A Five Step Plan for People Working Toward Buying a Home

A Five Step Plan for People Working Toward Buying a Home PDF Author: Carolyn Warren
Publisher: Pearson Education
ISBN: 0132475146
Category : Business & Economics
Languages : en
Pages : 16

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Book Description
This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Five fun, easy steps that can move you quickly towards home ownership--whatever your finances look like right now! If your credit is so ugly it scares Frankenstein and you don’t have the cash for a large down payment, set your eyes on your goal. Although you might not qualify today, you can get there in 6 to 12 months if you get busy on my five-step plan.

A Five Step Plan for People Working Toward Buying a Home

A Five Step Plan for People Working Toward Buying a Home PDF Author: Carolyn Warren
Publisher: Pearson Education
ISBN: 0132475146
Category : Business & Economics
Languages : en
Pages : 16

Get Book Here

Book Description
This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Five fun, easy steps that can move you quickly towards home ownership--whatever your finances look like right now! If your credit is so ugly it scares Frankenstein and you don’t have the cash for a large down payment, set your eyes on your goal. Although you might not qualify today, you can get there in 6 to 12 months if you get busy on my five-step plan.

Homebuyers Beware

Homebuyers Beware PDF Author: Carolyn Warren
Publisher: FT Press
ISBN: 0137049056
Category : Business & Economics
Languages : en
Pages : 290

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Book Description
Everything you thought you knew about financing a house has changed. Your future depends on knowing today’s mortgage and credit realities: Relying on older information could cost you a fortune or keep you from buying a house altogether. In Homebuyers Beware: Who’s Ripping You Off Now? – What You Must Know About the New Rules of Mortgage and Credit, Carolyn Warren reveals the new realities of home financing and shows exactly how to take advantage of them, whether you’re buying your first home, refinancing, struggling with imperfect credit, or planning to invest in real estate. Homebuyers Beware reveals new secrets homebuyers simply can’t afford to miss and exposes new scams that target today’s eager consumers--including new loans that look great on paper but are every bit as dangerous as yesterday’s subprimes. Unlike other mortgage guides, this book fully reflects today’s radically new mortgage requirements, in addition to the latest federal housing legislation and how to improve your credit rating. Warren covers topics from real estate negotiation, to powerful tips on getting lower interest rates, to avoiding bogus junk fees, and everything in between: · High-tech “smoke and mirrors” that can trick you into overpaying · Quick, easy, powerful ways to fix your credit · Uncovering the costly secrets of the Yield Spread Premium · The latest laws and credit rules and what they mean to you · New plans for recovering from bad credit, foreclosures, or short sales “Carolyn Warren is my go-to expert for mortgage industry information. She not only helps you avoid rip-offs, she helps you know what questions to ask and how to ask them. Full of tips, scripts, and sample letters, Homebuyers Beware is an extremely valuable book that I recommend to all my readers!” --Alison Rogers, “Ask the Agent” columnist, CBS Moneywatch.com “In this fun-to-read volume, mortgage industry insider Carolyn Warren tells you what real estate cheats and mortgage scammers do NOT want you to know: the tricks, the deceptions, and the outright frauds that would otherwise add thousands, maybe tens of thousands of dollars to your mortgage. Get it. Read it. And take it to the mortgage broker with you. You’ll be glad you did!” --Clayton Makepeace, The Total Package, Makepeacetotalpackage.com “In Homebuyers Beware, Carolyn Warren directs her keen eye at the mortgage and credit markets in the wake of the housing bubble. With an insider’s knowledge, plenty of interesting anecdotes, and helpful reference information, Warren is a cheerful teacher leading readers down the path to homeownership and pointing out pitfalls along the way.” --Ben Meyer, InternetBrands.com

The White Coat Investor

The White Coat Investor PDF Author: James M. Dahle
Publisher: White Coat Investor LLC the
ISBN: 9780991433100
Category : Business & Economics
Languages : en
Pages : 160

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Book Description
Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Rules Are Essential, But They Do Not Guarantee a Win

Rules Are Essential, But They Do Not Guarantee a Win PDF Author: Saly A. Glassman
Publisher: Pearson Education
ISBN: 013261720X
Category : Business & Economics
Languages : en
Pages : 20

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Book Description
This Element is an excerpt from It's About More Than the Money: Investment Wisdom for Building a Better Life (9780137050321) by Saly A. Glassman. Available in print and digital formats. Get beyond frustration and anger, learn today’s rules for investing more successfully, and get back into the game. Have you felt let down by the economic crisis--disappointed, resentful, even angry? You might if you thought you were following all the investment rules you’d been taught. You are in good company if you are thinking, “I followed the rules! I should have won!” Unfortunately, life doesn’t work that way. To succeed as an investor, you must move beyond the emotional frustration of “losing”....

The Truth About Finding Great Academic Fits in Your College Search

The Truth About Finding Great Academic Fits in Your College Search PDF Author: Lynn O'Shaughnessy
Publisher: Pearson Education
ISBN: 0132479982
Category : Business & Economics
Languages : en
Pages : 28

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Book Description
This is the eBook version of the printed book. This Element is an excerpt from The College Solution: A Guide for Everyone Looking for the Right School at the Right Price (9780132365703) by Lynn O’Shaughnessy. Available in print and digital formats. Why you’d better not rely on the college rankings! A cautionary tale...and a better way to find the right college for your child. On a hot summer day in 2007, Antioch College announced its own obituary. The 155-year-old college, which had been founded by abolitionists, had imploded: it was out of money, students, and time. Why dwell on Antioch’s problems? It can serve as a warning to any students or parents who are tempted to rely too heavily on rankings. Here’s why: Despite its severe problems, those ubiquitous college guides were still praising Antioch....

Embrace the Entrepreneurial Spirit and Live the Rich Life

Embrace the Entrepreneurial Spirit and Live the Rich Life PDF Author: Farnoosh Torabi
Publisher: Pearson Education
ISBN: 0132616130
Category : Business & Economics
Languages : en
Pages : 34

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Book Description
This Element is an excerpt from Psych Yourself Rich: Get the Mindset and Discipline You Need to Build Your Financial Life (9780137079278) by Farnoosh Torabi. Available in print and digital formats. Powerful lessons you can learn from entrepreneurs–even if you never intend to become one.

Crises Are Like Little Gifts

Crises Are Like Little Gifts PDF Author: Saly A. Glassman
Publisher: Pearson Education
ISBN: 0132617269
Category : Business & Economics
Languages : en
Pages : 24

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Book Description
This Element is an excerpt from It's About More Than the Money: Investment Wisdom for Building a Better Life (9780137050321) by Saly A. Glassman. Available in print and digital formats. What you can learn about investing from financial crises–and what you can learn about life from any crisis. Crises are like little gifts. Every crisis presents opportunities to learn. To begin with, crises force you to examine your behavior. The investment markets are complex, full of events we cannot predict or control. A financial crisis can feel like an erupting volcano that disrupts our sense of security. The panic can prompt varying reactions….

Make Your Money Count

Make Your Money Count PDF Author: Farnoosh Torabi
Publisher: Pearson Education
ISBN: 0132615827
Category : Business & Economics
Languages : en
Pages : 30

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Book Description
This is the eBook version of the printed book. This Element is an excerpt from Psych Yourself Rich: Get the Mindset and Discipline You Need to Build Your Financial Life (9780137079278) by Farnoosh Torabi. Available in print and digital formats. How to determine what’s worth spending money on, and what isn’t (hint: your best investment is yourself!). Consider how to pursue a financial life with an emphasis on value; how to make financial moves you can proudly say are “worth it.” Just because something is affordable doesn’t make it worthy. In this chapter, you’ll find a formula for determining what a worthy expense looks like, no matter how big or small it is...

16 Expert Lessons for Successfully Managing Your Personal Finances (Collection)

16 Expert Lessons for Successfully Managing Your Personal Finances (Collection) PDF Author: FT Press Delivers
Publisher: Pearson Education
ISBN: 0132489538
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
Your fast, foolproof money primer: escape debt, fix your credit, buy the right house, pay for college, prepare for retirement, and more! Expert, step-by-step guidance for solving money problems and building real wealth and security! Discover new ways to fix your credit (and cut interest payments)…buy the right home and finance it the right way…cut the costs of college and life’s other biggest expenses…build the comfortable retirement you thought you couldn’t have! From world-renowned leaders and experts, including Gregory Karp, Carolyn Warren, James W. Walker, Linda H. Lewis, and Jane White Included in this collection: · Some Aggressive Ways to Fix Your Credit (Carolyn Warren) · Make Your Credit Cards Work for You Instead of You for Them (Gregory Karp) · How to Get Out of Credit Card Debtor’s Prison: Stop Hemorrhaging Money and Start Saving (Jane White) · Fighting Identity Theft!: How to Protect Your Personal Finances (Carolyn Warren) · 31 Simple Rules for Protecting Your IRAs and 401(k)s (Steve Weisman) · Retirement Isn’t the Only Option: What Do You Want to Do with Your Options? (James W. Walker and Linda H. Lewis) · Determining Living Expenses for Retirement: Planning How to Live Well in Your Post-Work Life (James W. Walker and Linda H. Lewis) · Homebuying Tips on How to Get the World’s Cheapest Loan (Carolyn Warren) · Homebuying Tips on Credit and Credit Scores (Carolyn Warren) · The House Loan Process in Ten Easy Steps (Carolyn Warren) · A Five-Step Plan for People Working Toward Buying a Home (Carolyn Warren) · Is Refinancing the Right Financial Move for You? (Carolyn Warren) · How to Pay Less for Life and Auto Insurance: Know What You Need and How to Shop (Gregory Karp) · Life Happens: Saving On College, Divorce, Hospital, and Funeral Expenses (Gregory Karp) · Funding College: Finding Grants, Government Loans, and Colleges That Are Free (Jane White) · Pay Less for Phone Services: From Home to Cell (Gregory Karp)

Have Investment Rules That Work for You

Have Investment Rules That Work for You PDF Author: Saly A. Glassman
Publisher: Pearson Education
ISBN: 0132617226
Category : Business & Economics
Languages : en
Pages : 21

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Book Description
This Element is an excerpt from It's About More Than the Money: Investment Wisdom for Building a Better Life (9780137050321) by Saly A. Glassman. Available in print and digital formats. Adopt these simple investment rules, and dramatically reduce your chances of getting scammed. In recent years, investors have been stunned by the proliferation of financial scams. Perhaps you are wondering, “How do I avoid encountering one?” One way to increase your security and confidence is to establish rules for the management of your investments. These rules as written should work for 80% of investors. They are remarkably simple….