of Illinois Press
ISBN: 0252094263
Category : Social Science
Languages : en
Pages : 322
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Book Description
The essays in Indigenous Women and Work create a transnational and comparative dialogue on the history of the productive and reproductive lives and circumstances of Indigenous women from the late nineteenth century to the present in the United States, Australia, New Zealand/Aotearoa, and Canada. Surveying the spectrum of Indigenous women's lives and circumstances as workers, both waged and unwaged, the contributors offer varied perspectives on the ways women's work has contributed to the survival of communities in the face of ongoing tensions between assimilation and colonization. They also interpret how individual nations have conceived of Indigenous women as workers and, in turn, convert these assumptions and definitions into policy and practice. The essays address the intersection of Indigenous, women's, and labor history, but will also be useful to contemporary policy makers, tribal activists, and Native American women's advocacy associations. Contributors are Tracey Banivanua Mar, Marlene Brant Castellano, Cathleen D. Cahill, Brenda J. Child, Sherry Farrell Racette, Chris Friday, Aroha Harris, Faye HeavyShield, Heather A. Howard, Margaret D. Jacobs, Alice Littlefield, Cybèle Locke, Mary Jane Logan McCallum, Kathy M'Closkey, Colleen O'Neill, Beth H. Piatote, Susan Roy, Lynette Russell, Joan Sangster, Ruth Taylor, and Carol Williams.
Author: Library of Congress
Publisher:
ISBN:
Category : Catalogs, Union
Languages : en
Pages : 710
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Author: Harlan D. Unrau
Publisher:
ISBN:
Category : Electronic government information
Languages : en
Pages : 464
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Author: Greta De Jong
Publisher: Univ of North Carolina Press
ISBN: 9780807853795
Category : Social Science
Languages : en
Pages : 340
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Book Description
Using a wide range of sources, the author illuminates the connections between the informal strategies of resistance in the early 20th century and the mass protests of the 50s and 60s.
Author: Nina Mjagkij
Publisher: University Press of Kentucky
ISBN: 0813158168
Category : Religion
Languages : en
Pages : 208
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Book Description
From the time of its emergence in the United States in 1852, the Young Men's Christian Association excluded blacks from membership in white branches but encouraged them to form their own associations and to join the Christian brotherhood on "separate but equal" terms. Nina Mjagkij's book, the first comprehensive study of African Americans in the YMCA, is a compelling account of hope and success in the face of adversity. African American men, faced with emasculation through lynchings, disenfranchisement, race riots, and Jim Crow laws, hoped that separate YMCAs would provide the opportunity to exercise their manhood and joined in large numbers, particularly members of the educated elite. Although separate black YMCAs were the product of discrimination and segregation, to African Americans they symbolized the power of racial solidarity, representing a "light in the darkness" of racism. By the early twentieth century there existed a network of black-controlled associations that increasingly challenged the YMCA to end segregation. But not until World War II did the organization, in response to growing protest, pass a resolution urging white associations to end Jim Crowism. Using previously untapped sources, Nina Mjagkij traces the YMCA's changing racial policies and practices and examines the evolution of African American associations and their leadership from slavery to desegregation. Here is a vivid and moving portrayal of African Americans struggling to build black-controlled institutions in their search for cultural self-determination. Light in the Darkness uncovers an important aspect of the struggle for racial advancement and makes a significant contribution to our understanding of the African American experience.
Author:
Publisher:
ISBN:
Category : Union catalogs
Languages : en
Pages : 712
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