A Comparison of Financial Literacy Levels in Countries of Europe PDF Download
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Author: Libena Kantnerová et. al.
Publisher:
ISBN: 9781911033059
Category : Business & Economics
Languages : en
Pages : 138
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Book Description
This book provides a detailed comparison of financial literacy levels in Europe
Author: Libena Kantnerová et. al.
Publisher:
ISBN: 9781911033059
Category : Business & Economics
Languages : en
Pages : 138
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Book Description
This book provides a detailed comparison of financial literacy levels in Europe
Author: Gianni Nicolini
Publisher: Routledge
ISBN: 0429777558
Category : Business & Economics
Languages : en
Pages : 251
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Book Description
Are people ready to take pivotal financial decisions like choosing a mortgage, saving for retirement, or investing their savings? How does the degree of knowledge about financial products and services affect the quality of their choices? Can financial fraud be prevented by increasing consumer financial knowledge? Financial Literacy in Europe addresses these important questions and more. In the first part, the author investigates the concept of financial literacy by analyzing its components and comparing different definitions from previous studies. This then forms a comprehensive measure of financial literacy to be applied in empirical studies that analyze the role of financial literacy in explaining consumers’ financial behaviors. In the second part of the study, the author uses brand new data collected by the Consumer Finance Research Center (CFRC) from several European countries (the UK, Germany, France, Italy, Sweden, and Spain) to assess financial literacy in Europe and highlight similarities and differences across countries. Filling an important gap in previous research, the author develops a rigorous approach in the measurement of financial literacy in order to examine European financial literacy issues in great detail. This book, therefore, is a useful resource for assessing the effectiveness of single financial education programs or planning national strategies on financial education. It can also support policy makers in developing financial regulation and consumer protection strategies, considering the consumer perspective and their ability to deal with financial markets and institutions.
Author: Kristof De Witte
Publisher: Waxmann Verlag
ISBN: 3830990634
Category : Philosophy
Languages : en
Pages : 194
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Book Description
In a world where individuals become increasingly responsible for their financial well-being, and where the complexity of financial markets and products is growing, financial education becomes crucial. Although it is well accepted to introduce financial education in compulsory education, there is no consensus on the optimal way to implement financial education. This book explores the current state and the future challenges of financial education in five European countries: Belgium, Estonia, Italy, Slovakia, and the Netherlands. Moreover, it provides a comprehensive review of the academic literature on financial literacy. The book is a product of a strategic partnership with professionals from 14 partners, including universities, secondary schools and intermediary organisations dealing with financial literacy promotion. The EUFin project supported by this partnership aims to develop evidence-based didactical material for financial literacy education for tertiary and secondary education levels and exchange best-practices.
Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
ISBN: 1464812683
Category : Business & Economics
Languages : en
Pages : 148
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Book Description
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Author: OECD
Publisher: OECD Publishing
ISBN: 9264254854
Category :
Languages : en
Pages : 68
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Book Description
This publication provides an overview of the recent trends and developments in financial education in Europe and offers policy and practical suggestions for European policy makers and other stakeholders.
Author: Li Gan
Publisher: Springer
ISBN: 9811004099
Category : Business & Economics
Languages : en
Pages : 139
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Book Description
The book reports on the development of household finances in rural China. It is based on the results of an on-site survey conducted door to door by a research team from the Survey and Research Center for China Household Finance, the largest survey center in China – and perhaps the world – that specializes in Chinese household finances. Directed by financial experts that enjoy the highest honors in their field and the largest interviewer group in China, it reveals the most realistic picture of rural China available today and highlights a topic about which people worry most: household finances. By reading this inspiring report, readers will be able to better understand China from a household finance perspective.
Author: Oecd
Publisher: OECD
ISBN: 9789264254244
Category : Business & Economics
Languages : en
Pages : 68
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Book Description
This publication provides an overview of the recent trends and developments in financial education in Europe and offers policy and practical suggestions for European policy makers and other stakeholders.
Author: Udo Reifner
Publisher: Nomos Verlagsgesellschaft
ISBN: 9783832920395
Category : Finance, Personal
Languages : en
Pages : 0
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Book Description
The present report written by scientists from the UK, Germany, France, Belgium and Italy tries to give an initial overview of what could truly be called "financial education" in these countries. Its approach is distinct from efforts in professional education, economics or marketing aimed at informing the public about financial matters. It takes the perspective of consumers, individuals who want to optimise the value of their income and target their expenditures in order to gain personal welfare through the use of financial services, while preventing over-indebtedness and the loss of income which can result from inadequate products or inadequate use of them.
Author: Prof. Michela Marchiori
Publisher: Academic Conferences and publishing limited
ISBN: 191121893X
Category :
Languages : en
Pages :
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Book Description
These proceedings represent the work of researchers participating in the 17th European Conference on Research Methodology for Business and Management Studies (ECRM) which is being hosted this year by Università Roma TRE, Rome, Italy on 12-13 July 2018.
Author: Dr. Pradeep K. Gupta
Publisher: Ashok Yakkaldevi
ISBN: 179487710X
Category : Art
Languages : en
Pages : 212
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Book Description
The financial system plays a vital role in the growth and development of the economy. The evolution of financial market economies has been dramatically broadening the opportunities to consumers and investors, business houses, policymakers and the economy of a country. The growing innovations and increasing complexity of financial products over the past decade have put enormous pressure and responsibilities on shoulders of financial investors. Financial Literacy is must to understand return and risk attached to these products. Financial literacy enables an individual to gain a better understanding of financial instruments and the risk and return involved in investment at various avenues. The financial literacy helps to overcome problems relating to personal finance such as savings, borrowings, investments, retirement planning, etc. The Organization for Economic Co-operation and Development (OECD) has defined financial literacy as “a combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual well-being”.
