A Guide to Becoming a Homeowner for African-Americans (Yes it is Different for Us) PDF Download
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Author: Quentin J Hardy
Publisher:
ISBN:
Category :
Languages : en
Pages : 156
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Book Description
This book details and describes the home buying journey. It points out some key differences in the process for African-Americans. It also explains some of the critical reasons African-American need to own homes as compared to other groups in the United States. Find out what is different for African-Americans when it comes to home ownershipUnderstand why it is more important now more important than ever for African-Americans to own a homeLearn what to do to ensure you keep your homeBecome aware of things that can derail your home buying journeyGet the stuff you will not readily find on the internet
Author: Quentin J Hardy
Publisher:
ISBN:
Category :
Languages : en
Pages : 156
Get Book Here
Book Description
This book details and describes the home buying journey. It points out some key differences in the process for African-Americans. It also explains some of the critical reasons African-American need to own homes as compared to other groups in the United States. Find out what is different for African-Americans when it comes to home ownershipUnderstand why it is more important now more important than ever for African-Americans to own a homeLearn what to do to ensure you keep your homeBecome aware of things that can derail your home buying journeyGet the stuff you will not readily find on the internet
Author:
Publisher:
ISBN:
Category : African Americans
Languages : en
Pages : 24
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Book Description
Author: Imani Afryka
Publisher:
ISBN: 9780974352602
Category : Business & Economics
Languages : en
Pages : 295
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Book Description
Author: Kevin Riles
Publisher: 40 Acres & a Mule
ISBN: 0615188958
Category : Business & Economics
Languages : en
Pages : 128
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Book Description
If you are Black and live in America, this book is going to change your life In 40 Acres &a Mule, Kevin motivates you to start the process of wealth accumulations by follwing some very simple steps. He delves into how to set up your "real estate team." He also takes the covers off of the mortgage process. Kevin goes in to detail on how your credit scores are calculated adn how to "repair" your credit. Speaker, Motivator, Teacher, Entrepreneur have all been used to describe Kevin Riles. So READ, LEARN, ACT
Author: Nora E. Taplin-Kaguru
Publisher: Routledge
ISBN: 0429664567
Category : Social Science
Languages : en
Pages : 143
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Book Description
African American homebuyers continue to pay more for and get less from homeownership. This book explains the motivations for pursuing homeownership amongst working-class African Americans despite the structural conditions that make it less economically and socially rewarding for this group. Fervent adherence to the American Dream ideology amongst working-class African Americans makes them more vulnerable to exploitation in a structurally racist housing market. The book draws on qualitative interviews with sixty-eight African American aspiring homebuyers looking to buy a home in the Chicago metropolitan area to investigate the housing-search process and residential relocation decisions in the context of a racially segregated metropolitan region. Working-class African Americans remained committed to homeownership, in part because of the moral status attached to achieving this goal. For African American homebuyers, success at the American Dream of homeownership is directly related to the long-standing dream of equality. For the aspiring homebuyers in this study, delayed homeownership was a practical problem for the same reasons, but they also experienced this as a personal failing, due to the strong cultural expectation in the United States that homeownership is a milestone that middle-class adults must achieve. Furthermore, despite using perfectly reasonable housing search strategies to locate homes in stable or improving racially integrated neighborhoods, the structure of racial segregation limits their agency in housing choices. Ultimately, policy solutions will need to address structural racism broadly and be attuned to the needs of both homeowners and renters.
Author: Demetrrius Andrews
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
For many decades African Americans have faced racial injustices and economic inequalities that have led to persistent disparities in homeownership, which is one of the building blocks to obtaining generational wealth. These disparities and injustices helped to catapult us towards educating not just African Americans but all ethnicities and nationalities in the homebuying process.Although homeownership in our community was vast, yet again, the knowledge of how to obtain homeownership was incredibly limited, and these very limitations have caused us to see a decrease in homeownership in many African American communities. With us being Top Producing Brokers and Realtors working in prominent markets with 60 plus clients, we believe that we have given the knowledge for all to be homeowners within the very pages of this book.
Author: Jasmine Tate
Publisher:
ISBN: 9781725657939
Category :
Languages : en
Pages : 32
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Book Description
This book is dedicated to our African American Men that feel like they have been forgotten and left out of the dream of homeownership. If you are looking to get a step by step guide to owning Your own home for yourself or your family quickly and confidently this book is for you. If you are ready to stop renting or staying with family members and friends DON'T WAIT this is the MOST important book you will read this year! Follow the tips you'll learn inside, take action quickly and You WILL become the Owner of Your Own Home In Less Than 90 Days.
Author: William M. Rohe
Publisher: Cornell University Press
ISBN: 1501731130
Category : Social Science
Languages : en
Pages : 326
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Book Description
Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.
Author: Gregory D. Bethel
Publisher: Lulu.com
ISBN: 1483456285
Category : Self-Help
Languages : en
Pages : 52
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Book Description
Whether you're an African-American working full time, entering college, graduating college or retiring, it's not too late to move toward financial freedom. Gregory D. Bethel outlines seven steps to take now to ensure a brighter future. While he positions his message for African-Americans, anyone can use his guidance to achieve financial independence. In plain language, he explains how to reduce debt, conduct financial research, build capital, invest, monitor growth, and enjoy life to the fullest. One critical lesson you'll learn is how to manage debt and credit. Both can lead to dangerous paths if you rely on them too much. Once you commit to living on a budget, you'll reduce debt and have the wherewithal to create an emergency fund. The guide includes worksheets so you can determine your net worth, create a budget, track expenses, calculate debt, and more.
Author: Jesse B. Brown
Publisher: Wiley
ISBN: 9780471158974
Category : Business & Economics
Languages : en
Pages : 212
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Book Description
"How do we help make black America better? Jesse Brown reminds us that we gain financial success and security when we pay ourselves first."-Tavis Smiley, author of How to Make Black America Better: Leading Black Americans Speak Out "Jesse Brown's commonsense approach is a surefire way to watch your money grow."-Myra J., The Tom Joyner Morning Show Achieve your financial freedom with step-by-step instructions from award-winning investment manager Jesse B. Brown. Discover the easy-to-follow, down-to-earth secret to living your dreams, whether it's buying a new home, buying a new car, sending your children to college, retiring rich, or going on that once-in-a-lifetime vacation. Pay Yourself First is a must-have reference guide for all African Americans who want to experience their own financial security. If you make less than $30,000 a year-or if you are simply a first-time investor-here is your financial "411" on: * How to get out of debt and stay out of debt permanently * How to avoid the most common mistakes people make with their money * How to put time and money to work for you instead of against you * Everything you need to know about today's best investment options, including IRAs, insurance, stocks, bonds, and mutual funds Jesse Brown has already shown thousands and thousands of African Americans how to successfully manage their money-and make even more while they're doing it. Now you can begin your own journey to wealth. From free money for family emergencies to the fundamentals of saving and investing, Jesse Brown will give you the help you need to secure the things you want and be a winner.
